Mine will be around $4000. I'm hoping ins will cover 60%. My mw says she has a good biller.
I've called the ins company and got the following answers: "We don't cover midwives."
Me: "At all?"
Ins: "At all."
Call back 5 minutes later.
Me: "Do you cover midwives?"
Ins: "Yes, CNMs who work with OBs."
Call back 4 minutes later.
Me: "I'm having a homebirth; do you cover midwives?"
Ins: "You're having a what?"
Ins: "Will that be at the hospital, with a doctor?"