We're talking about a daycare center they are going to attend regularly and a visit with grandparents, not random strange babysitters.
actually of you would READ the first post, you would of caught where they just started a NEW daycare, and they are MEETING their father in law 4 days early...
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">umm...i think this is where a loan would come in... </TD></TR></TBODY></TABLE>
laughup
For one, personal loans are incredibly difficult to acquire, even for those with good credit. Credit cards are easy enough to obtain, but only if you have a good credit score and a high enough income will you get a limit high enough to enable you to spend in excess of $5390.40. Moreover, it would take months or years to pay that off at the usual 21% interest rate, so you'd be paying for those three weeks for a good long while. I hate when people just say, oh, if you don't have the money, just charge it! I get that all the time from my family when they want me to buy something I don't need or come visit them. It's a stupid thing to do unless you absolutely have to, and not everyone has the ability to do it. I learned the hard way how dumb it is to whip out a credit card, how difficult it is to secure a loan with low income much less a high debt to income ratio, and how hard it is to pay off a high balance at a high interest rate. We're still learning that lesson. I think the OP's sister is rather intelligent to avoid that situation. And maybe, like us, she learned the hard way too and is still learning. She may very well have student loans if she's going to school, which could make it hard for her to get credit for $5500 or so much less to afford to pay it back.
i'm not even going to respond to this...i do not need a lesson in banking tyvm!
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">yeah maybe she does just like those kids want to see there daddy! </TD></TR></TBODY></TABLE>
I bet they do, but that's the price you pay to serve your country: lots of sacrifice. Most military families can't afford one ticket to Korea, much less two or three. The money ain't that great.
hmm...mom can't sacrifice to? what is good for the goose is good for the gander....
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">i said WHAT I WOULD DO...i guess you missed that part, i have one child...so i would bring one friend not that much extra expense...one room double beds, drive there, etc. </TD></TR></TBODY></TABLE>
Not everyone has that option.
if you have a friend you have the option...case closed
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">no i do not, dh is trying to get his disability, and i am about to start watching a newborn, but i like i said before i would take myself to the bank or a friend for a loan.... </TD></TR></TBODY></TABLE>
I don't have a friend or family member that could loan me $5500. What if the bank said no? You probably just wouldn't go then, right? Same here, but that's me. That doesn't mean the OP is wrong to do otherwise. Perhaps the OP, like me, doesn't have a friend or family member to give her the money. Perhaps she put this trip on her credit card and reached her limit just to buy this ticket? Spending $3000 usually pushes a family's budget, especially when they are lower-ranking military. Perhaps they are already in debt and can't rack up anymore? There does come a point when people stop giving you money.
There's going to be a big debate anytime someone is called selfish, dumb, immature, and not a real parent for leaving their children with loving grandparents for 3 weeks while they fly 10 hours all the way to Korea, shelling out an excess of three grand, to see their deployed husband who is all alone in a foreign country. And when that act is compared to abuse and murder.
please read this whole thread before you keep posting, you jumped in and missed ALOT... well if it doesn't get pulled anyways...
actually of you would READ the first post, you would of caught where they just started a NEW daycare, and they are MEETING their father in law 4 days early...
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">umm...i think this is where a loan would come in... </TD></TR></TBODY></TABLE>
laughup
For one, personal loans are incredibly difficult to acquire, even for those with good credit. Credit cards are easy enough to obtain, but only if you have a good credit score and a high enough income will you get a limit high enough to enable you to spend in excess of $5390.40. Moreover, it would take months or years to pay that off at the usual 21% interest rate, so you'd be paying for those three weeks for a good long while. I hate when people just say, oh, if you don't have the money, just charge it! I get that all the time from my family when they want me to buy something I don't need or come visit them. It's a stupid thing to do unless you absolutely have to, and not everyone has the ability to do it. I learned the hard way how dumb it is to whip out a credit card, how difficult it is to secure a loan with low income much less a high debt to income ratio, and how hard it is to pay off a high balance at a high interest rate. We're still learning that lesson. I think the OP's sister is rather intelligent to avoid that situation. And maybe, like us, she learned the hard way too and is still learning. She may very well have student loans if she's going to school, which could make it hard for her to get credit for $5500 or so much less to afford to pay it back.
i'm not even going to respond to this...i do not need a lesson in banking tyvm!

Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">yeah maybe she does just like those kids want to see there daddy! </TD></TR></TBODY></TABLE>
I bet they do, but that's the price you pay to serve your country: lots of sacrifice. Most military families can't afford one ticket to Korea, much less two or three. The money ain't that great.
hmm...mom can't sacrifice to? what is good for the goose is good for the gander....
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">i said WHAT I WOULD DO...i guess you missed that part, i have one child...so i would bring one friend not that much extra expense...one room double beds, drive there, etc. </TD></TR></TBODY></TABLE>
Not everyone has that option.
if you have a friend you have the option...case closed
Quote:
<TABLE cellSpacing=0 cellPadding=6 width="100%" border=0><TBODY><TR><TD class=alt2 style="BORDER-RIGHT: 1px inset; BORDER-TOP: 1px inset; BORDER-LEFT: 1px inset; BORDER-BOTTOM: 1px inset">no i do not, dh is trying to get his disability, and i am about to start watching a newborn, but i like i said before i would take myself to the bank or a friend for a loan.... </TD></TR></TBODY></TABLE>
I don't have a friend or family member that could loan me $5500. What if the bank said no? You probably just wouldn't go then, right? Same here, but that's me. That doesn't mean the OP is wrong to do otherwise. Perhaps the OP, like me, doesn't have a friend or family member to give her the money. Perhaps she put this trip on her credit card and reached her limit just to buy this ticket? Spending $3000 usually pushes a family's budget, especially when they are lower-ranking military. Perhaps they are already in debt and can't rack up anymore? There does come a point when people stop giving you money.
There's going to be a big debate anytime someone is called selfish, dumb, immature, and not a real parent for leaving their children with loving grandparents for 3 weeks while they fly 10 hours all the way to Korea, shelling out an excess of three grand, to see their deployed husband who is all alone in a foreign country. And when that act is compared to abuse and murder.
please read this whole thread before you keep posting, you jumped in and missed ALOT... well if it doesn't get pulled anyways...







: Yeah.
Are you serious???
:


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