or Connect
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › September No-Spend Challenge: We're in the home stretch! Stay Strong Finish with us
New Posts  All Forums:Forum Nav:

September No-Spend Challenge: We're in the home stretch! Stay Strong Finish with us - Page 66

post #1301 of 1358
9/1-
9/2- $7.56 at CVS on Heating Pads.
9/3- $1.26 Index cards, $18 2DVDs @ Circuit City, $23.58 on ebay
9/4-
9/5- $25.75 on ebay.
9/6-
9/7-
9/8-
9/9- $2.37 B-day card for friend/ $3.99 lunch at McD's.
9/10-
9/11-
9/12-
9/13- $45 in gas- but that's a necessity
9/14-
9/15-
9/16- $6.45 on pepperoni and cheese for making homemade pizza for dinner later.
9/17-
9/18-
9/19-
9/20- $18 Grocery store for Peanut Butter, Hummus, Pita Chips, 2 boxes of Cereal (2 for $5.00) and a thing of soup.
9/21-
9/22- $3.97/ McD's Bkfst/$2.36 Panera Bread Bagel.
9/23-
9/24- $45 groceries for a week, maybe more.
9/25-
9/26-
9/27- $45 gas
9/28-
post #1302 of 1358
Thread Starter 
01..
02.. $12,
03.. ,
04..
05.. ,
06.. ,
07.. ,
08.. ,
09..
10..
11..
12.. ,
13.. ,
14.. ,
15.. $25 picture frames, batteries
16.. $4 Starbucks
17..
18.. ,
19.. ,
20.. $10.46 slippers
21.. ,
22.. $2.99 Apple Cider Donuts at Apple Farm
23.. $2.18 Starbucks
24.. $18 Moms group dues
25.. ,
26..
27.. ,
28..

My goals:

1. No-Spend Days = 21/20 days
2. Let the Car Rest Days = 14/15 days
3. McDonalds Safely Avoided = 28/30 days

Okay...I'm thinking I might not make the car goal this month. Unless I can convince DH to stay home all day tomorrow.

I had to drive it today for a reason that I will be able to disclose a little later....

Woman of Mystery
post #1303 of 1358
Sept 28:

We spent a bit at the gas station on allergy pills and something to drink, but I made $6 on craigslist, so it all balances out.
post #1304 of 1358

Where can I find the best price for a

Brita Water Pitcher and filter. I am seriously seriously considering ditching the cases of water bottles I buy every month. I buy a case a month, so do you think that it would be cheaper for my wallet to ditch the water bottles and get the pitcher? Yes, I know it would be better for the environment to ditch the plastic, but I want to see if it would be better for my wallet too.

So where (besides Costco- we don't have one here) would I get a good deal? I want a new one, not a used one. Would I get a good deal at BJs?
post #1305 of 1358
Quote:
Originally Posted by liangel View Post
Brita Water Pitcher and filter. I am seriously seriously considering ditching the cases of water bottles I buy every month. I buy a case a month, so do you think that it would be cheaper for my wallet to ditch the water bottles and get the pitcher? Yes, I know it would be better for the environment to ditch the plastic, but I want to see if it would be better for my wallet too.

So where (besides Costco- we don't have one here) would I get a good deal? I want a new one, not a used one. Would I get a good deal at BJs?
We got ours at Wal-mart for about $20. Target has them too. The only annoying thing is refilling them, but I keep a full jug of water in the fridge and take from that, then use the brita to refill it each morning.
post #1306 of 1358
Sept 4 - $0 spent
Sept 5 - $31.33 gas
Sept 6 - $66.00 groceries
Sept 7 - $9.44 lunch out, $210 carseat for DS
Sept 8 - $3.00 clothes for ds, $6.26 produce at farmers market, $6.50 ice cream, $26.00 dinner out
Sept 9 - $70.25 groceries
Sept 10 - $0 spent
Sept 11 - $12.00 fast food
Sept 12 - 29.58 gas, 31.44 target
Sept 13 - 18.27 groceries
Sept 14 - $0 spent
Sept 15 - $55.00 groceries, $5.00 fast food
Sept 16 - $0 spent
Sept 17 - $0 spent
Sept 18 - $43.00 groceries
Sept 19 - $0 spent
Sept 20 - $27.77 groceries
Sept 21 - $3.00 fast food
Sept 22 - $22.00 takeout, $30.00 gas
Sept 23 - $80.00 brunch
Sept 24 - $66.65 groceries
Sept 25 - $0 spent
Sept 26 - $0 spent
Sept 27 - 29.72 groceries
Sept 28 - 5.40 farmers market

