I just want to find out if there is anyone out there in the same position as us. We had a homebirth in March of this year and BCBS(MA) are refusing to cover any of the costs under our HMO policy ($2200 for the birth and $750 for 10 prenatal visits). When we initially spoke to them in Sept 2006 they said homebirth was covered under our policy, then in December they refused coverage because our provider was a CPM (and therefore not licensed in MA) and not a CNM, even though they agreed that there weren't any CNMs in MA who do homebirths. We have appealed and appealed (even to the Office of Patient Protection) and have got nowhere. They are now saying that our only recourse is to take legal action against them. Has anyone else had a similar experience?
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10/23/07 at 3:45pm