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Poor Family Support Tribe- NO DEBATE - Page 9

post #161 of 832
I see there are a bunch of us homeschoolers here too!
post #162 of 832
Quote:
Originally Posted by Thystle View Post
I see there are a bunch of us homeschoolers here too!
post #163 of 832
I totally feel ya. We have been using one car and saving every month for the insurance, but DH got a new job We had to insure his car this month NOW. I think I borrowed from all the other "funds" we have just to cover it.

DH and I are both leaving school because we can't get by on his paycheck alone (we had like $20/week for food) and I can't handle working and going to school at the same time. This is my last week in my last class. Maybe I'll be less stressed when I don't have homework.

We have GOT to move. Some things have happened, we will NOT be living here a day longer than we have to. We are looking into a down payment assistance program, we have only $1000 saved for the down payment (well minus that extra $200 I borrowed for his car...) That might cover a $10,000 house, if there was such a thing.....: My sister is moving out, so if we do have to pick another apartment at least it can be a smaller one.


Quote:
Originally Posted by Leta View Post
You know what the saddest part is? People who work the hardest make the least money.
Everytime I get off work I ponder why that is. I see lazy people getting paid the same as me while I do enough of their work so we don't all get fired, and then I see people who are assigned less work and still get paid more. I haven't figured out how to fix it yet.
Last night I got to thinking about the "labor day" holiday, how office workers (like state employees) get the day off for a 3-day weekend but those who really LABOR in the true meaning of the word might get an extra $8 on their paycheck - if they're lucky.

ETA:
Whoever it was that said living "barely above poverty" is worse - speaks the truth. When I was just concentrating on school and not working, we had $40 for 2 weeks groceries and still could not get foodstamps because we made too much money. You can only eat rice without meat so many times....
Um, yeah, I wonder where all that money we were supposed to have actually went?
So now I'm quitting school because I can't work AND go to school. Everyone around me keeps saying how we can never make more money if I don't go to school. I can't do it. Period. I'm not killing myself to make F's. We'll be poor forever but at least we will have food.
post #164 of 832
delurking ...

KentuckyDoulaMama: can you get an emergency loan from your school? I know not all schools offer them, but mine does and it is an immediate loan, you have the money by the end of the day. You could call the financial aid office and ask. Or, can you take out a student loan? We have relied on student loans for me to go to school (I am also a nursing student) and I definitely know how it feels to rack up so much debt, but I keep in mind that the thousands of dollars in debt will be less per month than my income will be. I would also call back to the bank and talk to someone with authority if you haven't already. We've had that happen to our account and they were willing to reverse all but one of the overdraft fees.

I also wanted to mention for those who have cell phones and use them only for emergencies, we have Virgin mobile and I am really amazed by how much money we have saved. The phone was $20 plus $20 in minutes to activate it, but on their website they have this thing called "sugar mama" (very geared toward teenagers, obviously) that allows you to earn 5 minutes per day by watching 5 1-minute ads. It is easy and we are hoping that I'll be able to stretch our $20 of minutes all the way through July when I have to pay another $20 to keep the phone active. I don't know if the other pay-as-you-go plans have similar perks but if you only use your cell for emergencies it might be worth looking in to.
post #165 of 832
I'd like to join the tribe!! I've never been a part of a tribe before, and this one is totally us!!

I'm Susan, not really new here but mostly just lurk. Married to DH for 4 years, we have 2 little girls, Bethany just turned 3 and Abby is 18 months.

We make half-way decent money, probably above the poverty limit, but due to circumstances in the last few years, we live paycheck to paycheck. I know how all you mamas feel, trying to stretch every penny and worrying constantly about the next phone call or emergency. Our lowest point came a few weeks ago, when I had to use all of the money from the girls' piggy banks to pay for gas for that week. I still haven't managed to pay them back, but someday I will. No bday or Christmas presents for either of them in the last year and a half, but thankfully I have a wonderful family who is very generous with gifts for them.