Totals:

Gas: $90.91
Food: $536.26 (163.94 eating out)
Clothes: $3.00
Other: $210.00 (carseat)
Target: $31.44
Monthly bills: $402.93

Home stretch goals - no more eating out. no more junk food.
post #1307 of 1358
Sept 28th: : .75 @ work, $12 for takeout for dinner
post #1308 of 1358
9/1 -rent, oil, savings. +$6.21
9/2 +$4.37
9/3 +$14.49
9/4 +$5.29
9/5 -$10, +$45
9/6
9/7 -$10, +$68
9/8 -$4.95, +$20.19
9/9 +$6.57
9/10
9/11 -$387.45 tuition
9/12 -$58 groceries, +$2.50
9/13
9/14 +$25
9/15 +$31.41
9/16 +$12.39
9/17 +$5.05
9/18 -$58 groceries
9/19
9/20 -$17 winter clothes for DS
9/21 -$9.75 gas bill
9/22 -$16 heating pad and medicine--necessary but not budgeted, +$3.09
9/23
9/24 -$3.50 for milk--necessary but not budgeted, -$38.02 phone/internet--budgeted
9/25 -$94.09 groceries and rug--budgeted. BDay present on GC
9/26 +$7.14
9/27
9/28 $65 electric, $554 Oct rent, $100 oil, $7 produce. Saved $59+, made $5.20
post #1309 of 1358
Sep 1 - = Expensive backpack
Sep 2 -
Sep 3 -
Sep 4 - Another good day. Only bought a loaf of bread and batteries for the camera to tide me over until groceries tommorrow
Sep 5 - $2.12 for coffee & a bagel for breakfast $3.12 for soup and a cookie to go with my sandwich at lunch...I was so hungry.
Sep 6 - Unplanned lunch out with a friend $16.00
Sep 7 -
Sep 8 - Paid for a printer my sister got with her laptop for $20 (which we really needed - ours was from 1998) which was fine since it was planned, but then I realized I forgot to bring some stuff for the baby that we really needed so I spent $20 I really shouldn't have needed to spend:
Sep 9 - Truck had more problems: so I had to buy coolant and oil, not frivolous, but not planned.
Sep 10 - Bought breakfast this morning because I was tired and cranky.
Sep 11 - Only spending today was on some Christmas presents that were budgeted for.
Sep 12 - Ended up going out for lunch
Sep 13 - Only budgeted spending
Sep 14 -
Sep 15 - No spend day
Sep 16 - Only spending was on a planned trip to Canada's Wonderland
Sep 17 - No spend day
Sep 18 - Bought a coffee this morning and my lunch today. The macaroni & cheese I brought just wasn't appealing today.
Sep 19 - Bought take out for breakfast, lunch & dinner today :
Sep 20 - No spend day
Sep 21 - Only budgeted spending today
Sep 22 - Bought groceries today and stayed within budget. We are home for the rest of the day so there should be no more spending.
Sep 23 - No spend day
Sep 24 - Only planned spending today
Sep 25 - Bought my lunch
Sep 26 - Sparks got me again - had fast food because I didn't have time to eat...well, at least the kids got fed at home.
Sep 27 - Went out for lunch, but it was planned
Sep 28 - went out for lunch (again) because I was too lazy to make my lunch last night.

