Originally Posted by Heather423
I found some cool spreadsheets to track your cash or virtual "envelopes". I also use actual cash envelopes for gas, groceries, entertainment etc, and the savings is my virtual "envelopes".
Would you share what type of spreadsheets you found? Did they come with a budgeting program or some other software or where they free? I love things like spreadsheets and tracking things - but I definitely don't have any cool ones like yours sound
We're on pre-Baby step 1: working on getting everything current.