A friend has asked me to help her budget as her lack of money managing skills has been a major strain on her marriage. She is working to acquire those skills. Dh and I are not in debt and have savings but I have never really "budgeted" just focused on paying down debt early in our marriage and then saving. I don't really check our checking account too much. I could probably save even more but have been busy with three kids.
What are you major methods for bugeting? Do you focus on certain areas, like paying yourself first (saving) and debt repayment or are you much more detailed.
We would both be very interested to hear what works for you, maybe some of your methods will appeal more to her personality. I also need to help her figure out what her priorities are - I think she told me she maxed out her credit cards, so I imagine that's an important area to tackle.
What are you major methods for bugeting? Do you focus on certain areas, like paying yourself first (saving) and debt repayment or are you much more detailed.
We would both be very interested to hear what works for you, maybe some of your methods will appeal more to her personality. I also need to help her figure out what her priorities are - I think she told me she maxed out her credit cards, so I imagine that's an important area to tackle.
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