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Oct No-Spend Challenge: End of the month is here. Hang on No-spenders Almost There! - Page 71

post #1401 of 1542
[QUOTE=TRIBE;9554405]I don't have a guilt complex, she has my little sister : no biggie to me [quote]

Ah, see now you sound like my older brother!
post #1402 of 1542
My goal for this month is to stay within our budget!

1-
2-1.75 parking, optomitrist 65.00
3- 40.00 dh teachers assoc fees
4-2.00 parking, 20.51 book subscription
5- 8.00 bank fees, kung fu 64.20
6-groceries 95$
7-
8-
9- $50 ds dance class, $8.13 ate out, $8.4 groceries
10- $10 overdraft charges, $40 ds snowsuit, 30$ internet subscription
11- $2 parking
12- Mortgage $387, taxes $75
13- $15.49 eating out
14- $51.57 groceries
15-$290 groceries
16- $2 parking
17- $50.58 drugstore, $Y membership 67.84
18- $2 parking
19- $3.25 dh lunch (he snuck the change off my dresser ), chiro $5.25, pizza 23.90, $35 dh school fees, $64.20 dh kungfu fees,
20- $27.43 drugstore, groceries $153.10
21-
22-$38.97 gas, $16 movie for me and dh, $20 book,
23- $89.29 house insurance, $5 overdraft charge, 194.86 hydro bill, $2 parking
24-
25-$2 parking
26-$16 movies for ds



total this month 2073.72/3000
no spend days 5/31
post #1403 of 1542
Quote:
Originally Posted by TRIBE View Post
Oh I am so sorry dear if we have a similar mother. I pretty much have totally disowned her as of this past January. And I don't miss her at all.

Quote:
Originally Posted by michelle524 View Post
I'm sorry - that's awful. I'm pretty much all my mom has b/c everyone else has decided they've had enough of her crap. My guilt complex stops me from cutting her off.
You guys should check out this book. It's a great book for daughters who have troubled relationships with their moms (well, daughters with more troubled than usual relationships with their moms...)

Day 3: spent $2.71 on ice cream for me and my son. It's ok though because I'm returning something for $5.
post #1404 of 1542
Ok, DH is on board with scrounging until the 1st. One no spend day down!

Left for the month: $35
No spend goal for the rest of Oct: 1/6
post #1405 of 1542

Had my first No Spend Dream last night

How sad is this? I dreamt was in Target with my sister and friend. My sister kept tossing things into my cart that I was going to have to pay for. Stupid stuff that I don't even use in real life. She was tossing in hair curlers when I don't even use them.

I kept tellng her to stop, I don't want or need any of it plus I couldn't spend the $! There was even buy 2 shampoos get a conditioner free that I didn't want since it is not a brnd I use.
post #1406 of 1542
Oct 1- $9.51 for pity wine and some cheese snack sticks.
Oct 2- $2.36 on Sonic shake.
Oct 3-
Oct 4-
Oct 5- $11.20 lunch out with sister. I really gotta do better than this.
Oct 6-
Oct 7-
Oct 8-
Oct 9-
Oct 10-
Oct 11- $4.19 Panera Bread bagel and iced tea.
Oct 12- $44-gas, $2.13 Paperback Swap Obligation, $5 Bunko all budgeted
Oct 13- $4.94 Wendy's.
Oct 14-
Oct 15-
Oct 16-.
Target- $15.89 Table Runner
Toys R Us-$27.54-Nephew's b-day present
Ingles-$22.11-Health and Beauty Items/Batteries/Bathroom Cleaner
TacoBell-$5.39
Oct 17-- $10 Kmart for shoelaces, Tilex Shower Cleaner (a big economy size one) and 2 candy bars.
Oct 18-
Oct 19- $22
Oct 20-
Oct 21-
Oct 22-
Oct 23- $35 Manicure. My nails sure look pretty and I won't get another one for 3 weeks.
Oct 24-
Oct 25- $71 Grocery Store. Necessary [/QUOTE]
Oct 26- $41 Gas
Oct 27- Today will be a no spend. It's my nephew's b-day adnd we are just going to my sister's house.
post #1407 of 1542
Oct 1 - Spent $8.47 (groceries), $11.20 (lunch) , saved $11.87
Oct 2 - Spent $26.78(groceries), $4.16 (Starbucks) , saved $0.60
Oct 3 - Spent $23.43(groceries), $4.99 (medical) , saved $1.42
Oct 4 - Spent $30.09(dinner out) , saved $1.45
Oct 5 - Spent $11.72 (food), $7.49 (groceries) , saved $12.33
Oct 6 - Spent $0, saved $31.54
Oct 7 - Spent $15.07 (dinner out), $14.82 (groceries), saved $1.65
Oct 8 - Spent $6.08 (snack), $23.04(groceries), saved $2.42
Oct 9 - Spent $3.24 (coffee), $18.24 (groceries), saved $10.06
Oct 10 - Spent $18.77 (eating out) , saved $12.77
Oct 11 - Spent $36.94(eating out), $2.50 (groceries) , saved $7.90 $21.64 for potty treat
Oct 12 - Spent $17.11 (eating out) , saved $14.43
Oct 13 - Spent $24.97 (groceries), $3.57 (toy), $3 (household) , saved $0
Oct 14 - Spent $36.07(eating out), saved $4.53
Oct 15 - Spent $16.43 (eating out) , saved $15.11
Oct 16 - Spent $10.76(eating out), $50.15 (groceries), saved -$29.37
Oct 17 - Spent $8.74(eating out) , saved $22.80
Oct 18 - Spent $9.59 (medicine), $22.18 (groceries), saved -$0.23, $16.19 for Halloween costume
Oct 19 - Spent $34.42(eating out), saved -$2.88
Oct 20 - Spent $10.59 (eating out), 21.59 (groceries) , saved -$0.71
Oct 21 - Spent $25.62(eating out) , saved $5.92
Oct 22 - Spent $6.91 (eating out), $16.15 (groceries) , saved $8.48
Oct 23 - Spent $28.48 (groceries), $8.79 (medicine) , saved -$5.73
Oct 24 - Spent $10.62 (eating out), $12.10 (groceries), $4.38 (Halloween stuff), saved $4.44
Oct 25 - Spent $11.13 (eating out), saved $20.41
Oct 26 - Spent $5.78 (eating out), saved $25.76

