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Single income families: What is the earner's job and how much does he or she make?

Poll Results: How much does the wage earner make?

 
  • 4% (17)
    under $20,000
  • 13% (47)
    $20-$30,000
  • 12% (44)
    $30-$40,000
  • 15% (53)
    $40-$50,000
  • 14% (52)
    $50-$60,000
  • 14% (50)
    $60-$80,000
  • 9% (32)
    $80-$100,000
  • 15% (54)
    over $100,000
349 Total Votes  
post #1 of 88
Thread Starter 
I think this is an interesting question and I'd love to see some responses! Also, if you don't mind, were you used to a single income before children or did you have to make a change from two to one incomes, and how drastic was that change? Poll to follow.

To answer my own questions: I am married, my husband is the wage earner and I stay at home with our 2 (soon to be 3!) daughters. We've been a single income family for about 4 years now, though that single income is more than our combined incomes were when we had our first child, so the change wasn't drastic at all in our case.

oops, forgot to add what he does: He works for a Fortune 500 company as a manager and network designer.
post #2 of 88
Single income family here - we live quite comfortably on less than $20,000. For myself and my 3 year old.
post #3 of 88
My partner works for the MInistry of Transportation in the IT department. We got married and had kids out of univ, so I never had an income as such.

We would be doing okay if it weren't for all our student loans.
post #4 of 88
We're sort of in an odd income-and-a-half space. I work full-time and make about $50,000, my partner is a student and was on a fellowship making about $30,000, but will soon be down to a student stipend level, which will be variable, so we're not sure how big a hit we'll be taking, but it will certainly be a hit. However, we don't have kids, and one of the reasons we don't is that we want to be comfortably and fully dual-income before we consider adding to the family.
post #5 of 88
Single income family here-myself,dh,3 dc and we pay a decent amount of support for my step son whom we see often...I'd say more than the courts would allott.....With the birth of my 3rd child we came to live on right at 30k maybe 32k...I voted in the 20k-30k spot even though I probably shouldnt have....I'd be comfortable saying that we make 30k and are VERY used to just simply being without ANY extra money....I USED to work for a big name cosmetics company and made about 26k so we almost cut it in half.....we've adjusted quite nicely and I feel so much richer just being at home.
post #6 of 88
A poll is better anyway.

Quote:
were you used to a single income before children or did you have to make a change from two to one incomes, and how drastic was that change?
I didn't work during my PG-DS1 being 6 months. I didn't need the income but wanted a weekend job. DH and I both worked (opposite days) until DS1 was 4 then DH was a SAHD for 2 years. Moving here (from WA) I have been SAH for 2.5 years. DH will SAH at the end of the year while I go back to work.
post #7 of 88
Dh works for Dell and he makes $33500 a year. He just got this promotion...he was in sales before and it was considerably less. I'm so glad we wont get commission anymore! yay! We pay MUCH less in taxes that way!

We live pretty comfortably - we are saving to build a (tiny) home next year so our budget is tight...that's okay though, it's worth it!

Before we had DD I worked full time and Dh went to school and for part of that time he worked part time at the fabulous taco bell

I've thought about going back to work ... sometimes when parenting drives me batty but nah, i'm just gonna leave it to him - he loves his job so i'm cool with it!
post #8 of 88
We're single income in anticipation of children--turtle stays home, I work outside of the home. She does some beading on the side, though her primary job is taking care of the house and pets. In addition to my regular job, I also take in freelance editing.

ETA: I plan events for a living.
post #9 of 88
We are right at 50,000. Hubby is a CPA and works as a field examinor for the State. Prior to my son's birth I was a teacher and actually made more than hubby so it was a switch but not really a big deal for us. We had always planned for me to have an option for me to stop working when we had kids so we made choices with that in mind. For example, we bought a house we could afford to pay off quickly and we put my entire salary to that until it was paid off. So we were practicing for losing my salary for several years before the boys were born. We have no other debt (no car payments) so that makes it possible to be really comfortable on his salary. We find it harder now because one of my son's autism diagnosis and lots of health issues and out of pocket therapy and medical expenses has made it tougher but still we do ok.
post #10 of 88
Just under 20 thousand a year after taxes for family of four. My partner ( not legally married) is apprentacing in the trades right now but we have had winter layoffs for the last 4 years or so.
Before kids we both worked but were university age and drinking beer, eating out and going to lots of shows so we never got used to having a bunch of money!
post #11 of 88
Quote:
Originally Posted by the_lissa View Post
My partner works for the MInistry of Transportation in the IT department. We got married and had kids out of univ, so I never had an income as such.

