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Poor Family Support Tribe- NO DEBATE - Page 35

post #681 of 832
Thread Starter 
Laura,

Gas stations make about 2 cents profit per gallon. They have very little control over the market.

Market is determined by demand. So really WE determine the cost of gas.
post #682 of 832
Thread Starter 
Though definitely if others are chargin more than this would explain your boss looking at other stations. Bummer he wasted his own gas when he could have easily used the link I provided
post #683 of 832
Also, www.eyeglassesdirect.com is great source for glasses. They cost about $30 per pair.

I get my contacts from www.smartviewcontacts.com. It costs me $40 (incl. shipping) for 6 pairs. They do not, however, have the best price on every brand, but they do on my brand (BioMedics). You may need to look around.

I get "extended wear" contacts and wear/treat them as tho' they are daily wear- it was my optomitrist's idea. If I wear them all day, every day, then one pair lasts me two months, so it costs me $40 per year for contacts, and I have new ones all the time.

This way, I don't have to bother with that enzyme cleaner, so that saves me money, too. I rub them with contact solution and store them in a case at night- Equate contact solution costs about $3 for a big bottle, and that lasts me at least six months. I wash the lens case with a gentle soap (dilluted Dr. Bronner's) between uses. This was also my optomitrist's idea, to help prevent mineral deposits and maintain comfortable lenses. You just have to be sure to rinse really well.

Something to be sure of when you are getting your exam/rx is to make sure your doctor is writing the appropriate rx's for glasses AND contacts. In my case, my glasses rx is STRONGER than my contacts rx- because my contacts are right up against my eye, and have stronger correcting power because of it. It may cost a little extra during your exam to cover this possible discrepancy, but it's a lot cheaper than having to send your glasses back.

Even including the cost of the exam, it is cheaper for me to just pay my optical costs out of pocket than it is for my husband to carry his (kind of crappy) optical insurance. I learned all these strategies when I was uninsured, and it has served me well.
post #684 of 832
Quote:
Also, yesterday my glasses broke. Again. We've glued them back together about 5 times now, and I think this is the last time they'll hold. I have awful eyesight, past -10 in both eyes, and can not function without some type of corrective lenses. Mark says I need to go get contacts and we'll put them on the credit card, but I'm terrified of doing that with this joblessness (is that even a word?) looming over our head. The stress of it all really hit yesterday, when I started sobbing while fixing my glasses.
If you are on medicaid or any similar program, they often will give you a pair of glasses per year. If not, check out your local lions club... they often have free or reduced cost exams and donated/recycled frames. I got my daughter's backup pair that way, which was crucial because she broke her good pair (that my parents paid for me) and she needs to wear them all the time.
post #685 of 832
21,216 page views and counting!


That's ALOT of lurkers!
post #686 of 832
Quote:
Originally Posted by Thystle View Post
just say no to the "add ons". Glasses for most would be more "frugal" as they are harder to lose and dont require solution!

I wish. *sigh* With the severity of my prescription, I have to get the ultra thin and the special plastic and the others... if not, they fall off my face. Literally. They're too heavy otherwise. And I'm not eligible for those nice $99 complete contact lens specials either because of my prescription.

I agree that for most, glasses are more frugal. Sadly, not for me. I have pretty bad astigmatism, so non-permeable contact lenses (hard) actually help slow the curvature of my eye. When I wear contacts, I can go two years between checkups, rather than every 9 months or so with glasses. Also, every time my glasses have broken, it's been due to my little jumping bean smashing into me. I don't have that worry with contacts (although she did once flush the case while I had my glasses off preparing to put the lenses in!)

I'd love love love to get the laser surgery. I'd still have to use corrective lenses afterwards, but I'd be able to wear the cheap glasses and contacts like everyone else! Maybe one day, if we can ever climb out of the poor hole.
post #687 of 832
Quote:
Originally Posted by Lisa Lubner View Post
If you are on medicaid or any similar program, they often will give you a pair of glasses per year.
This is odd. Medicaid told me that too, so I went to the optometrist they referred me to and we still had to pay $214 out of pocket. The optometrist told me that Medicaid only covers $25 of the frame and plain glass lenses (which I can't use). We weren't expecting to have to pay anything so that hit us really hard. I called Medicaid back and asked why I wasn't told all that, and each rep I talked to had a different story. I'm not sure where I got cheated, but it's pretty obvious I did. It will cost less to pay it all out of pocket for the contacts than have to deal with Medicaid (about $170 total).

