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software that pays off mortgage  

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Does anyone know anything about the software that you use to pay off a mortgage early. I am not talking about the bimonthly stuff.

There is supposed to be some formula you use along with a HELOC to do this.

Is this a rip off?

Any experience with this mamas?
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Mothering › Forums › Natural Family Living › The Mindful Home › Frugality & Finances › software that pays off mortgage