I am the bread winner in our house. I am a performing artist, and my main source of income is teaching kids. This year I will make about 40,000. Last year I made about 10,000 less but dh was working full time. Now he is in school full time. When he was working, he made about 30,000. So we have gone from 60,000 to 40,000. We are in San Francisco, so while that may sound like a lot, for this area it's really not. Our rent is $1500 a month. I can't believe how easy it has been. Just goes to show how much we used to spend on unnessesary things. I am kind of kicking myself thinking that 20,000 could have been spent on paying off debt or saving but oh well, live and learn. When dh is done with school he will be a nurse and we will be back to 2 incomes. I don't want to up our standard of living until we are debt free. That's my plan.