Well, when I say "debt-free by the end of this school year," I'm just talking about credit cards. I wasn't even thinking about Dh's student loan, which costs us $300/month. *sigh*
post #41 of 302
8/26/06 at 8:34pm
|Some things are fixed (like the mortgage) and some things are set but we have direct control (like groceries).|
Originally Posted by traceface
One more kind of conceptual question about budgets -- What about things that are yearly (or twice yearly) expenses, like car registration or buying contact lenses? Do you just divide them by 12 and include them in each month's planned expenses?
Originally Posted by Red
Getting him to read a bit of Dave Ramsey every day has helped though. He understands what I'm trying to do, and is more willing NOT to get a new credit card, not to insist on buying a car, etc. (4 year discussion has just ensued, about whether a NEW car was a good idea. IU kept insisting used was the way to go, and he eventually came around....after some guy on the radio siad the most amazing thing.....Buying USED is smarter! Who'd have guessed!