We would be doing okay if it weren't for all our student loans.
Exactly! Except subsitute "National Defence" for "Ministry of Transportation".

he makes about $65,000
post #12 of 88
I'm a single mom with two kids and live hovering under the 20 000 mark--all of it from student loans.
It's not fun all the time but I try to make the best of it. I would love to hire a house-cleaner, chauffer, and cook. Then I'd be fiiiiine

I had more money when I was with their dad. He has wage potential and makes about 2500/month (of which I haven't seen a penny in months).
post #13 of 88
Dh makes ruffly 32,000 a year. He is a welder. When I worked our combined income was around 42,000 a year. So we live on 12,000 a year less now than we did before we had kids. I have 2 and havnt worked since 99 dd was born in 00.

We still struggle daily with $ and things couldnt be any worse without us loosing everything but I will be a SAHM till ds is in school. Then I will not work unless I can be home when they are.
post #14 of 88
I used to live in substidized houseing and my DH is my childrens step-dad. When we got married it was a big change for us. We both had real bills and a real house to take care of rather than our previous situations (me pay 6.00 a month rent and him living with friends or relatives).

My mom suggested we all get a house together and we found our dream house almost right away. We were waiting to hear if we got it when my DH got a great job. Two years later I am still able to SAH despite a billion different issues we've struggled through. We've considered me working a few times but we only have one car and DH is gone 12 hours a day and I don't want to be gone at night (and DH doesn't want me to either). Mostly we are staying afloat and we don't have credit cards.

The only problem we have is my DH gets laid off every year and we have not been able to prepare for it. Last year my selling our baby sugar gliders got us through but I'd like to be a bit more prepared so it doesn't bring us to our knees and take 6 months to recover from.

The only thing currently that we cannot afford is medical bills. Deductables and what our insurance does not cover. We are still recovering from last years lay off but I am starting to get things a bit more under control with those.

He made just under 30,000 last year.
post #15 of 88
i support my partner/wife (we cannnot legally marry), myself, and our son on a single income. i brought home under $15K last year.
post #16 of 88
Going by last year's taxes we made under 20,000 for a family of six. Dh has worked while I have sah for six years now. I was making so little at the job I had before quitting that we didn't notice much of a difference at the time
I've toyed with the idea of going back to work but the reality is it would be too expensive for me to work outside the home. Dh's hours are too all over the place/unpredicable for us to be able to swing shift. I tried getting into school but hit the same brick wall. But at least we're doing better so far this year as our one income is much better than in it's been in the past, and any plans for me working in the future are far off in the distance for now.

oh eta: Dh works in the kitchen of a restaurant currently. He's been a restaurant mngr, bookstore mngr, security guard and some other things I can't think of right now. Not all exactly high paying, so we are used to being frugal.
post #17 of 88
We're living on Dh's income alone now because I am staying home with dd. He makes a little over 60k as a professor. I was working in non-profit healthcare before dd and together we made about 80k. We live in a very expensive area and are just squeaking by without dipping into our savings. We cannot afford to buy a home here (average homes are at least $650k and up) and are looking to relocate, which is unfortunate because we love the area.
post #18 of 88
DH makes around $65,000 a year. We had considerable debt until the last 2 years. We had tons of student loan debt and credit card debt. Last month we paid off all debt except the house and one of the cars. Up until 2 months ago, I have been off work for 15 months. Now I work very part time (about 8 hours a week) and only make $500 a month, so dh is still considered the bread winner.
post #19 of 88
DH makes $73K a year plus he receives additional bonus quarterly. He is a Sr. Landscape Architect Project Manager for a small Architectural/Landscape Architecture firm.

I became a SAHM October 2005. But, I would like to get a job I could work from home.
post #20 of 88
Quote:
Originally Posted by PajamaMama View Post
I think this is an interesting question and I'd love to see some responses! Also, if you don't mind, were you used to a single income before children or did you have to make a change from two to one incomes, and how drastic was that change? Poll to follow.

To answer my own questions: I am married, my husband is the wage earner and I stay at home with our 2 (soon to be 3!) daughters. We've been a single income family for about 4 years now, though that single income is more than our combined incomes were when we had our first child, so the change wasn't drastic at all in our case.

oops, forgot to add what he does: He works for a Fortune 500 company as a manager and network designer.
When I was pregnant with #1 we were just out of HS, and we moved to be near my family. DH and I were making almost 8000 a year each..!!!!
I was a SAHM immediately. We lived with his father, who paid the rent and we used our one income to pay for the stuff dd needed.
Over the last 5 years we've relocated and dh has been working hard up the job food chain and we make just over 25,000 year. (He works at the Tropicana plant in our town)
My sister also lives in with us. If she didn't I would have to work.
The first year we were together we had two incomes and the only difference now is that before we were wasting 90% of our money (18 with no kids) We only have 20% left over to spend on whatever we want.
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