No Spend Days: 6/30
No Restaurant/Take-out Days: 14/29
post #1310 of 1358
Sept. 1:
Sept. 2:
Sept. 3:
Sept. 4:
Sept. 5:
Sept. 6:
Sept. 7:
Sept. 8:
Sept. 9:
Sept. 10:
Sept. 11: $10 lunch, $15 parking ticket, $20 excessive DS shoe purchase
Sept. 12:
Sept. 13:
Sept. 14:
Sept. 15:
Sept. 16:
Sept. 17: $13.07 - takeout pizza
Sept. 18:
Sept. 19: $14.95 eating out + est. $40 unnecessary Target spending
Sept. 20: $6.43 eating out
Sept. 21:
Sept. 22: groceries over budget (DH picked up based on my list; need to get total)
Sept. 23:
Sept. 24:
Sept. 25:
Sept. 26:
Sept. 27: $3.10 packaged snacks
Sept. 28: $16.82 lunch, $100.60 groceries @ Co-op (over budget)

I have GOT to get a handle on food in October. Our grocery and eating out budgets are consistently over; think the budgeted amounts are reasonable, but for some reason seem incapable of sticking to them. Hopefully if I can finally get into the habit of meal planning, living within food budget will follow.

GOALS:
* Less than $150 in frivolous spending: month to date $128.37
* At least 20 days (no spend or spending w/in budget): 20/30
* No McDonalds: 28/30
* Avoid Target: 26/30
* Pack snacks/water for outings: 25/30
* NO library fines: month to date $0
* Stay within grocery budget: $598.19/$430

Kim
post #1311 of 1358
Sept 1: $23.48 on diapers (allowed)
Sept 2: around $20 at the fair (used leftover bday money from DH, so okay).
Sept 3: around $20 at the fair again, still used the leftover bday $
Sept 4: !
Sept 5: ! just $ on groceries
Sept 6: $45 on MT tester, 10.50 at bakery, $42 at Target (almost all necessary there), $55 on diapers.
Sept 7: 13.75 at garage sales, 35 on kids haircuts. MADE $110 by returning things at Hanna and Gap!
Sept 8: !
Sept 9: !
Sept 10: $15 at bagel/coffee shop for a special bfast for dd's first day at preschool and bagels and cream cheese to bring home.
Sept 11: !
Sept 12: !
Sept 13: $20 at bagel/coffee shop, $30 dues for my moms group, $13 on DS
Sept 14: around $15 on out food, $7 on shipping for dipes I sold (made $30)
Sept 15: ! Just spent on groceries
Sept 16: !
Sept 17: !
Sept 18: !
Sept 19: almost !, but I got a tip about a BG tester dipe and folded. $20.44 with insert and shipping.
Sept 20: !
Sept 21: !
Sept 22: !
Sept 23: ! + $10 I made selling on DS (7.50 after shipping)
Sept 24: !
Sept 25: !
Sept 26: ! Okay, I bought another diaper, but it came out of pp
Sept 27: !
Sept 28: !

