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What % of your income goes toward housing? - Page 3

post #41 of 138
7/3/07 at 7:40pm
Quote:
Originally Posted by JessasMilkMama View Post
0%

we live in a small house owned by my grandpa next door. Ive lived here since high school.

Its obviously financially nice. But its great because my kids get to see their grandpa everyday, and now that my grandma has passed, he is not so lonely. I cook his meals and dh does the yardwork. Its mutually beneficial

: Sounds like bliss to me... and everyone wins!
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post #42 of 138
7/3/07 at 8:04pm
about 30%, which isn't so bad, but dh also pays childsupport so really 30% is a lot for us.
post #43 of 138
7/3/07 at 8:05pm
about 40%
post #44 of 138
7/3/07 at 8:10pm
my mortgage is 20% of our take home pay, but we have 2 car payments (we only owe $2K on my car so want to get it paid off real soon)
post #45 of 138
7/3/07 at 8:27pm
I'd say around 35% incl. insurance & taxes....but we also can walk or bike everywhere we need....grocery, health food store, library, post-office, schools and beach are all within a mile of our house. If it weren't for the skyrocketing utilities it wouldn't be so bad....
post #46 of 138
7/4/07 at 11:07am
With taxes and insurance...roughly 30%.
post #47 of 138
7/4/07 at 1:12pm
Our mortgage, taxes, and insurance are about 20% of our take home pay. In the area I live thats NOTHING most people are 50% or above. DH and I bought a smaller older home so we could have other things we wanted.
post #48 of 138
7/4/07 at 1:28pm
About 50%. give or take. We just refinanced because our loan was going variable this fall. Now we are fixed for 30 years instead of three and we paid off CC's and the car.

When we were renting we were paying about 65%. Not only did we live in a high rent area.. but renting a house was cut throat. It also cost a fortune to look! We were lucky that DH knew a property manager who let us rent one of his houses. So in the end it was cheaper for us to buy a house than to rent. :
post #49 of 138
7/4/07 at 1:47pm
Probably a little under 25%, includes prop. taxes and ins.
post #50 of 138
7/4/07 at 2:06pm
Right now it's only about 10%. I don't think it's ever been higher than 25%. But, we're lucky/privileged.
post #51 of 138
7/4/07 at 4:54pm
Well over 50%.

BTDT with homelessness, so rent comes first and we make do with what's left over. The last two moves were because I/we had to move to less expensive areas.

We're teetering on the edge of giving up very minimal health insurance coverage that costs about half again what rent is and really doesn't do us any good because the doctors it covers are so bad we don't want to see them and there isn't enough left at the end of the month for copays anyway.

We've pretty much always had to have a living-room sleeper and my big kids are opposite gender, so they didn't want to share a room after they got to be a certain age. I've never been homeless or even a couch-surfer/shelter resident as a mama, though, so I think that's pretty good.
post #52 of 138
7/4/07 at 5:04pm
Currently about 15% in a few months we're moving and playing just over 30%.
post #53 of 138
7/4/07 at 5:08pm
9% of gross/16% of take-home. We currently rent.

When we build next year, it will be about 19% of gross.
post #54 of 138
7/4/07 at 5:10pm
More than half our income comes towards paying our mortgage, taxes and insurance.
post #55 of 138
9/5/07 at 11:50pm
Interesting thread...too bad I'm 2 months behind! I felt pretty happy to realize that we are now at about 26% with mortgage & taxes. (I think our student loans are probably another 20% though, between the two of us.
post #56 of 138
9/6/07 at 12:04am
We rent and it is 28% of DP's take home pay.
post #57 of 138
9/6/07 at 12:06am
35ish percent. Of net pay.
post #58 of 138
9/6/07 at 12:08am
about 30-35%
post #59 of 138
9/6/07 at 12:09am
35% of my take home pay, including principal, interest, taxes, and insurance. If my DH contributes what he's supposed to, it drops down to about 29%.
post #60 of 138
9/6/07 at 12:12am
Roughly 20% of our take-home (both dh and I work full time, and we bought a relatively small house.)
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