Nevermind

[**guest**]

Nevermind

[Shenjall]

My family in northern ireland just sent me cheques in the past. I had no problem depositing them here in Canada.

I hope that helps.

[Penelope]

Pay Pal?

[bluets]

our credit union charges $67 to convert funds (even from Canada) - so we find that paypal is the best way, even though it also eats a lot of fees.

[1growingsprout]

wire transfer from their bank to yours...

[KrystalC]

I vote PayPal, wire transfer, check, or depending on what this is for... a visa gift card in the amount needed.

[chanibell]

I agree with the paypal idea.

[velochic]

Over the summer we sold some of our property overseas and wanted to get the money to the US. We used bank-to-bank wire transfer and paid minimum fees (this was not a small sum). We also kept a very detailed paper trail so we could show where the money came from for tax purposes (unfortunately, even though the sale was in another country, somehow Uncle Sam got his cut, too).

I'm not sure how much you're talking about, but you should consider that in these post 9/11 times, they are keeping an eye on money transfers from overseas of any kind, so I would do a bank-to-bank transfer for the documentation, if nothing else... but it is cheaper than Western Union.

[spatulagirl]

My mom used to write me checks for gifts when she lived in England. It took a couple of months sometimes for the checks to clear! But it worked and there were no problems.

SOmetimes she gets certified checked from the bank in US funds too, this was in the UK and from Canada where she is now. THose are better and faster.

[bluets]

Originally Posted by spatulagirl

My mom used to write me checks for gifts when she lived in England. It took a couple of months sometimes for the checks to clear! But it worked and there were no problems.

SOmetimes she gets certified checked from the bank in US funds too, this was in the UK and from Canada where she is now. THose are better and faster.

one of our family members has a bank in Canada but the account is in US funds (she travels to the US a lot). she sent us a check but our credit union STILL had an issue with it. because it wasn't a check drawn on a US bank, they were still going to charge us $67 for the exchange. the check was for $25. haha. i gave it to my mom (in Canada) to keep. soooo... first ask your bank/credit union about their fees for dealing with foreign currency before you decide anything.

with bank-to-bank wire transfers, there are often fees on the initiating end and on the receiving end. the recipient usually gets to cover both. again, ask your bank/credit union what their fees are. you might get your sender to enquire and, perhaps, to cover those fees (by padding their transfer with enough to cover the fee on their end). our bank charges $10 to receive a wire transfer (on nonholiday weekdays only) and it costs us $30 to initiate a foreign currency wire transfer. Chase bank appears to charge $25 for wire transfers but the info is buried in the small business part of their website. hard to tell if they charge for the conversion (you can send funds in local currency or in US dollars).

if the amount is < $500, i'd still go with paypal (charges the exchange rate plus a 2.5% fee which used to be about the same as my bank back home in Canada, 10 yrs ago). e.g., at today's exchange rate, to receive $500 US from Canada, your sender would need to send about $573 (to cover the cost of conversion, this would ensure that you receive close to $500) and you would be charged ~$12 for processing the whole transaction.

[**guest**]

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[roadfamily6now]

i get money wire transfered from Belgium to the US. THere is a $25 charge on my end for $2000. Not sure if there is a charge on their end.