DBZ - FWIW, I can't stand BoA, and would never bank with them again. Call me paranoid, but I could have sworn they would constantly set up our transactions so that instead of getting one bounce, we'd get hit with several. (And I was just reading an article in the paper yesterday accusing lots of banks of doing just that, especially when people use debit cards....this is why my Dh does not have the debit card
I'm trying to be in a festive mood, but today was the day I was supposed to leave to go see Dh, and that's not happening now.
Then this past weekend he had gotten ahold of me by phone to let me know that for his Article 15, which he did extra duty for no big deal, they said they were fining his next paycheck for $260
: So, our not going on this trip was a mixed blessing, b/c if I want to pay the rent on time and in full this month, well, I'd have very little left over to not want to be several states away from home!
Then yesterday I come home and BIL hands me these court summons for both Dave and I (that reminds me I have to call the #) over 2 year old medical bills we couldn't pay and insurance refused to pay....and I blame that whole fiasco on my UAV MIL as well... So now we're being sued for about $2,000 and something.
I've been so, so, so grateful that we have had a steady income coming in, but it's like the wolves came out of the forest and surrounded the house all of a sudden! I have finally managed to not spend the whole last paycheck for the first time but what I have left over doesn't hold a candle to everything we owe. It's fricken scary!
: I know I have to pick away at it bit by bit, but sometimes it's just overwhelming, and now that I have a real live court summons (one I got earlier this year was a fake, if you will
: ) all I can think is, can I budget a payment agreement with them that I
can handle? And a month ago I said I'd give our old super some payments over time to cover unpaid rent at our last place.. I still haven't taken over car payments yet, and the car needs to be fixed to boot, and dh says he is going to buy a cell phone ....
We were just planning on paying off the big debts next year if/when Dh got his bonus but I guess no one wants to wait! Geesh!