I'm going to try this. I may not make it through the month, but I'll try!1. Please introduce yourself and tell us anything you think it would help us to know about yourself.
I'm momaste in the Silicon Valley, CA, SAHM to DS19mo.2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of May.
I'm trying to build our emergency fund and pay off debt. This month will be a debt-paying extravaganza! We're pretty well stocked and I don't need much, but I always seem to want want want, so I'm trying to get myself away from the consuming mindset.3. Please tell us your game plan -- what are your goals and how do you plan to approach no spending for a month?
I made a thorough budget for the month, including paying up the renter's insurance, paying off a medical debt (YAY!!), overdue library fines (
) and putting money into savings. I'm going to try to bring in an extra $1,000 this month by selling stuff and babysitting, and put that money into debt repayment.
I am buying a freezer this month, because we bought a split quarter of beef from a local farmer and it will be butchered this month, so we'll need somewhere to store the meat that should last us a full year. I'm also planning on paying to attend two events this month (a sustainable building expo and a children's fair, both with minimal entrance fees), and for two services (oil change and hair cut). I think the freezer should be the only THING that I buy this month, though, and I saw an Energy Star one at the scratch-n-dent Sears for $175 which seems pretty reasonable to me.
I deposited the paycheck today and paid it all back out already in bills, so the no shop is mandatory! Already, I've spent
$64.00 register car
$65.00 copay for DH doctor appt (he has an infected cut that he wouldn't let them stitch up last week
$62.00 antibiotics for DH (and had he kept the wound clean and dressed we wouldn't be paying this - last week we spent $155 for a tetanus shot and are still waiting for the ER bill for the cut in the first place!)
$65.00 copay for DS doctor appt (he has croup
$95.00 pay off medical bill (I have one more medical bill for $410 that I hope to pay off by the end of the month.)
(The truly sucky part of the medical expenses is that we're self-employed and pay through the business $480 every month for health insurance for our family of three, so these bills are our copay in addition to the premiums!!)
Great start for a no-spend month, huh?!