Total savings for this month so far: $105.14

Stayed under budget: 19/31


Home stretch... doing really well this month!!!
post #1408 of 1542
Quote:
Originally Posted by liangel View Post
How sad is this? I dreamt was in Target with my sister and friend. My sister kept tossing things into my cart that I was going to have to pay for. Stupid stuff that I don't even use in real life. She was tossing in hair curlers when I don't even use them.

I kept tellng her to stop, I don't want or need any of it plus I couldn't spend the $! There was even buy 2 shampoos get a conditioner free that I didn't want since it is not a brnd I use.
Scary. I've done that before. Isn't it such a relief when you wake up and realize it was just a dream?
post #1409 of 1542
Oct 1 $63 BRU $327.60 plane tix
Oct 2 $0
Oct 3 $10 Dr. Co-pay $3 Parking hate paying for parking at the Dr.
Oct 4 $0
Oct 5 $5 ice cream at the airport
Oct 6 $106.14 groceries (budgeted) $46.93 travel car seat bag (necessary) $95.00 car repair...not even the repair, just the diagnostic :
Oct 7 $0 Plus we didn't drive a car today. We did eat a restaurant meal but DH said it was his treat. Yes, the $ comes from the same account but I am only holding myself responsible for me here.
Oct. 8 $0
Oct 9 : $1075 car repair $10 Dr. co-pay
Oct 10 Groceries $55.00 budgeted and necessary
Oct 11 $32.00 lunch (me and DH), $37.00 drugstore, and $6.32 ice cream
Oct 12 $0
Oct 13 $0
Oct 14 $0
Oct 15 $0
Oct 16 $0
Oct 17 $5.73 at Wendy's!!! grrr
Oct 18 $6.17 at Rubio's
Oct 19 $95.73 on groceries
Oct 20 : $124.50 at Trader Joe's and $25 at dinner out
Oct 21 $112 in candle stuff
Oct 22 $94.25 at the grocery store $57.04 in gas
Oct 23 $48.07 at the grocery store
Oct 24 $44.71 grocery store $32.01 at a restaurant
Oct 25 $0
Oct 26 $219.25 Costco all essentials and better than I thought the trip would be $17.54 restaurant meal

Goals:
10/15 no spend days
7/8 restaurant meals
post #1410 of 1542
Uh-oh I do not believe I can reach my no spend day goal. I need 5, there are only 5 left and i am out of shampoo
post #1411 of 1542
Quote:
Originally Posted by ReadingMama View Post
You guys should check out this book. It's a great book for daughters who have troubled relationships with their moms (well, daughters with more troubled than usual relationships with their moms...)
toxic parents seems more the book I need. There is no hope for mother and I. never has been. But the toxic relationship did do a number on my own life that I am finally coming to terms with and working on.