After I pay all of our bills each month, I have $30 left over for groceries and any extras for that month. We've really learned how to stretch food and we just don't do anything extra at all. In March, one of my tires blew out on the van, and I drove around for 3 weeks on my spare donut tire, as we couldn't afford a new one right away. The good news is that my DH will be working again starting late June-early July, so that will definitely help. He's in a program right now where he isn't allowed to work, but he graduates June 13th, so I just keep telling myself to hang on until then.

to all of you, it's so nice to have someone to chat with who truly understands!!
post #166 of 832
Quote:
I see there are a bunch of us homeschoolers here too!
Hi!
post #167 of 832
we get a lot of grief for that one too...
we CHOOSE to homeschool, which affects our employment...so we CHOOSE to be poor.


when in reality I am the one homeschooling and working full time....
Our homeschooling doesn't affect our income at all.

The area we live in does--as dh can't find a job above minimum wage--and that just isn't worth it, since it will push us over the limit for state insurance benefits

Being above income for assistance but below 'survival' levels really sucks :
post #168 of 832
Someone mentioned cleaners a few pages back. I just started using vinegar and water, and I love it. It is so cheap, and it does a great job.

Blow a giant raspberry (at least in your mind) at anyone who says you choose to be poor.

Everytime we get on our feet wherever dh is working goes out of business. It has happened three times now. Though I got a homebirth partially because it was cheaper, and my dh decided circumcision wasn't that important for ds 2 because it would have been in an office with nothing for pain. That is what I can be happy about. He was really happy after he was laid off when he found out that COBRA was going to be $1000 a month.

We live pretty well though since we are renting a house from my parents and they are letting us pay less in rent right now. And my dh's grandmother decided to pay for him to take real estate classes. I am hoping that it works out since he would be happy and there is a good possibility of making money. At least better than an hour commute each way for 9.50 an hour.

Sorry about a bit of a book. I was just happy to find a thread that wasn't all about organic food and how great it is or how much money do you make ones. I always get sad with those.
post #169 of 832
Quote:
Originally Posted by Daniel's Kitty View Post
I was just happy to find a thread that wasn't all about organic food and how great it is or how much money do you make ones. I always get sad with those.
me too

Ds2 has dairy, soy, and corn sensitivities...so we can't buy a lot of 'regular' food
If you look in our cupboard, a lot of our food is organic.
Which I suppose is good.
But I would much rather be able to buy rice krispies for less than $4 a box!!
We just started buying our own wheat berries to grind for flour...and the local stores only sell organic....so if we want cheaper, we have to order it online.
:

Again, I'm glad to be able to offer the kids organic food
but I'd much rather be able to offer them a safe place to live :
post #170 of 832
Ore. gov. starts week on food stamps

http://news.yahoo.com/s/ap/20070425/...on_food_stamps
post #171 of 832
Aravine turns three in May. She's been mentioning two things lately: a tricycle and a cat. The cat, unfortunately, isn't doable right now because our landlord requires a $250 pet deposit, plus a monthly pet rent on top of the vet bills, supplies, and the cost of a kitty itself. So we're looking into a tricycle for her. We passed a small bike outside the Salvation Army on our last trip and she was just enthralled. I've kept an eye on Craigslist, but nothing so far. I think I saw a new one at Target during the Christmas season for around $40, but I'm paranoid so we'll need a helmet and knee and elbow pads too. Who knows how much extra it will be. She's outgrowing all her pj's too so I need to make another thrift store run. Maybe with all this positive goodness going around the board, I'll find a tricycle and protective equipment at one too. (I can dream.)

I had a good chuckle at the article about the Oregon Governor. Hopefully it will raise awareness and lead to some action.
post #172 of 832
Post a wanted add on craigslist or freecycle. Sometimes people have old ones that they just haven't thought to do anything with. Maybe they are rusty or need paint or other work? I have a friend that got a little bike for free on freecycle and then went out and spent a few bucks on sand paper, paint, and some streamers and thier dd got a beautiful "new" bike for like $5 and some elbow grease .

***Oh yah and I wanted to add that you could make streamers out of cut up plastic grocery bags and rubber bands.

Quote:
Originally Posted by kytheria View Post
Aravine turns three in May. She's been mentioning two things lately: a tricycle and a cat. The cat, unfortunately, isn't doable right now because our landlord requires a $250 pet deposit, plus a monthly pet rent on top of the vet bills, supplies, and the cost of a kitty itself. So we're looking into a tricycle for her. We passed a small bike outside the Salvation Army on our last trip and she was just enthralled. I've kept an eye on Craigslist, but nothing so far. I think I saw a new one at Target during the Christmas season for around $40, but I'm paranoid so we'll need a helmet and knee and elbow pads too. Who knows how much extra it will be. She's outgrowing all her pj's too so I need to make another thrift store run. Maybe with all this positive goodness going around the board, I'll find a tricycle and protective equipment at one too. (I can dream.)

