$400 tax credit - Page 2

[Lucky Charm]

You're right Marlena. When i was pregnant with my last baby, my husband switched jobs. No problems getting coverage, no "wait time", etc. I believe that health insurance companies can no longer refuse coverage because of pre-existing conditions pregnancy included.

[deelite]

I'm putting it into a savings account for my son

since he'll have to pay it back someday. Either that or I'll finance a simple Canadian vacation.

Wow sweetbaby, I wish my dh made that kind of $$. my dh grosses the amount your dh pays in taxes, and I'm an at home mom?

Darla, thanks for the welcomes!

[merpk]

Haven't gotten it, but when it comes, will be sent immediately to DH's aunt, to pay her back for the loan she gave us to cover bills some time ago. Like electric bills, food bills, and subway Metrocards.

Sometimes paycheck2paycheck doesn't cut it, IYKWIM.

[Lucky Charm]

Wow sweetbaby, I wish my dh made that kind of $$. my dh grosses the amount your dh pays in taxes, and I'm an at home mom?

and your point is?

[daylily]

I don't approve of Bush's tax cuts, but gosh darn it, we needed the money! We just got our check (for $1600) and I put it straight in the savings account, but most likely much of it will be withdrawn to pay for renovations done to our house. I did hire a really cool contractor who specializes in making houses more environmentally friendly, *and* who donates his time to travel to Haiti and build things like schools. I guess that's better than spending it at Wal-Mart.

[MelMel]

we havent gotten any check either...I wonder when? does anyone know anything about this refund, I think someone told me that only those who make more money (over $30,000 I think) will get it? If so that sucks..but whatcha gunna do.

I dont want Bush's blood money anyway...(and I'll keep saying that till I make myself believe it lol)

[mahdokht]

insurance stuff

*

[Lucky Charm]

I get it now. How unfortunate. And you cant get medicaid because you make too much $$?

Looks like you fall right between the cracks. Sorry.

[daylily]

I heard that the checks are mailed out according to your ss#: lower numbers get their checks first. You get a letter from the IRS first, telling you that your check is coming.

As far as lower income people getting the checks, I think they do get something, but not a full $400 per child. A friend of mine has 2 children and their income is very low. Her check was for $150 rather than for $800.

[deelite]

Originally posted by sweetbaby3
and your point is?

My point is, wealth is a relative thing.

[Marlena]

Re: insurance stuff

Originally posted by mahdokht
My husband does not get health insurance through his job. ....

Oh and there are insurance companies (usually PPO's) that cover homebirth, I know some midwives who are paid via insurance.

That's truly too bad. HIPAA is very specific concerning when an insurer may and may not discriminate and/or impose waiting periods based on one's prior or current health condition, and it sounds like it doesn't protect you here (unless your husband elected COBRA continuation coverage with his last job's insurance and exhausted that coverage before seeking individual market insurance).

Incidentally, if you know of any insurers who specifically cover homebirths (many cover midwifery services, _other_ than a homebirth itself), please let me know! My understanding is that homebirth coverage is relatively unusual.

[Lucky Charm]

*

[Quirky]

We're donating ours to the Democratic party.

[deelite]

Originally posted by Jane
We're donating ours to the Democratic party.

Now there's an idea! You may donate here.

https://www.democrats.org/support/do...cecode=SNETF12

[JessicaS]

Woa, it ISNT a refund..it is an advance. Very different things.

This is an advance from NEXT YEARS taxes..so it will be deducted from your refund next year...it is not a refund. If it was a refund it would be money you were given for LAST YEARS taxes..this is from THIS YEARS taxes....

It is confusing to be sure

[Wendydagny]

Re: Re: insurance stuff

Originally posted by Marlena
Incidentally, if you know of any insurers who specifically cover homebirths (many cover midwifery services, _other_ than a homebirth itself), please let me know! My understanding is that homebirth coverage is relatively unusual.

T

It really depends on where you live. In FL, for example, JEB BUSH (believe it or not) pushed through a bill that required all insurance companies covering maternity care to cover care by an LM, so in a sense covering homebirth. There, Medicaid covers homebirth, and I had two births paid for by Tricare (military insurance).

Here in NC, Tricare's not required by law to cover it (yes I am doing a legal CNM homebirth), so they won't.

[Els' 3 Ones]

Blue Cross Blue Shield PPO paid for my CNM homebirth.

[dlb]

We will be getting it, but it makes me feel kind of off kilter. Kind of like this administration is trying to play head games with money.

I have so many needs this year, but will try to use a portion of it to help some folks I know who are struggling. And, of course, my local nursery will receive a portion. (and I justify that by the fact that we donate bouquets to various organizations).

I don't know, it kind of feels like when a relation I can't stand buys me an expensive gift, and I'm sitting there wondering what their motive is. Sort of like like "oh, crud, now they expect me to like them or something."

dlb

[Ilaria]

We are donating it.

It will be to causes that have suffered the most since Dubya was 'elected': environment and social services for the poor.

[MamaOui]

We would donate it, but we just can't afford to do that. All thanks to our booming economy (sarcasm ) and the fact that my dh could not find steady work for two years.