1. Please introduce yourself and tell us anything you think it would help us to know about yourself.
My name is Shelley, married to Jason, Mama of three. We homeschool, and I just became a sahm without an at home job for the first time ever! (OK mostly SAHM, when my older two are at their dad's for visitation I clock in a few hours at my family biz - like 28 a month)
2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of September. Memorize these goals and recite them to yourself before all purchases.
We are foregoing that income I had with a customer service from home job I had (awesome wahm op, but it was killing my kids) in order for me to focus more on them, make homeschooling a better experience, and be there for my newest little one. I need to seriously get my spending in check, as I am the spender, hubby is pretty frugal. If I want to be able to continue sahm I need to make it happen by not needing more of hubby's income to go to groceries etc. I will have a little bit coming in from said family biz, and child support (piddly, but still)
That will need to cover
~Most groceries, hubby has always gone out and bought meat on sale, beer and wine, stuff for his lunches. I am meal planning, bulk freezing etc, but I don't feel it's necessary to take over what he always has done.
~Gas for the van. I need to plan our outings. On the one hand, getting out of the house to the library, homeschooling events, etc are free and a necessity but I need to plan our days better to maximize the gas usage. For the budget AND the environment.
~skate days, homeschooling stuff, etc. Larger outings like once a month I will either budget in or get funds from hubby for, but I want to PLAN for them, instead of charging something that comes up at the last minute.
3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
~BUDGET. Meals, school stuff, christmas, etc. I don't plan that's my problem.
~Get as involved as possible with free or very cheap school activities. Library, Girl Scouts will be gearing up again, DS1 has been gifted some Kindermusic classes from MIL, DD is taking Ballet. Go to these things instead of the resale shop, lol.
~Take lunches to said activities. Out to lunch two times in sept, that's it.
~When wanting to go out, remind myself that we go out every monday with inlaws, for free. We eat at my parents usually 2 times a week for free, because we are a very close family. Cooking at home 3-4 times a week is a luxury, replenishing, and good for our souls. We don't need to go out to lunch!
Exceptions, allowable planned expenses.
Right now I have quite a bit more than what my monthy budget will be. I want to keep a cushion in the account but I also will spend the following this month while I have money.
~Curriculum for the kids. We are reaaaly relaxed schoolers, kind of unchoolers, but I want to get the core Sonlight curriculum for them as they are some amazing books. I will buy used for around $100-125
~Yarns to start my Etsy store. I dye, spin, etc, etc. I have birthday money that will fund the start of my store. All my personal yarny purchases will need to come out of profits from this. $100-200 depending on Birthday money
~Possibly a small Ikea trip for some storage bins, organizing stuff for the kids rooms and some various home things. Again, birthday monies $50
~ A few other things but I will be trading or selling stuff here to fund them.
~Oh, one more. DH and I want to go out one time on a date! For a combined anniversary/my birthday night. (All were in August, but he in a landscaper and August is incredibly busy for him.)
Whew! More later, gotta head to the store to work.