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Will somebody join me in "NO SPENDING" for April? - Page 2

post #21 of 128
Quote:
Originally Posted by MelissaPatrice View Post
So, if anyone has any advice about how I can reign in DH, let me know! The big problem is that I"m home with our infant DD and it does help to let him do the shopping. But it's so out of control now that I think I'm going to have to take his debit card away INSIST that he not go into ANY stores. Sheesh.
A book that really changed my perspective on money and spending money here and there and what a big affect it has, without even seeming like it at the time, is Automatic Millionaire. The title is deceptive, since the book is not about automatically becoming a millionaire (like a get rich quick thing). Maybe if you and your dh read it together (my dh is not a reader, so I read him the most important points in the book) he'll see how wasteful his spending is, and that by saving it you can really create a comfortable retirement for yourelves.
http://www.amazon.com/Automatic-Mill.../dp/0767914104
post #22 of 128
I'm in - my dad's VA pension just got cut from $1054 to $5.00 - so we can't spend ANYTHING extra.
post #23 of 128
Thread Starter 
Quote:
Originally Posted by MelissaPatrice View Post
So, if anyone has any advice about how I can reign in DH, let me know! The big problem is that I"m home with our infant DD and it does help to let him do the shopping. But it's so out of control now that I think I'm going to have to take his debit card away INSIST that he not go into ANY stores. Sheesh.

So, I'm in! (Did I mention that? lol)

With dh I did take away all of his debit cards and checkbook. We agreed on a reasonable amount for him to spend every month (on "stuff" for him) and I gave him the cash every payday. He had no idea he was spending so much until he saw the money really running through his fingers. Debit cards make it so easy to not pay attention. We grocery shop together once a payday, and only after we've eaten a big breakfast or lunch. Never shop hungry, and insist that nobody goes back to the grocery store before the next payday (or whatever works for your family).
post #24 of 128
I'm in! Basically, I need to be. We NEED to pay down some credit cards and other bills. We had a rough month in March (esp since we had a lot of company and people staying with us!) and need to make up for it in March. I will also be saving a lot of $$ on gas bc my best friend who lives about 1 hr away is moving across country and there will be no more driving all that way.

I'm gonna need HELP HELP HELP for this one!
post #25 of 128
Quote:
Originally Posted by birthjunkie27 View Post
Are you sure you're ready for a no spend challange?

Don't worry, if I weren't in the situation I'm in now (no other choice but to not spend), I'd have written the same post as you (especially the fast food part). But, IMO, not spending (other than bills, food- and by food I mean groceries) means not spending (so no fast food, no night out with the girls). Hey, I haven't had a night out without the kiddos since... last summer. LOL!
well the $10 for CVS is for couponing and free stuff (i play the ECB game) and thats household items, the $12 is for the newspaper so that I can get coupons to SAVE money (thats a 12 week subscription) and the moms night out is a special thing for me. i used to never ever do anything special for myself and it was all family and kids and house and chores and WORK and i consider that a nessecitaty or this family might not have a mom anymore. the fast food thing i am going TO TRY and cut but i have only eaten out 3 times this month so it won't be to hard.

i am also going to try and make some money or at least do decluttering in turbo mode this month. since i want to save money that means i can't lurk on my couponing and good deals board, don't need to go to malls, shopping or "outings" so i will have plenty of time to clean clean clean (and hopefully sell a few things).

Oh another iffy thing. We might or might not go on vacation so IF i fly i have to buy plane tickets in advance to save money. its our only vacation (to my moms house) every year. if we drive though it will be in May.... so that doesn't count.
post #26 of 128
I'm in...I got my hours cut so i seriously doubt i'll have any extra cash. I'm doing my last few purchases tomorrow and then no more money spent except bills until May..and hopefully beyond.
post #27 of 128
I'm in. My goals are:
*Only spend money on bills and food.
*1 tank of gas for me and 2 for dh. No more. If he runs out before the end of the month he can take my car.
*Make at least $150 by selling stuff we no longer need.
*No eating out. We only eat out 3 times a month but I'm going to freeze a few meals to curb temptation.

ETA: I am buying some Chico bags from the co-op here. I am committed to not using plastic bags. Seeing as it's an environmental thing I'll still plan on buying them.
I've been spending like crazy for the past month. I need to stop before it becomes habitual again.
post #28 of 128
ok awesome thread! my dh was just talking about doing this, and i was hesitant on my own behalf...why?? i am going to explore this. and try not to buy crap! i will be here for the inspiration! thanks!~
post #29 of 128
Oh I want to join! We are moving into a new (rental) house this weekend and we need to be very careful!

Rent, bills, groceries & gas only. We do spend alot on gas because DH has long drives to job sites (he does get paid $.40/mile though) and the car I'm driving right now costs $50 to fill (we're selling it this month though hopefully!). We CD both kids, and we have plenty of diapers (I just made about 15 prefold diapers out of flannel I've had laying around, and sold a bunch of fitteds that we paid a bunch for and never liked!).

