"And of course, when I am at home stressing out over bills, I am thinking to myself, if only I put in another 5 hours a week... You just can't win."
UmmNuh: Yes, Yes, YES! This is how I feel exactly! Even though I feel like I took the shortest leave in the history of the planet with dd#2, so that I could take advantage of a paid week of vacation and not affect my pension and keep our health benefits in force, I still know that I was stressed out about money during those couple of months. I tried not to think about it, and just revel in the time I had with my baby, but it was hard to watch my dh, as a solo practioner in his own firm, come home every day with a worried look on his face because he hadn't gotten a check, and know that my salary would have helped.
You're right, you can't win.
Update on my little crawler, who started this whole thread...of course, she is now crawling up a storm, so it seems old hat. And I did remember that this kid was a little pistol in that she would smile at complete strangers, but not crack one for dh or myself. And of course I was around for that. So all of you who said it's not just about being at work when babies decide to do things were right. And I do have to say, one of the things that my day care center has going for it is that the teachers are VERY connected to the kids, and enjoy their "firsts" greatly...so the fact that they did call me and let me know and act excited with me was actually sort of comforting in an odd way.