No spend days: 19/20
Blow $: $10.50 of $20
No out food: 26/26
Diapers: $111.92/$50-75
post #1312 of 1358
Sept 1 - spent $7, saved $29.60
Sept 2 - spent $35.05 (groceries), saved $1.55
Sept 3 - spent $19.54 (eating out), saved $17.06
Sept 4 - spent $0, saved $36.60
Sept 5 - spent $36.97 (eating out) , saved -$0.37
Sept 6 - spent $24.94 (groceries), $10 (cash for carnival on Sat.) , saved $1.66
Sept 7 - spent $24.05 (lunch out - planned), $12 (gas) , saved $0.55 - $95.04 in unplanned cc charges
Sept 8 - spent $15 (co-pay), $10 (antibiotics), $61.49 (inhaler spacer), $6.37 (snacks at the drug store), $8.96 (dinner out) , saved -$65.35
Sept 9 - spent $5.61 (dinner for work), saved $30.99
Sept 10 - spent $10.14 (dinner for work), $12.45 (groceries), saved $14.01, PAID OFF cc charges $23.45 (gas), 22.41 (lunch out) PAID OFF
Sept 11 - spent $35.71 (groceries), saved $0.89
Sept 12 - - spent $16.04 (groceries), $11.02 (lunch), and $5.74 (lunch @ work yesterday), saved $3.80
Sept 13 - spent $33.12 (groceries), saved $3.48
Sept 14 - spent $23.65 (lunch out), 7.54 (shampoo), saved $5.41
Sept 15 - spent $10.72 (lunch out), 24.49 (potty treat, groceries, medicine), saved $1.39
Sept 16 - spent 9.73 (dinner @ work) , saved $26.83 spent $32.46 from the savings fund for new pants
Sept 17 - spent $13.12 (lunch), $23.17 (groceries and medicine), $4.77 (pizza @ work) , saved -$4.46
Sept 18 - spent $33.21(lunch w/family) , saved $3.39
Sept 19 - spent 7.28(dinner@work) , saved $29.32
Sept 20 - spent $22.47 (lunch), $6.49 (contact solution) , saved $7.64
Sept 21 - spent $13.86 (lunch), $9.62 (groceries), $10.45 (Starbucks) , saved $1.84
Sept 22 - spent $37.90 (groceries), saved -$1.30
Sept 23 - spent $14.08 (lunch) , saved $22.52
Sept 24 - spent 15.00 (co-pay), $39.08 (medicine), and $8.32 (snacks), saved -$25.80
Sept 25 - spent $10.26 (lunch), $15.00 (dinner for family), $9.60 (dinner for me) , saved $1.74
Sept 26 - spent 9.64 (groceries), $32.24 (lunch out), saved -$5.28, $20.00 for chiropractor
Sept 27 - spent $38.64 (lunch, dinner for me, dinner for family), saved -$2.04
Sept 28 - spent $37.34 (blanket and pillow for DS's school), $11.09 (lunch out) , saved -$12.37, $20.00 for chiropractor, +$27 for clothing return


Total saved so far this month: $79.73

Total on credit cards: $95.04
post #1313 of 1358
I don't normall do this,but can you mamas please read my thread and help me decide what I should do?

http://www.mothering.com/discussions...d.php?t=760145

Thank you so much!
post #1314 of 1358
09/02: no spend!
09/03: $2 on balloons for the girls
09/04: $1 on a book at Goodwill
09/05: $24 at Target for work-out shorts for me and two Halloween playground balls for gifts
09/06: no spend!
09/07: no spend!
09/08: no spend!
09/09: no spend! We packed a lunch for the park when we normally would have eaten out. It was great!
09/10: no spend!
09/11: I fell off the bandwagon To my defense, I ordered $161 worth of stuff from a Melissa and Doug co-op and it's all at a great price and all for Christmas gifts. Sigh. I couldn't pass it up.
09/12: $6 at the indoor pool. We went during "happy hour" and saved almost 50%, so that's at least a little good, right?
09/13: $12.50 on tie-dye materials and a sno cone for my DD
09/14: no spend! We even went to Goodwill for a little trip out of the house and I didn't bring my wallet. I am so glad! I would have spent $$ if I had it!
09/15: DP and I went on a date and spent $30 at the movies. Then we took the kids to a local festival. I was sure it would be cheap, but of course, the tickets to play games and such are $1 each. We ended up spending another $30! Grrrr. It was sort of bugeted. DP and I badly needed a date, but I wish we wouldn't have spent so much at the festival.
09/16: no spend!
09/17: $11 on lunch. I hadn't planned on it
09/18: no spend!
09/19: no spend!
09/20: no spend!
09/21: no spend!
09/22: no spend!
09/23: no spend!
09/24: no spend!
09/25: no spend!
09/26: $5 on mochas for DD and I. I specifically got these as a treat for us. We haven't had very many this month and so we went to the super cheap place to get them. Usually they are like $4 a piece, plus tip!
09/27: no spend! I actually tried to spend money, at Goodwill, but nothing that we needed was there!
09/28: It was a big spend day, though I knew it was going to be. My DDs and I were out of town today. $30 on lunch. $2.25 on ice cream. $6 on drinks. $20 on dinner.

