Oh, wow, ok thanks everyone. Nice to have a little discussion of the tax info, too. Our SPA is going to be a bit spendier than the MA ones, but we will get it back with the taxes, so all's well that ends well (I just wish a little less $$ upfront--we wrote a big check today!). We're funding it with this year's tax refunds, so it's all just a little circular.
The social worker was really nice on the phone, and I'm not actually too worried. We live in a very tiny apartment and dd does not have her own room. She doesn't need one by NYS law, so that's not an issue. We have a pack-n-play for her, but it's in our closet--we didn't use it and don't have the floor space uselessness! The SW will basically see the entire apartment just by sitting in our living room. I think the SW should be used to families in small spaces though, since this is common in NYC.
Megin--I'd definitely file an amended return.
Thanks again, everyone.