I had a good chuckle at the article about the Oregon Governor. Hopefully it will raise awareness and lead to some action.
post #173 of 832
Quote:
Originally Posted by Thystle View Post
Ore. gov. starts week on food stamps

http://news.yahoo.com/s/ap/20070425/...on_food_stamps
I love how he had to put some items back when he got to the checkout- it's so humiliating to have to do that IRL!!!

I am just so mentally exhausted today. My car was in the shop from Monday night until this morning- thank G-d my parents pay for car repairs or I'd never be able to have a car, and there's no way to live in this area without a car, so basically without their help I wouldn't be able to live near my family at all. It was supposed to just be an oil change and fix the windshield wipers (that broke when getting ice off them about two months ago, I couldn't lay out the money to have it fixed even though Mom would have paid me back, I simply didn't have it to lay out.) When the mechanic went to work on the car, it wouldn't start, so he had to replace something or other in the ignition as well.

Anyway, we had a homeschool activity this morning (the one my Mom teaches), then we went out to lunch (Bubbie's treat, of course, or we wouldn't have been able to join in) and then we went to pick up my car. On the way home, I did a little food shopping and then bought gas (since my ex finally gave me some child support so I COULD buy gas!) After filling my tank, the car won't start! We JUST had the ignition thingie fixed!!!

So now the car is at the gas station waiting for the other mechanic to tow the car to his garage to fix it. Again. And the car keys are at the gas station so they can move my car out of the way when the guy with the huge fuel truck comes to refill their underground tanks.

I am just mentally and physically exhausted.

And I forgot a few items at the grocery store and I now can't go out again in the morning to pick them up. And I still have to cook dinner for my kids.
post #174 of 832
I've found kneepads and several helmets at Goodwill before. My girls love to wear them around the house for fun.
post #175 of 832
Wow, subbing :

I have to go back and read through, I've just skimmed a bit.

And I want to read that article too, that looks interesting.
post #176 of 832
Quote:
Originally Posted by JesseMomme View Post
Wow, subbing :

I have to go back and read through, I've just skimmed a bit.

And I want to read that article too, that looks interesting.


I thought you were here already

shows how well I pay attention
post #177 of 832
Quote:
Originally Posted by Ruthla View Post
I am just mentally and physically exhausted.


Are they going to charge you for fixing the car again?
post #178 of 832
Quote:
Originally Posted by kytheria View Post


Are they going to charge you for fixing the car again?
I doubt it- whatever's wrong is his mistake- either he put something in wrong or (more likely) they put in a defective part.

But now there's an update. The guy from the gas station called to let me know he got the car started, so we walked over and drove it home. But I still have to have the car looked at again because I don't know when I'll have trouble starting it again.

I just feel crappy and I want to get to the chiropractor tomorrow. I'm paid up for the month whether I go or not, and I already missed Tuesday because of the car situation. I'm very tempted to drive over there and risk getting stuck. If I had a second set of keys to the car (I'll have to see if my Dad has the second set) then I'd go and leave my car running in the driveway while I'm inside.
post #179 of 832
Quote:
Originally Posted by Ruthla View Post

I am just mentally and physically exhausted.


Isn't it awful to have to sit there and realize that your entire day is only there thanks to others?

I mean it is wonderful to have them there.
I am so thankful for my family helping us as much as they have

but just once.
one day, I'd like to look back at all the good stuff and say it was my own doing, not someone else being nice to us.


I hope they figure out what is going on with your car soon. We live in an area where you have to have a car too. We took ours in for a check up after we got our tax refund...2K of it *poof* gone.
and it isn't like you have a choice :

post #180 of 832
Quote:
Originally Posted by sarah_bella1050 View Post
***Oh yah and I wanted to add that you could make streamers out of cut up plastic grocery bags and rubber bands.
I was *just* reading about doing that in the Complete Tightwad Gazette (thanks, public library)! I'm going to do it regardless of whether we can get the bike new or used- my little one is the equivalent of a wrecking squad so those little streamers won't last long at all. This way she can have them and I won't be fretting so much. (Picking up plastic pieces hidden in odd places for the next ten years, yes, but no fretting. )
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