GOAL: more green than red days! As of today, 17 green days and 10 red days!
post #1315 of 1358
Sept 1 72.87 in textbooks (but budgeted)
Sept 2
Sept 3
Sept 4
Sept 5 38.24 payment for coop that I couldn't get out of this late
Sept 6
Sept 7 $3.99 on a magazine + $15 on yummy fabric
Sept 8
Sept 9
Sept 10
Sept 11
Sept 12 $42 on dc Christmas gift
Sept 13
Sept 14 $20 haircut, $7.98 magazines
Sept 15 $6 farmers market, $6.75 coffee shop
Sept 16 $20 eat out, $10 birthday gift, $20 drinks etc while gone.
Sept 17
Sept 18
Sept 19
Sept 20 $24 clothes for ds
Sept 21 $8.50 christmas gift, $20 invitations for dd birthday, $40 clothes
Sept 22
Sept 23
Sept 24
sept 25 $27 clothes for dd
Sept 26
Sept 27
Sept 28 $23.49 natural food store

No spend days: 18/20
No Diaperswappers: 26/26
Save $$: $350/700
Pay cc down $300: 113.17/300
Less than $300.00 in non-essential spending: 302.95/300
Park the car days: 5/7
post #1316 of 1358
1-
2- $82 - $42 overdue internet bill, $35 really cute shirt, $5 "Eco" shampoo bar
3 -
4 - $99.59 in groceries
5 -
6 - $27 on eating out!!
7 - $45 on...(this is sad) BPA Free sippy cups
8 - $6 on postage for BookMooch obligation
9 - $10 on parking at the airport
11 -
12- $20 night out
13 -
14 - $85 groceries
15 -
16 -
17 - : $47 on replacement glass shelf for the fridge which I broke last month, $200 deposit for day home.
18 -
19 -
20 - $20 over budget on electrical bill
21 -
22 -
23 - made $5 on Craigslist, spent $2 parking at film fest...but did get $24 in tickets for free.
24 - $33 groceries
25 - made $60 on Craigslist
26 -
27 -
28 -

Budgeted spending: $217.59/440
Unbudgeted expenses: $449
Made on Craigslist: $65

TWO MORE DAAAAAAAAAAAAAAAAAAAAAAAAYS!!

OK, here's a serious question for you ladies...have you been saving stuff that you want to buy and you know you're just going to run out and get October 1st? I have drafted some of that stuff into the October budget (work clothes) but there's some stuff that's totally unnecessary that I've been wanting all month so it's totally beyond impulse buy at this point. All right, this is dumb.....I admit it, I really want a copy of Lucky magazine...which I will probably read in the sweatpants I've been wearing since about Tuesday. I tried asking on Freecycle but apparently Freecycle and Lucky are different crowds.
post #1317 of 1358
September 10
September 11
September 12
September 13 $2.50 @ Goodwill (toboggan for dd & some really cool vintage stitchery magazines.)
September 14 $17.50 @ Goodwill (ice skates, princess dress up gown, dragon dress up costume, butterfly wings, little lace gloves for dd, 1 yard cotton knit), $2 @ Wal-Mart (yard stick)
September 15 $1 @ Dollar Tree (stencils)
September 16
September 17
September 18
September 19
September 20
September 21
September 22
September 23 $35 dinner out with relatives
September 24
September 25 $5 on paper back fusible web and a pattern DH insisted I buy.
September 26
September 27
September 28