Quote:
Originally Posted by pacificbliss View Post
Uh-oh I do not believe I can reach my no spend day goal. I need 5, there are only 5 left and i am out of shampoo
well you can go no-poo if you have baking soda and apple cider vinegar in your house. But shampoo is pretty much a necessary IMO and you can always get 88 cent sauve to get you through. I bet you have that in various spots around the house
post #1412 of 1542
Quote:
Originally Posted by pacificbliss View Post
Uh-oh I do not believe I can reach my no spend day goal. I need 5, there are only 5 left and i am out of shampoo
Do you have some hotel samples to get you through?
post #1413 of 1542
Oct 26 - No spend!
Oct 27 - Groceries $80.90 (.90 over what I'd hope to spend, but still ).
- $38.20 Target. I did it! Didn't even stray even stray from aisles of necessity (diapers, shaving cream, dedoderant, Halloween Candy).
- $3.79 Wendy's.
- $34.34 Gas for DH's car.

$40.17 remaining in budget 11/02.
post #1414 of 1542
I haven't posted in a few days, but I still think I'm doing okay. Nothing spent that wasn't necessary, and I cut my expenses this month by nearly a thousand dollars. (If that tells you how badly we were doing before...)
Thank you for this thread!!!
post #1415 of 1542
Quote:
Originally Posted by mrskennedy View Post
In case you're wondering, my PayPal problem has been solved by using Firefox. Still don't know what's up with my Internet Explorer... But at least I can access the funds now!
Oh, good! I have had problems with some sites using Firefox, so I always stick to IE. How interesting that sites work differently.
post #1416 of 1542
Quote:
Originally Posted by blsilva View Post
I haven't posted in a few days, but I still think I'm doing okay. Nothing spent that wasn't necessary, and I cut my expenses this month by nearly a thousand dollars. (If that tells you how badly we were doing before...)
Thank you for this thread!!!
Wow, that is AWESOME!
post #1417 of 1542
10/27:
No spend!
Listed stuff on half.com--the first of hopefully many times!

Totals:
No spend: 18/31
Essential spending/bills: 8/31, $377.95 over budget
Non-essential spending: 1/31, $25.76 over budget

---
Made/saved extra: 6/31
post #1418 of 1542
Quote:
Originally Posted by blsilva View Post
I haven't posted in a few days, but I still think I'm doing okay. Nothing spent that wasn't necessary, and I cut my expenses this month by nearly a thousand dollars. (If that tells you how badly we were doing before...)
Thank you for this thread!!!
WOW! Congratulations!
post #1419 of 1542
Quote:
Originally Posted by leomom View Post
Do you have some hotel samples to get you through?
:, or check out the forum here for natural home and body care... I know some posters there wash with common things that aren't commercial shampoo, and some wash with body soap--like Ivory, etc.
post #1420 of 1542
Oct 1: $1.00 at work on coffee and a diet pepsi
Oct 2: .25 on coffee
Oct 3: .25 on coffee and we picked up books & movies at the library
Oct 4: only coffee 0.25
Oct 5: Got Starbucks but had a GC so no out of pocket, $11.75 groceries (budgeted)
Oct 6: Blew it. Big time. Hit Costco and I am to emberrased to even say what we spent. We also got pizza for lunch. And I needed gas. Yikes. We are home now and plan to stay here
Oct 7: only spent on groceries
Oct 8: .25 on coffee and $10 on 2 perscriptions (necessary), & $51 on sheets for DD, unplanned but necessary (LL Bean, bought on line to save me from actually stepping foot into the mall )
Oct 9: Gymboree $35, I got a Gymbuck for free, so I had to spend it ... got a lot though... swimsuit, t-shirt, & 2 socks for DD, umbrella & 2 pairs socks for DS.
Oct 10: only $ on groceries (budgeted)
Oct 11: $3.50 latte , $1.35 Dr. Pepper
Oct 12: .25 coffee, $4.20 slurpees, $21.24 All You magazine subscription
Oct 13: no spend, staying home
Oct 14: bought groceries and gas (all budgeted), home now and staying here.
Oct 15: .25 coffee
Oct 16: .25 coffee, stopping @ Walgreen's on the way home but only buying peanut butter and gum, both on sale + coupons, out of grocery budget
Oct 17: .25 on coffee.
Oct 18: .25 on coffee
Oct 19: , no spend!!!
Oct 20: $8.78 lunch with kiddos, $12.59 supplies for painting pumpkins, $4.33 additional Halloween stuff for kiddos
Oct 21: $40 for Pumpkin Patch & Lunch
Oct 22: .25 on coffee
Oct 23: no spend!!
Oct 24: $6.50 Starbucks . Sigh.
Oct 25: $20 dinner. Just. Couldn't. Cook. . And Dh is getting ready to leave in the morning til next Wed. I deserved the break. Right?!?!
Oct 26: $2.15 Post office, $6.50 Lunch
Oct 27: s

No spend today. We are home, getting ready to paint pumpkins. Dinner is planned. Probably will stay home for the rest of the day.. only possible outing will be to the library
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