So, I am jumping on board here. Trying to curb my spending. My credit card bill (EVERYTHING I buy/spend is on here - groceries, gas, eating out, Blockbuster subscription, gifts, random stuff that I buy, EVERYTHING) is usually around $1500/mo - I'd like to drop this down to about $1200/mo. I am working on getting everything categorized in Quicken to make it easier to track categories, and working on making a budget.
In the meantime I am trying to cut down in two main areas: buying food/drinks at work, and buying random stuff (yarn, scrapbooking, stuff for swaps, etc). To this end I recently signed up for a STASH swap rather than an actual swap, and I have decided not to continue either of my Yarn of the Month club subscriptions.
I'm getting better about bringing my lunch to work - I've started making it the night before so I can't use the "I overslept" excuse. Also I have stockpiled some snacks at my desk so I don't hit the cafe when I just need a snack. So far I have rice cakes and peanut butter, raisins, a couple of cans of soup, some tea bags and a small bag of chocolates. I would LOVE to have some fruit or veg but I don't have a fridge so they don't keep very well.
Anyway the thing that is going to be really hard is that it's getting cold out, so I want hot chocolate
I have hot chocolate at my desk but I hate washing out my mug :P Hopefully I can get better about this!
I am looking forward to this challenge.... and hope that I can be successful!
I will keep track of what I spend here:
11/1 Postage for mitten swap: $8.15
11/2 cream cheese for bagel: $0.88