I think we are falling through the cracks!
I apologize that this is so loooong......I would just like to explain the situation clearly. You are right, we don't have private insurance, except on my dh through his work. We have checked out insurance for the whole family, and it is expensive. There is a one year preexisting condition clause with this particular insurance company, so we would have to pay premiums for a year plus pay for all of his medical expenses out of pocket. To afford both we would have to have more income, which is why we haven't taken the insurance plunge so far. It's one of those famous Catch 22's. Many of the treatments for his MCS condition are experimental and not covered by insurance, which makes insurance seem very unappealing for DS situation.
DS is homeschooled, so he doesn't have a IEP. He is disabled, but not on disability. From what I understand, you have to be older to be on disability (18). If we were very low income, we could get SSI for him, but we are middle incomed, so I don't believe we qualify. I just thought that I should still try, because our income may be still low enough to get him a Medicaid waiver. This opens up another can of worms.
A Medicaid waiver would take a letter of disability. There is a Doctor that DS can go to for a disability letter who is in Texas, but they require thousands of dollars of tests (not covered by insurance) that the disability judge will need as proof of disability. We would be looking at basically $3,000 to get the letter, and still we would have purchased no treatment for DS. I think treatment is a priority over the letter right now, so its one of those famous catch 22's.
Once you have gotten your tests and your letter, getting approved on disability is kind of like chinese water torture in this country.

It is one of my soapbox issues, but I'll spare you, except to say that's how some MCS victims become homeless by the time their disability is approved (2 1/2 years)!! By the time they recieve benefits, they can be finacially devistated and unable to afford the kind of special housing that the illness requires.)
I thank you so much for your compassion and empathy. The bright side of this situation could be the new charity that I am going to be working with. The MCS Beacon of Hope Foundation that will be able to help pay for DS medical expenses is like a miracle. It is too soon to tell at this moment how much or if any they will pay for since the funds depend to a large degree on fundraising that our family initiates. 20% of all the proceeds earned by the foundation using my son's story goes directly into an account for his medical expenses. 80% of the funds go to build homeless shelters all over the country for the MCS survivors, many of whom are homeless and unable to use regular homeless shelters because of their sensitivities to the chemicals and fragrances used there. I'm hoping we could find corporate sponsors (Kind of like the Ronald McDonald houses are sponsored by McDonalds).....maybe Wild Oats grocery stores would sponsor this charity, and some of the other more environmentally savvy businesses could be approached. This is kind of a side issue really because, like you said, I should be looking for some counseling on a sliding scale. I know of a place I can check out.
In the meantime.......
I took DS to a barber....his hair is falling out and the barber was concerned that he is going bald. It was really freaky, I could see where the bald spots were and his hair is thinning visibly in the front two inches of his head. Frightening! This could be from his sudden weight loss of 30 lbs this year, or his illness, or not bathing.
DS has an Occupational Therapist coming to the house who specializes in CranialSacral Therapy. We are hoping for some releif with his headaches, tinnitus, and nausea through the CranialSacral Therapy.
I will be glad to check into any counseling resources you may have a lead on. I'll PM you with our area.