I might have to check into the Lions club. Do you know if it's for adults or just children?
post #688 of 832
My advice is to have a current eye exam in hand and then call everyplace on earth and go to every website until you find the best deal!


Sam's Club does exams too.



Some of the "cheapie" places might STILL have a better deal on your glasses or contacts! Just call and ask!




Medicaid only pays for an eye exam and $100 towards glasses for kids out here, and nothing for adults.



Find out what you need and apply on ModestNeeds for help!





.
post #689 of 832
wow, so many postings while i was off doing my thing! i can't keep up! here's my attempt. :

Quote:
Originally Posted by Gendenwitha View Post
Beans are wonderful, so are potatoes (chips for snacks, baked for meals), meat, fish, fruit, PB & celery, cottage cheese... at our local co-op they sell GF in bulk.

You didn't mention how old he is, but I'd still reccomend talking to him and telling him calmly that, that's all there is to eat. I've had good luck even explaining to my four month old why it's important for him to be quiet while mommy's in class. Remember you're stressed to the max, he may be crying more because he's picking up on your stress level that he is his own hunger.
ds is 1.5 and does not respond to reason. he does, however, eat what we have when he gets truly hungry. right now our budget allows for beans, rice, lentils, cornmeal, eggs, carrots and sometimes soy milk. he seems to react to peanut butter. none of us get dairy (he can't have it anyways) or meat or fruits & veggies, they just cost too much. we can't afford special flours or things like that, even in bulk. we give him vitamin supplements and try to balance his eating habits, but lately he doesn't like any of the foods we have so it's a struggle every day. i've been lurking all over mdc seeing what other people suggest, but other people can afford a wider variety of foods, so i haven't found anything particularly helpful. we have discovered, however, that he will eat anything if we put enough salsa or curry on it, so we've been burning through those things. anything to get the monkey to eat, we've been trying to get him to gain weight for too long!

Quote:
Originally Posted by Thystle View Post
josybear
The "Special Needs Parenting" and the "Traditional Foods" forums have alot of good info!
You might want to try buying some coconut flour... it's awesome!
These guys have the best coconut products and they run specials on the flour several times a year: http://www.tropicaltraditions.com/or...onut_flour.htm
If you get on their mailing list you will find out when the sales are and sometimes they have free shipping too.
{{{{{{{{{{{{{{{hugs}}}}}}}}}}}}}}}}}}}}}
I have a SPD child with serious eating issues and I know how tough it can be!
{{{{{{{{{{{{{{hugs}}}}}}}}}}}}}}}}}}
thanks for the hugs, mama. i'm really looking forward to when dh finishes school (2ish years) so we can afford stuff like this. right now we struggle because dh is taking a 150% courseload so he can't work and ds can't go into daycare thanks to some medical issues. i work evenings, weekends, and overnights, but the jobs that fit our crazy schedules pay diddly squat... plus i've got 10 weeks to go until this baby is born and i'll have to go back on mat leave. i know we'll make it, we always do, but it's no fun...

thanks for the advice, ladies!

oh, and the cost of gas only affects us indirectly since we ride the bus. we live in the heart of the ghetto where everyone walks everywhere, even in -40 weather, because everyone is in our situation. inner city neighbourhoods are nicely set up for the carless. too bad about the crime, the stink, and the poor living conditions, though...
post #690 of 832
I get my contact lenses at Costco, and they're about 75% less than anywhere else. Even with the annual membership fee, I come out ahead. I wear two different lens brands, and the one in my left eye is $16 for six pairs and the one in my right is about $22 for 6 pairs (my right eye has the wonky prescription, but both are pretty bad). I wear them for 3 weeks (my eye doc said I could) so it works out to under $10 a month, even with my one expensive eye, and sometimes they have coupons... glasses would be cheaper but they really bother me. Costco also does glasses eye exams for $60 and contact exams for $80 (the doctor is technically an independent contractor but most Costcos have one, at about that price).

Also, if you do mystery shopping at all, there's one company that regularly offers shops for a couple of eye exam and glasses companies, I think Walmart and maybe Sears? I can post the company name next time I get one... IIRC, they reimburse you for the exam totally...

dar
post #691 of 832
You have to ask for them, but the Walmart Vision store has $10 lenses (that's per lens). They will try to nag you into getting various options, but just insist that you want the $10 lenses.

Pick out some glasses from their 50-ish range, and you're set...you'll get out of there for about 75 bucks.

