post #61 of 1542
9/30/07 at 4:10pm
|A jacket for me (I've lost weight and last year's jacket doesn't fit at all.)
And the biggie: We're buying a dining table this month. We're eating on a card table currently, and I'm hosting Thanksgiving dinner for 10 so a real table is in order before November. I'm scouring Craigslist; we're not buying new.
Tomorrow is the kick-off day for our challenge!
Is there anything you need to do to get ready?
Make a grocery list, write out your budget, put all your cash away?
What can you do today that will help you get started tomorrow?
Bear with me...take a look at my tentative budget and let me know what you think. I'm going on the minimum guaranteed amount that I will get; hours that I am on the schedule, not on-call appointments. I always get them, but I can't really count on the money, KWIM? DP is disabled; fixed income, which is eaten up by diabetes meds and supplies. Is this realistic? We have very little debt, but I do use, or rather, have been using, a cc to pay for all expenses and pay it off every month. The money just flies out. At least now I know where it goes...
Family of 4- 2 adults and 10yo ds and 4yo dd and 4 cats 4 fish and turtle
Total minimum income is $960/month.
Grocery bill is $300.00 (DP pays for some, as well, with own $)
Gas for car is $50
elect/gas is $71.00 on budget plan
cable/phone/internet pkg. $120 (home business)
student loans $125
savings acct. for medical expenses $40
cat and fish/turtle food $ 20.00
rent $100 (we live in my parents 2nd condo)
car insurance $50
eat out money $50
I got $976. There is the cushion of my "extra" income, but I would really feel better with more savings and less outgoing. We have no insurance, so we have to save as much as possible. Any suggestions are welcome!