If I were to bake as much as I wanted, I'd probably be able to save us a lot more, but with the way the schedule is around here right now (I work 30 hours a week with only p/t childcare, DH works 45-50 hours and commutes 45 minutes each way, I am basically the only person taking care of the house, we have preschool and ballet and gymnastics, plus a toddler who has a VERY hard time letting me cook

) I don't get nearly enough time to do it. I wanted to bake bread today, but by the time it will need to come out, we won't be here. So I do what I can--the occasional loaf when we run out of bread, a double batch of apple muffins to go into the freezer for breakfasts and snacks, the occasional cake. The apple muffins save us the most, honestly, because the girls love them so much, they're a perfect breakfast and snack. I'm actually starting to think about tripling the recipe each time, because they go fast!
The only bread I'll buy--Nature's Promise brand all-natural (but not organic)--is $2.50 a loaf, and we average maybe a loaf and a half a week. I'm certain my own bread is cheaper, but no one around here likes it as much as they do regular bread for sandwiches, which is mainly what we use bread for. However, I do have a recipe for whole wheat honey yogurt rolls that everyone loves, so I bet I could get more use out of those. Hmmm, that never occurred to me! They're more time consuming, but they taste way better.
Anyway, I'm certain that if I could bake more like SpatulaGirl does, it would help a lot. I just don't have the time.