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Originally Posted by saratchka  90 minutes north of NYC - $5000 plus any testing fees. My mw never mentioned supplies, but I didn't ask either. I should check on that...
Is that a NYC law or a state law? Can you tell me where to find more information on that? It would save us at least $1500 if it applies to us!
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Sorry for the delay in getting back to you - its been a while since I checked this thread - yes, this applies to you! If your insurance company provides midwives in network - you are limited to those - but if they don't - you get your choice. Here is the link
http://www.ins.state.ny.us/ogco2005/rg050409.htm
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| Every contract issued by a corporation subject to the provisions of this article which provides hospital service, medical expense indemnity or both shall provide coverage for maternity care including hospital, surgical or medical care to the same extent that hospital service, medical expense indemnity or both are provided for illness or disease under the contract. Such maternity care coverage, other than coverage for perinatal complications, shall include inpatient hospital coverage for mother and for newborn for at least forty-eight hours after childbirth for any delivery other than a caesarean section, and for at least ninety-six hours following a caesarean section. Such coverage for maternity care shall include the services of a midwife licensed pursuant to article one hundred forty of the education law, practicing consistent with a written agreement pursuant to section sixty-nine hundred fifty-one of the education law and affiliated or practicing in conjunction with a facility licensed pursuant to article twenty-eight of the public health law, but no insurer shall be required to pay for duplicative routine services actually provided by both a licensed midwife and a physician. |
the midwives have to be licensed by NY State. Your midwife should be aware of this...hope it helps!
