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November No-Spend Challenge ~ Come check in, it's time to get started saving money! - Page 7

post #121 of 1133
1st 3.50 on 2 coffees


I was soooo tired today. I really have to start making all my coffee at home again. Why does the coffee I buy taste so much better?


GOALS:
Food from the grocery store: 0/$600
(4 trips at $150)
Eating out: 0/$150
Coffee: 3.50/$30
Coat for ds1: 0/$35
Long John's for me: ??
gas: 0/$250
personal spending on whatever: 0/$100
races (DH and me): $225

NO FAST FOOD!
NO BIG BOX STORES!

KEY:
: True no spend
Spending within budget
: Spending outside budget
post #122 of 1133
Nov 1: $30 for DH and I to go out to eat by ourselves.
post #123 of 1133
Nov 1st: spent $138 on groceries today. Would have been less, but I bought a chicken pot pie from Costco. The sign said $3-something.
Apparently that was per lb.:
The freakin thing cost $17!!

Note to self: read the whole sign before buying.:

That had better be the best pie I have ever tasted in my life.
post #124 of 1133
I'm doing the same thing I did for October's challenge -- writing down EVERYTHING I spend, even if it's necessary. This really helps to hold me accountable...no sliding down the slippery slope of just putting a "want" under grocery or in some other category it shouldn't be in.

So...

10/1: $12.60 flowers for my mom's birthday

KEY:
True no spend
Spending within budget
Spending outside budget
post #125 of 1133
I have been stalking the last two months of this thread and I am finally ready to commit and join in!

1. My name is Jess and I am a SAHM of a two year old DD and I have a baby boy on the way.

2. I have decided that I desperately need to track my misc. spending. When I total it up at the end of the month I am always shocked at how much money I've blown on silly things. I also am a SAHM and I am determined to seriously start putting money into my ROTH IRA monthly to protect myself with a long-term savings vehicle. We do not currently have any debt other than our mortgage (no cc, car payments, student loans, etc.) so this is a good time to really focus on saving as much as I can.

3. Goals:

-Spend no more than $20 per week on misc. things.

-Utilize the library and other free sources of education and entertainment for my DD.

-Plan ahead for craft and baking projects so I don't blow a lot of money on a last minute idea

-Meal plan instead of waiting until the last minute so I can save money and utilize leftovers in subsequent meals, our food spending is out of control

-Cancel Netflix (we just don't use it enough to justify the $15 montly fee)

-Switch my email to a free account and close the one I am paying $30 monthly for

-Set up a real, visual budget on Excel and track spending daily instead of totaling it up at the end of the month.

Tracking:

11/01 - $16.09 lunch out with husband
post #126 of 1133
NOVEMBER
1: Used $40 prepay at the chiropractor
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GOALS:
* Stay within budget!: 0/30
* Stay within grocery budget (includes Thanksgiving): $0/$300
* Less than $200 in frivolous spending: month to date $0
* At least 20 days (no spend or spending w/in budget): 0/30
* Pack school lunch every day: 0/8
* NO Big Box Stores: month to date $0
* NO library fines: month to date $0


KEY:
True no spend
Spending within budget
: Spending outside budget
post #127 of 1133
11/1: No spend!!

And I had a job interview which went really well and I have a 2nd interview on Saturday!! Also, I think I found a doula who will attend my birth for free!!!! I am so very excited I am meeting with her tomorrow!!

Goals:
Keep DF at under 200 cash a week: 0/4
Eat at home: 1/28
No online shopping: 1/30
No spend days: 1/25
post #128 of 1133
11/1- $16.73 on make up. I feel that make up is a necessity (you don't want to see me w/o it)- so this gets a wink.
post #129 of 1133
Nov 1: Starbucks 6.99. DH pulled $20 in cash. Drove 50 miles roundtrip to visit a friend.

