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Health Insurance - Page 3

post #41 of 51
So before you had a kid you paid $25 for medicaid for step daughter.

But now that you have another kid you pay $300+ a month for your baby and have added step daughter to it FOR FREE (because you didn't do it before just for her), and you want biomom to pay for half the insurance that you would have anyway for the baby?

I don't think you should have to pay for medicaid anymore, but if my ex had a new baby and changed the health insurance we had set up, I wouldn't pay for his new families health insurance.
post #42 of 51
Thread Starter 
Quote:
Originally Posted by Mallory View Post
So before you had a kid you paid $25 for medicaid for step daughter.

But now that you have another kid you pay $300+ a month for your baby and have added step daughter to it FOR FREE (because you didn't do it before just for her), and you want biomom to pay for half the insurance that you would have anyway for the baby?

I don't think you should have to pay for medicaid anymore, but if my ex had a new baby and changed the health insurance we had set up, I wouldn't pay for his new families health insurance.
No they only reason he was paying 25 a month was because he was having to pay the government back. He had to get insurance on the dsd. Now that he has it, he does not have to pay that 25 dollars. So yeah, she should have to help us out with the insurance. It is her child just as much as it is his. And her medical insurance is NOT FREE! The health insurance has not been changed. We just got it in December. Please go read all the other posts before you try attacking anyone.
post #43 of 51
Quote:
Originally Posted by confuseddaddy View Post
Insurance is $634 a month which includes momma, daddy, 2 kids for medical,dental and life on all but momma. It's roughly $350 for the children alone, whether it is one child or 5 kids.


This is where it is free... You have to pay 350 for one child or 5 children. IT DOES NOT COST YOU ANYTHING EXTRA.


No one is attacking you, they are just trying to understand why you are upset.
post #44 of 51
No. In Texas, the obligor ...in this case hairstylist's DH... is required to pay 20% of his after tax income for one child AND provide health insurance. Period, end of story. That is what the Family Code says and no judge in this state is going to stray from that unless there are VERY extraordinary circumstances.
Hairstylist, I'm sorry that you think it isn't fair. But that is what the law says in Texas, and that's the state that has jurisdiction over your DH and his child. There really isn't anyway around it.
And yes, if medicaid is paying first when there is private coverage, or, Medicaid is paying when you DH has access to private coverage, then it is fraud and your DH could be made to pay medicaid back for everything that they have paid. Please, tred carefully.
And please clarify... is your Health insurance such, like most, that it is the same amount of $ per month for one child or ten?
post #45 of 51
Quote:
Originally Posted by hairstylist View Post
So yeah, she should have to help us out with the insurance. It is her child just as much as it is his.
If my ex ever tried to use that line on me, I'd remind him that I'm the one who prepares their food, does their laundry, takes them clothes/shoe shopping, gets their hair cut, makes and takes them to all their doctor/dentist/orthodontist appointments, transports them to sleepovers and their friends houses in general, HOSTS sleepovers and playdates, plans and hosts their birthday parties, etc.

They're his children as much as they are mine. He should have to help me out, right?

post #46 of 51
Quote:
Originally Posted by 2tadpoles View Post
If my ex ever tried to use that line on me, I'd remind him that I'm the one who prepares their food, does their laundry, takes them clothes/shoe shopping, gets their hair cut, makes and takes them to all their doctor/dentist/orthodontist appointments, transports them to sleepovers and their friends houses in general, HOSTS sleepovers and playdates, plans and hosts their birthday parties, etc.

They're his children as much as they are mine. He should have to help me out, right?

I love that. Absolutely love that!!!

I think it applies to current spouses too. My dh (jokingly) commented that it was going to be awfully expensive to fly the non-working wife and 2 kids to my brothers wedding later this year... I think that list above... the jobs of a mom... is worth far more than any c.s. or income that is "shared" w/ me.
post #47 of 51
Quote:
Originally Posted by 2tadpoles View Post
If my ex ever tried to use that line on me, I'd remind him that I'm the one who prepares their food, does their laundry, takes them clothes/shoe shopping, gets their hair cut, makes and takes them to all their doctor/dentist/orthodontist appointments, transports them to sleepovers and their friends houses in general, HOSTS sleepovers and playdates, plans and hosts their birthday parties, etc.

