My Aetna Navigator doesn't have a search feature. *scratches head.* I do know, however, that Aetna as a whole has a strong anti-homebirth policy. I also know that the State of TX has something on the books that requires insurance companies to cover homebirths. (Need to dig a little deeper on this one.)
|Aetna has gone so far as to read a printed statement against home birth to some policy holders I know, but its State law in Florida that if its not a self funded plan, if it covers maternity it must cover CNMs, LMs, birth center birth, and homebirth. My expereince as a midwife is that they usually said no to the customer when they called to ask about covered services, but actually paid pretty well in the end, close to the $4200 we charged plus all the labs.
My midwife has indicated that she has a good track record with Aetna covering her billings. Although the Aetna rep I talked to about Midwives (I did not mention "homebirth") made it clear that if the midwife had to be in
-network to be covered at in-network deductibles. My issue is that there is only a handful of midwives listed on the Aetna site and all of them are a fair distance from me.
Truthfully, my midwife is not any closer... I just am curious what their policy says about having an in-network care provider available within a certain mile radius. I know with our last insurance we were able to get our midwife covered in-network because they didn't have an in-network midwife near us who provided our services.
Clear as mud?
If someone knows the link to Aetna's policies. I'd be happy to read through them. As it is, I'm having a hard time finding them ANYWHERE.