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Moving Out Salaries  

post #1 of 4
Thread Starter 
After setbacks and lots of plan changes, we MIGHT be able to move out of my in-laws by X-mas. However, my husband's schedule means that a) baby has to be cared for by SIL three days (9-5) of the week, which I guess is fine, but I would prefer that DH were home with her, because if we have to do that, we have to live with half hour - forty minute commutes, instead of a few minutes and twenty minutes (DH - me, respectively, and I get paid .41 a mile, so, not a problem!) So, options;

1) Two-income, DH FT and me PT, baby at IL MWF, income roughly 2,500 a month, but rent $700 - 800, depending. Longer commutes.

2) Two-income, DH PT (just enough to earn benefits, but he would be quitting his current job, which he's had less than two weeks, and working instead at starbucks, which may not even be a possibility) and me PT, income $2,000, but baby stays home with daddy, and MIGHT qualify for $660 rent. (Low-income housing). Shorter commutes, overall, the longer commute would still be mine and I get paid for that.

3) I quit, DH works FT, and income is $1500. Definitely qualify for $660 rent, I am home all the time, and can make money painting and maybe some babysitting.


DH and I both have online classes, but he is finishing up and I am mid-bachelor's program, so I have that on top of a three month old and work.
DH, however, is generally less able to multi-task, and has been having some health problems; some sort of systemic infection and adrenal fatigue and and depression(which I firmly believe moving out will improve, as is the 5-HTP he's been taking.).

I guess what I'm asking is, WWYD? Have any of you had similar quandries? Any WOHM, didd you regret working whil your babe was young? I love my job, I work as a tutor for autistic children, and the three-year old I have is AWESOME. The older one I spend most of the day with is not so easy, but it's still very fulfilling, and it is the same sort of work I am hoping to do more when baby is older.

I guess thoughts are appreciated.
post #2 of 4
I would do either option 2 or 3. Despite less money, they sound less stressful. With option 1, your extra $500-$1000 would be partly eaten up by the extra gas & rent (& taxes, work clothes, all that other stuff that comes with working).

Is your sil planning on watching your baby for free? That might work for awhile, but sometimes those situations with family don't work out for very long. When my oldest dd was a baby, I tried to work pt while my mom watched her 3 mornings a week for free. She started acting all crabby and 'put out' after awhile. It started causing some resentment. You might then be stuck with trying to find other childcare because you are stuck with higher rent and need the income.

edited to add: I hated working outside the home, so that wasn't a problem for me to quit, but if you really love your job, it might be better to stay there pt.
post #3 of 4
Quote:
Originally Posted by MidgeMommy View Post

2) Two-income, DH PT (just enough to earn benefits, but he would be quitting his current job, which he's had less than two weeks, and working instead at starbucks, which may not even be a possibility) and me PT, income $2,000, but baby stays home with daddy, and MIGHT qualify for $660 rent. (Low-income housing). Shorter commutes, overall, the longer commute would still be mine and I get paid for that.

3) I quit, DH works FT, and income is $1500. Definitely qualify for $660 rent, I am home all the time, and can make money painting and maybe some babysitting.
My inclination would be to do 3 and take in a tutoring student or two for extra cash. My reasoning is that then you could work towards finishing your degree easier and then have higher earning potential when your child is older.

Still, I am partial to #2 as it worked very well (2 pt jobs, 1 for each of us) for my husband and me.

Only you can decide how much you want to work but option 1 sounds like more day to day stress and expense.
post #4 of 4
Thread Starter 
Thanks; I was afraid of that. I really wish we could have that 2500 salary without leaving baby so much; although, hubby seemed positive about getting his schedule switched around before we move out. Thanks for the input!:
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