Who handles the finances? - Page 2

[MorganRiley]

i do it all myself

i am a saver
dh is a spender

and total procrastinator

we would be in huge debt still if he was in charge honestly

[mhurst]

I do and I am the main spender too. I do all the shopping for the house and kids.

I have a list of all our accounts and passwords in case something happens to me, otherwise he would be completely lost.

[Leylla]

We didn't have an answer on the poll, so here goes:

We each keep 10% of our paycheck for our personal checking accounts. This is our weekly lunch money, personal splurges, etc.

The rest of our money goes into a join account, and we both decide what comes out of there and when. We divide that into our IRAs, savings, children's savings, x-mas account, groceries, bills, etc. This account will also cover miscelanous household things like oil changes, home repair, auto insurance, etc.

This works absolutely best for us as we both contribute to the household, but we each have our own "lunch" money as well.

Steph

[cappuccinosmom]

I do most of it. Certain checks dh writes, and he does all the legwork when it comes to moving money around.

[kellyh]

DH does it ALL!!! Thank goodness!!! We discuss every aspect tho'.
I guess I know what my weaknesses are. I filed bankruptcy many years ago and I just don't feel confident enough to be hands on!

[Sharlla]

I pay all the bills and do all the shopping. DH can look online if he wants to see the bank account. If he wants to buy something he tells me in advance so I budget for it or he asks if he can buy something. I think this is the smartest way to go.

My friend's DH is constantly making their account overdrawn because he just spends without consulting her first. He even got his own bank account and overdrew that as well. She tried giving him cash but he spends it as soon as he gets it then doesn't have cash all week. She actually went so far as hide his bank card because they were paying on average $400 month on fees.

i am a saver
dh is a spender

That would be us.

[lmonter]

I voted I do most and he does a little, but I guess it's all me.
I balance the checkbooks (he's horrific at this), transfer money from one account to another, remind him if I need him to pay something online that I don't remember his password offhand, etc. He knows what's going on, he just doesn't deal with it on a daily (or weekly) basis.

[sweetfeet]

I do it all. He makes the money, I make it work.

[becoming]

I handle all the finances. DH's only task is asking me every couple of days, "How much money do we have?" I like it this way.