I'm excited!
post #30 of 128

i'm in

i'm going to try to use my frozen fruits & veggies up first also before getting any more at the store. i'm also going to restart my price book; i lost the previous one i started.

sarah
post #31 of 128
Thread Starter 
Well, I went grocery shopping today and filled my gas tank yesterday. We should be set for the month until we run out of milk. I didn't even get all that much at the grocery store since I want to concentrate on using what we already have. Oh crud, I just remembered that I'll be driving up to San Francisco on the 15th for my best friend's bridal shower. That's at least $60 worth of gas Plus I have to find or buy a maternity dress to wear. Its at a fancy tea room, so the casual stuff I have won't cut it. Waaaah. At least I'll be able to wear it again to the wedding rehearsal dinner....less than 2 weeks before my due date.
post #32 of 128
Stacey- put an ISO out on the trading post. I'm sure someone here has something that will work. You have enough time until the 15th to try anyhow.
post #33 of 128
Quote:
Originally Posted by sweetfeet View Post
Stacey- put an ISO out on the trading post. I'm sure someone here has something that will work. You have enough time until the 15th to try anyhow.
what is the trading post?

tia,

sarah
post #34 of 128

yeah!

Quote:
Originally Posted by rainbowmoon View Post
here is a great site to check out
http://www.verdant.net/
great website- thanks!!!
post #35 of 128
Quote:
Originally Posted by Ruthla View Post
I think I'll join in as well. My house is pretty well stocked with "stuff" right now, and anything I truly need (such as a new mixer) I'll want for Passover anyway.

Uh oh- I have a child's birthday (and party) this month- that's gonna be more than $0!
I just made a neat gift for a birthday party and it was all stuff I had around the house already. I don't know what to call it, but kids seem to like it. Basically it is a small paper mache balloon that you stuff with some treats and the kid can kick it around or play with it like a ball until it "breaks" and then the treats come out.
You take a ballon, some watered down white glue and tissue paper. Wet the tissue paper and cover the balloon with strips of paper. Let it dry. Pop the balloon and pull it out of your creation (there will be some space where the balloon was tied). Open that hole a little and put your not breakable treats in. I used some fruit-a-boo (packaged dried fruit treat), a finger puppet, chapstick and some marbles. Then cover the opening with more tissue and glue, let dry and that's it! You may have to explain a little what it is, but you can usually find little treats to fill one up around the house. I know it isn't quite the same as a commercially bought gift, but it is sweet and most kids will find it intriguing.
post #36 of 128
I'm counting yesterday since the money I spent was on groceries for April 1-7th.

Groceries- $149.42

(This is for dh and I, our three kids, the next door neighbor kid who eats here 3 nights a week, the 2 year old I babysit full time, and a couple other kids I babysit part-time)
post #37 of 128
Okay - I'm making one exception to my no-spend rule this month - a new breastpump! but I'm ebaying to try to get it at a lower cost And selling things on the TP to raise $$$ for it.

The only other major expense that might come up is that the cat may have to go see the vet - he's got a wound on his tail, and while we are taking care of it ourselves if it doesn't improve we'll have to take him in.

Other than that, we're going to try to not spend over $400 on groceries this month. We shop for gorceries weekly {And Grocery Game with Coupons} so that breaks down to $100 a week roughly - not too bad right for a family of 4 & dog & cat?

We're also planning on having a yard sale this coming weekend - hopefully things will sell good. Any extra $$$ at the end of the month will be held back, as this cut in my father's pension looks like it's going to last for about 6 more months. :
post #38 of 128
Quote:
Originally Posted by dakotamidnight View Post
And selling things on the TP to raise $$$ for it.
what is the TP? i keep seeing it mentioned.

tia,

sarah
post #39 of 128
I'm realizing that this is going to be really hard. Hancock fabrics has a sale on gingham and seersucker fabrics, WHICH IS EXACTLY WHAT I HAVE BEEN COVETING FOR MAKING DD SOME SUMMER DRESSES. Ack!!!!! Can't I spend just $5?? Please, pretty please??? NO! Someone stop me. LOL!!

We went grocery shopping yesterday with a budget of $75 and we only spent $61, which was including a birthday present for nephew!!!! Happy Dance! AND we used cash for the first time ever, grocery shopping. That's $61, for a family of 5 for one week. I didn't even think it was possible!

What we're going to be doing is using cash every week for gas and groceries and then whatever is left over is going to go into our "savings envelope". SO excited to be able to put $14 in it yesterday.
post #40 of 128
Quote:
Originally Posted by sarahlyao View Post
what is the TP? i keep seeing it mentioned.

tia,

sarah

The TP is the Trading post - I think you have to have over 60 posts and have been a member over 6months to get into view it though.
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