How do I know this? I have a 16 year old who lost/broke his glasses regularly betweens grades 5 (when he started wearing them) and 8 (when he started caring about his appearance and wanting stylish frames/contacts). I must have paid for 2-3 pairs of glasses a year for a while, there.

Holly
post #692 of 832
Quote:
Originally Posted by josybear View Post
wow, so many postings while i was off doing my thing! i can't keep up! here's my attempt. :



ds is 1.5 and does not respond to reason. he does, however, eat what we have when he gets truly hungry. right now our budget allows for beans, rice, lentils, cornmeal, eggs, carrots and sometimes soy milk. he seems to react to peanut butter. none of us get dairy (he can't have it anyways) or meat or fruits & veggies, they just cost too much. we can't afford special flours or things like that, even in bulk. we give him vitamin supplements and try to balance his eating habits, but lately he doesn't like any of the foods we have so it's a struggle every day. i've been lurking all over mdc seeing what other people suggest, but other people can afford a wider variety of foods, so i haven't found anything particularly helpful. we have discovered, however, that he will eat anything if we put enough salsa or curry on it, so we've been burning through those things. anything to get the monkey to eat, we've been trying to get him to gain weight for too long!
How about Quinoa? It is highly digestible, low-sensitivity (I think it is gluten free, but I'm not sure) and we get ours for $1.99/lb from Wegmans
and a lb of quinoa is a heck of a lot


how about potatoes with nutritional yeast?

we are soy,dairy, and corn free vegetarians....which means we kinda gorge ourselves on gluten....


but I'll keep thinking of what might be safe and kid friendly
s
post #693 of 832
Thread Starter 
So I have been minimizing our little house (we just did spring cleaning a few months ago but I held on to so many things "just in case".

But today is a different story. I have a few things in my drawers and enough work clothes for a week plus a few days.

Anyway, we have reduced by half.

But, we want to have better eating habits ona low budget. The posts above got me thinking and motivated to change.

We have meat for this week, but I would prefer to drop meat altogether. Convincing DH is going to be another story though. I cook for everyone and he would be ticked if all I made was meat free dishes.

I just asked and he said he is willing to go 2-3 days without meat. Cool. I take that to mean 3-4

But what things do you make as a meal?

beans and rice-
beans and ?

Help me out mamas

I feel all clean-like
post #694 of 832
Quote:
Originally Posted by Potty Diva View Post
So I have been minimizing our little house (we just did spring cleaning a few months ago but I held on to so many things "just in case".

But today is a different story. I have a few things in my drawers and enough work clothes for a week plus a few days.

Anyway, we have reduced by half.

But, we want to have better eating habits ona low budget. The posts above got me thinking and motivated to change.

We have meat for this week, but I would prefer to drop meat altogether. Convincing DH is going to be another story though. I cook for everyone and he would be ticked if all I made was meat free dishes.

I just asked and he said he is willing to go 2-3 days without meat. Cool. I take that to mean 3-4

But what things do you make as a meal?

beans and rice-
beans and ?

Help me out mamas

I feel all clean-like
I love the Hillbilly Housewife site http://www.hillbillyhousewife.com for cheap foods. They're TASTY too! I've yet to make any of those recipes and have one turn out badly. I can even make her bread recipe, and I'm a doofus when it comes to baking with yeast, so there's a ringing endorsement!

My favorite meatless meal is bean burritos. I make the pinto beans in the crockpot, refry them, and load them in a tortilla with cheese, sour cream, salsa, and if i have it, lettuce and tomato. Yummy! Tortillas are really cheap here, and they're supposed to be easy to make as well if they're more expensive in other areas. I also like pasta with pesto sauce, or spaghetti with a loaded veggie sauce instead of a meat sauce.

I've learned a LOT about cheap meals from a Yahoo group called Pantry Challenge (it's a busy list, go digest) and I totally recommend a book called Cheaper and Better by Nancy Birnes. It's out of print, but I got it from my library, and amazon has used ones from a little over a dollar. There are TONS of great recipes in this book, but it's not just food, it also covers personal care products and crafts and toys for the kids. My grocery bill for three of us averages $100 a month thanks in part to this book, and it really doesn't take much more time to make her recipes than it would to cook from convenience foods. I was able to cut our food budget so much (from $600 a month) using those resources that we can still afford to eat meat, and we eat better and healthier than we did before!
post #695 of 832
Quote:
Originally Posted by kytheria View Post
This is odd. Medicaid told me that too, so I went to the optometrist they referred me to and we still had to pay $214 out of pocket. The optometrist told me that Medicaid only covers $25 of the frame and plain glass lenses (which I can't use). We weren't expecting to have to pay anything so that hit us really hard. I called Medicaid back and asked why I wasn't told all that, and each rep I talked to had a different story. I'm not sure where I got cheated, but it's pretty obvious I did. It will cost less to pay it all out of pocket for the contacts than have to deal with Medicaid (about $170 total).