Ok, so November isn't off to a great start. :

I was thinking of going to Target tomorrow to check out sales on Halloween costumes. This year I spent WAAAY too much on 1, next year I have 3 to buy for. Dunno what to do.
post #130 of 1133
Quote:
Originally Posted by leomom View Post
I have to ask, though...if you weren't going to buy anything...why, why would you venture into Target? Are you one of those look fear in the face, edge of a cliff types???
Yeah, I don't know what's wrong with me. It was one of those moments where I knew I was going to be spending money I didn't need to, but I did it anyways. :

Quote:
Originally Posted by Iris' Mom View Post
Nov-1--I-spent-nothing-yay!-but-dd-spilled-a-huge-glass-of-ilk-all-over-the-keyboard-of-the-coputer-and-the-space-bar-period-coa-and-the-letter-after-l-button-do-not-work-so-toorrow-I-have-to-buy-a-new-keyboard--She-is-17-by-the-way-not-5-and-I-a-not-pleased--:


Quote:
Originally Posted by momaste View Post

KEY:
True no spend
Spending within budget
: Spending outside budget
I'm liking this key! I just may steal it
post #131 of 1133
Quote:
Originally Posted by chely7425 View Post
11/1: No spend!!

And I had a job interview which went really well and I have a 2nd interview on Saturday!! Also, I think I found a doula who will attend my birth for free!!!! I am so very excited I am meeting with her tomorrow!!
Yay, yay and yay!!!
post #132 of 1133
Quote:
Originally Posted by mamamilkers View Post
I thought it might be neat to see a list of all of us who are no-spenders this month! I can add to the list as people join, as well.
Wow. There are a lot of us! No wonder these threads get soooo long! I love that we are such a lively bunch!
post #133 of 1133
JohnsCelticQueen I'll be following your wedding planning blog!!!! Maybe we can talk floral arrangements on the side

post #134 of 1133
Nov 1: .60B for lunchbox,1.09 Chips,28.05B Gas.
Tally of Evil 1.09
At this pint last month I'd already spent 18.00 on unbugeted food, so I'm feeling pretty good about my start!
GOALS(thanks to those with wise ideas!):

Do at least one better on all of these categories this month than last month:
1.At least 16 days: 1/30
2.Pack snacks/water for outings/School: 1/30
3.At least two no-car days per week 0/8
4.NO library fines: month to date 0
5. Come here lots
6.Make lists and stick to them
7. Avoid buying my sweets and bake more. 0/5
8. earn at least 50.00 in sellables this month 0/50
9. tally of evil under 100

Acceptable spending:

Twin Sheets- Why did I give all of these away?? freecycle maybe?
FOUND LUNCHBOX!
Chanukah gift items (only a couple of small things, Chanukah is a minor holiday)
ONE totally functional pair of shoes. I bought and sold three pairs of shoes in October looking for one Black pair that fits with my orthotics and that I like the look of!
post #135 of 1133
Nov 1


No credit card use 1/29 (1 day needed to finish christmas shopping)
No paypal use 1/28 (need to pay shipping for oct coops)
no spend days 1/15
no clothing shoes bought for kids and I 1/30
followed ww 0/20
post #136 of 1133
I'm pretty sure that having an injury prevented spending today! I woke up unable to move, with deep, sharp sciatic pain (I have chronic sciatic pain, but only occasionally is it so debilitating.) DH took the day off to watch DS while we waited for my chiropractor to see me, nad has been very helpful this afternoon while I have been on ice. I should have been at school, and hadn't packed lunch (great planning for day 1, huh?) I'm seeing the chiropractor again tomorrow, so will have planned spending for that.
post #137 of 1133
so far doing good! i actually GOT paid today and split it up in envelopes for gas and groceries.


1.

Pack lunches 4/48

tomorrow i go to the grocery to spend less than $75 for the week for all meals for all 3 of us. : i plan on spending nap time checking sales and coupons on the internet.
post #138 of 1133
Quote:
Originally Posted by mamamilkers View Post
I'm liking this key! I just may steal it

I stole it from NewMama upthread!
post #139 of 1133
1. NO SPENDING DAY!!

~1/10 NO SPENDING DAYS
~$0/$150 gas budget
~0/2 eating out
~$0/$350 grocery budget
post #140 of 1133
Today STARTED well...

I remembered that I had told a friend that I'd split shipping with her on some diaper covers...they're not anything I need right away and can look for more Compact-friendly ones in the meantime, so I emailed her to call it off.

My aunt starts work on Monday so I suggested we meet for coffee...at her house or mine.

Then...ended up at the birthing centre for a non-stress test and found out my blood pressure is going up, which kind of worries and depresses me, so DH took us out for dinner. Bad for the wallet, but I insisted we at least be somewhat Compact-friendly and eat at a locally-owned restaurant, which, BTW, has amazing food.

Good start to the day, bad ending.
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