Total spent: $63

I convinced DH to stay home and play computer Boggle with me. We're such nerds...we had a blast!
post #1318 of 1358
Sept 1
Sept 2
Sept 3
Sept 4 $10 misc, Groceries
Sept 5
Sept 6 $6 misc
Sept 7
Sept 8 $9 fast food, Gas
Sept 9 $10 Fast food
Sept 10
Sept 11
Sept 12
Sept 13
Sept 14 Groceries
Sept 15 $10 on alcohol
Sept 16 $1.55 TH coffee
Sept 17
Sept 18
Sept 19 $85 misc, Gas, Groceries
Sept 20
Sept 21 $1.35 TH coffee, Groceries
Sept 22 $10 on Bread Machine YAY! (Garage sale!), $7 on 9 shirts, 2 pairs of pants, 6 coffee cups YAY!(thrift shop!) $16 grocery store (mostly a ton of apples)
Sept 23
Sept 24
Sept 25
Sept 26
Sept 27 $43 dentist (I love our insurance!!!) *Forgot to add, $40 book order
Sept 28 $40 dinner with Mom and sisters, my treat.
Sept 29 $60 dinner and bowling with family.
Sept 30

Budgeted spending this month:
Groceries 418/175 <-----Shamelessly over.
Gas 68/55 <------went over gas amount, but I filled the tank and it should last into Oct. So yay, I was right that $50/mth on gas is normal for us.
Gifts 49.50/50
Clothes 35/20
post #1319 of 1358
1- made $70 selling our extra carseat!
2- $3 but thats all dh and I spent on a date at the movies, we had free passes and bought chips at sev.
3-
4- Groceries 79.02, license renewal 12.00, parking 6.50
5- Groceries 20.68, pregnancy tests 8.02$
6- 220.00$ on textbooks. grrrr. such a scam.
7-library $4, bus far $3.50 (but didn't drive downtown so saved on parking), fries to go with dinner $7.60.
8- Groceries 124.00, internet sub I forgot to cancel 35.00
9- Credit Card fee 120.00$
10- Gas $35.00
11- Parking $2, financial calculator $53.00 (it better do laundry)
12-
13- 1.75 on parking
14- 192.00$ on groceries, 22.06$ on pizza
15-15$ me and ds spend money going to a fundraising party
16- Tuition $838.27, dp made $50 playing a show
17- $387 mtg, $hydro 285.30, phone/internet $110
18-20$ donation, 22$ bus tix, $2 parking
19-
20- 2$ parking, $42 used snowsuit for ds, dh carpool $88.00
21- water bill $171.43, 1$ snack at swimming, $89.29 house insurance, $26.99 value village haloween costumes, $64.20 dp club fees
22- Groceris $117, $68.33 Y membership, 21.06$ dp book subscription
23-
24-
25-43.47 gas, 1.75 parking
26-144$ union dues, 10$service charges
27- $2 parking, 34$ bday gift for my brother
28-6.78 postage, 390 mtg, 75 taxes, 212.67 hydro, 139.91 phone, 12 massage, dh and i spent 30 at a lecture
29-made $150, groc 151.71, 10.16 laundry soap

Total this month $ 4733.45
post #1320 of 1358
Quote:
Originally Posted by nina_yyc View Post
1-
OK, here's a serious question for you ladies...have you been saving stuff that you want to buy and you know you're just going to run out and get October 1st? I have drafted some of that stuff into the October budget (work clothes) but there's some stuff that's totally unnecessary that I've been wanting all month so it's totally beyond impulse buy at this point. All right, this is dumb.....I admit it, I really want a copy of Lucky magazine...which I will probably read in the sweatpants I've been wearing since about Tuesday. I tried asking on Freecycle but apparently Freecycle and Lucky are different crowds.
For the magazine - either go read it at the library (free and quiet), or look into a discount subscription. It kills me to buy mags at the stand for $4 when I could get a years worth for $12. I know that would be spending more, and not instant gratification, but if it's something you like to read every month, it's worth it.
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Frugality & Finances
Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › September No-Spend Challenge: We're in the home stretch! Stay Strong Finish with us