I might have to check into the Lions club. Do you know if it's for adults or just children?

I don't know if maybe it's just a difference between the PA system and the WI system... BUT... One of the places that I was referred to by the medicaid people told me that they no longer participate in the program, and that MANY places are dropping out because medicaid has been really bad about paying up. The Lion's Club place had frames for adults and kids, though they were all donated and not the prettiest things. I wear glasses with these beautiful frames that I've had since October... NO IDEA how they aren't broken yet.
post #696 of 832
WOW! Are you able to get fresh fruits and veggies on the $100 a month? That is what is killing me here. I am spending probably $600 or so a month on food for my family of five(and on weekends my hubby eats here, so 6 then). My kids go through so much fruit and veggies, half the month we get to eat them often, then the last week or so we barely have any fresh stuff...

I'm going to check out that site too. Thanks for the link.


We LOVE beans and rice here. I make all kids of yummy stuff with them. We have tacos, burritos, tostadas, enchiladas, chili(over brown rice, YUM!), I'm sure there is more. LOL
post #697 of 832
Quote:
Originally Posted by Potty Diva View Post
Anyway, we have reduced by half.

But, we want to have better eating habits ona low budget. The posts above got me thinking and motivated to change.

We have meat for this week, but I would prefer to drop meat altogether. Convincing DH is going to be another story though. I cook for everyone and he would be ticked if all I made was meat free dishes.

I just asked and he said he is willing to go 2-3 days without meat. Cool. I take that to mean 3-4

But what things do you make as a meal?

beans and rice-
beans and ?

Help me out mamas

I feel all clean-like
Here's a FAVE Middle Eastern recipe of mine (when I cook ethnic foods, it's almost always Middle Eastern). This is CHEAP.

Mujadra

Brown lentils and rice with carmelized onions

3 large onions, weighing about 1-1/2 pounds total, cut in half and sliced

½-cup extra virgin olive oil

1-1/4 cup large brown or green lentils (the regular lentils in the supermarket are fine)

1-1/4 cups long-grain rice

Salt and pepper

Fry the onions slowly in a large pan over very low heat in 3-4 tablespoons of the oil – covered to begin with, until they soften, stirring often, and then uncovered – until they turn a rich golden brown.

Rinse the lentils in cold water and drain. Cook in 4-1/2 cups water for 20 minutes. Add half of the fried onions and the rice to the lentils. Season with salt and papper and stir well. Put the lid on and cook over very low hear for about 20 minutes, or until the rice and lentils are tender, watching and adding more water if it becomes too dry.

At the same time, put the remaining onions in the pan back on the fire, and continue to fry them, stirring often, over medium to high heat, until they are a dark brown – almost carmelized.

Serve the lentils or rice cold or warm in a wide shallow dish with the onions sprinked on top and the remaining raw oil poured all over.

Bulgar Pilaf with Chickpeas

Serves 8, I cut in half and have nice leftovers.

4-1/2 cups water or veggie stock (can use buillon cubes)
3 cups coarse ground bulgur (aka #3 bulgur), washed in cold water and drained - but I can't tell any difference when I omit this step
4 tablespoons butter or sunflower oil
A 14-ounce can chickpeas, drained
Salt and pepper

Bring the stock to a boil. Pour in the bulgur and cook, covered, on low heat for about 15 minutes, or until the water is absorbed and the grain is tender. Stir in the oil or butter, the chickpeas, and salt and pepper, and heat through.

Variation: Garnish with 1 large sliced onion fried in oil till carmelized and brown.

I add lots of cumin to this (without onions) and it's VERY tasty. Mind you, the number served is for a SIDE DISH.. I use this as a MAIN dish. A nice bowl of it, microwaved, makes a great work lunch, with fruit for dessert.

Tradd's Quick Black Bean soup

Take 1 can each of black beans, cream-style corn, and diced tomatoes. Drain & rinse the beans, but not the other veggies. Dump contents of cans into a medium saucepan and heat through. Season as you like (cumin, chilies, some like to put broken corn chips into the bottom of the bowl).