They're his children as much as they are mine. He should have to help me out, right?


:
post #48 of 51
ok, so for about $350, hairstylist's dh has 2 children in his health insurance.

$350 divided by 2 kids = $175

$175 split evenly between 2 bio parents is $87.50.

now if NC parent is made to pay for half of all other medical expenses not covered by the primary insurance, the custodial parent should be chipping in for half of the premium.

Now in my situation, (on my insurance) two my kids, two not mine on the insurance, the custodial parent would get off cheaper because there are more kids total and only one is theirs.

$350 divided by 4 kids = $87.50
$87.00 slipt evenly between ALL BIO parents involved would be 43.75.

Pretty cheap for the custodial parent if you ask me.

Sure, we're happy to pitch in the fair amount for copays and such, if you chip in fairly for the premium.
post #49 of 51
Quote:
Originally Posted by *caitlinsmom* View Post
No. In Texas, the obligor ...in this case hairstylist's DH... is required to pay 20% of his after tax income for one child AND provide health insurance. Period, end of story. That is what the Family Code says and no judge in this state is going to stray from that unless there are VERY extraordinary circumstances.
Hairstylist, I'm sorry that you think it isn't fair. But that is what the law says in Texas, and that's the state that has jurisdiction over your DH and his child. There really isn't anyway around it.
And yes, if medicaid is paying first when there is private coverage, or, Medicaid is paying when you DH has access to private coverage, then it is fraud and your DH could be made to pay medicaid back for everything that they have paid. Please, tred carefully.
And please clarify... is your Health insurance such, like most, that it is the same amount of $ per month for one child or ten?
Is this true even if they wrote their own support agreement? Do all families automatically have this situation, or could both parties agree that they will split insurance 50/50?

At the beginning here, I assumed that Hairstylist was just not understanding the papers. Every support agreement I've seen says non-custodial parent pays X amount, gets insurance and both parties split non-covered expenses. However, if Confuseddaddy is the father here, he seemed to say that there was no mention of insurance in their agreement, just that all parties pay 50% of medical. In which case, didn't the biomom agree to pay for half of the medical expenses (including insurance) when she signed it?
post #50 of 51
Quote:
Originally Posted by 2tadpoles View Post
If my ex ever tried to use that line on me, I'd remind him that I'm the one who prepares their food, does their laundry, takes them clothes/shoe shopping, gets their hair cut, makes and takes them to all their doctor/dentist/orthodontist appointments, transports them to sleepovers and their friends houses in general, HOSTS sleepovers and playdates, plans and hosts their birthday parties, etc.

They're his children as much as they are mine. He should have to help me out, right?


I know several have joked that what the ex pays in cs isn't worth all the above, but believe me doing the above and all the rest of the little day to day stuff is what makes a relationship. Dh and I would do anything to get more time with his dd to do stuff just like that. Even with our dd, it's the little things, like driving dd to school, when we have our best times - the deep conversations, the creation of the crazy "remember when" time. Worth way more than cs and something that doesn't often happen with "visits".
post #51 of 51
Quote:
Originally Posted by Flor View Post
Is this true even if they wrote their own support agreement? Do all families automatically have this situation, or could both parties agree that they will split insurance 50/50?
Possible I suppose but highly unlikely. Also, keep in mind that even if they wrote their own support agreement, in order for it to be legally binding, it would have to be signed by a judge, and, as I said before, based on my experience in this area, no judge in this state would circumvent the law just because parties are in agreement to do so. Keep in mind that the family code guidlines are a minimum, so a judge will agree to sign an agreement that calls for MORE support than what the family code requires, but not less.

Texas law is well settled in this area. I am sorry that Hairstylist thinks otherwise, but the bio mom has no obligation under the law to pay for the health insurance or any part of it. the DH is required to pay it.
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