Imam Bayaldi (literally “the imam fainted” dead away the end of a fast day as this smelled so good!).

Take an eggplant. Peel it and cut it lengthwise into slices. Lay those slices on paper towels, and cover with another paper towel to get some of the liquid out of them. Salting them helps, but if you have a few hours, don’t worry about salting them.

Cut up one onion and a clove or two of garlic into tiny pieces. Saute in a few tablespoons of olive oil until it’s soft. Add a can of tomatoes (preferably chopped to make your life easier). Let it simmer. You may need to add a little water periodically to compensate for evaporation.

Take those slices of eggplant and fry them in a little olive oil. Eggplants will suck up oil like a sponge, so don’t worry when it all seems to disappear and you don’t have any in the pan. If you’re using a nonstick pan, and you want to make this dish more low fat, then don’t add more unless you really think you need it. Otherwise, add as desired.

After you fry each piece of eggplant, drop it in your onion/tomato mixture that is simmering on the stove. After you do all of the eggplant, let it simmer for a while (maybe 30 minutes) until the eggplant falls apart.

You can serve this hot or cold according to preference. It’s very tasty served hot with lemon squeezed on it. I serve it with plain couscous on the side, but it would also be good with rice. The above quantity will serve about two adults. For three, use two onions and two cans of diced tomatoes, and one large eggplant. Otherwise, increase as needed.

Note: the success of this recipe is dependent on the use of a TON of olive oil! Extra virgin only, and buy the best you can afford. Fry the eggplant in lots but pour MORE on top of the eggplant slices while frying.

I also use a TON of garlic!
post #698 of 832
Quote:
Originally Posted by Lisa Lubner View Post
I don't know if maybe it's just a difference between the PA system and the WI system... BUT... One of the places that I was referred to by the medicaid people told me that they no longer participate in the program, and that MANY places are dropping out because medicaid has been really bad about paying up. The Lion's Club place had frames for adults and kids, though they were all donated and not the prettiest things. I wear glasses with these beautiful frames that I've had since October... NO IDEA how they aren't broken yet.

YOu know for our medicaid here, they don't allow you to pay the difference on stuff. They told me it is against the law for providers to charge over teh amount that medi. pays. I'm not sure why? Maybe to limit abuse by providers? But I do know medicaid does not cover stuff even by half. I am surprised anyone at all is willing to take it.
post #699 of 832
After a LONG job search, I got a job! YAY! I'm hoping this will allow me to get off public assistance. The problem? 1/4 of my pay will be going towards cabs to and from work. The bus doesn't go out there to my place of employment, and walking or riding a bike IS NOT AN OPTION. Not only am I disabled from Lyme Arthritis, but I'm only allowed half an hour for transportation to and from work by childcare assistance. I have no idea how I'm going to manage getting to and from work this next week. I don't have a lot of money for cabs, but that's what I might have to do for the time being.

I sent out an e-mail to everybody at work, seeing if I could rideshare, and toss some money their way. No response yet. I also put an ad on Craigslist looking for a ride, and through the freecycle sister list tradecycle.

My BF works just a mile and a half from where I'm working. He gets out half an hour earlier. So, there's a possibility he could walk to where I work after he gets off, and we could share a cab (he cabs to work, too).

After looking for work for so long, I don't want to lose it due to transportation issues.
post #700 of 832
Quote:
Originally Posted by a_work_in_progress View Post
After a LONG job search, I got a job! YAY! I'm hoping this will allow me to get off public assistance. The problem? 1/4 of my pay will be going towards cabs to and from work. The bus doesn't go out there to my place of employment, and walking or riding a bike IS NOT AN OPTION. Not only am I disabled from Lyme Arthritis, but I'm only allowed half an hour for transportation to and from work by childcare assistance. I have no idea how I'm going to manage getting to and from work this next week. I don't have a lot of money for cabs, but that's what I might have to do for the time being.

I sent out an e-mail to everybody at work, seeing if I could rideshare, and toss some money their way. No response yet. I also put an ad on Craigslist looking for a ride, and through the freecycle sister list tradecycle.

My BF works just a mile and a half from where I'm working. He gets out half an hour earlier. So, there's a possibility he could walk to where I work after he gets off, and we could share a cab (he cabs to work, too).

After looking for work for so long, I don't want to lose it due to transportation issues.
Does your town have a paratransit option (separate from regular public transit) you might be eligible for?
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