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November No-Spend Challenge ~ Come check in, it's time to get started saving money! - Page 11

post #201 of 1133
My goals:
Lunch out with DH: 0/2
Stay within 15 miles of home: 1/24
No frivolous spending: 1/30
Track Grocery spending: $11.30
Track Eating out/take out spending: $37.85 for pizza tonight
Track gasoline spending: $0
Track spending/income on chickens: $2.02
post #202 of 1133
01 spent $596.78 rent/water, $407 heating oil, $3.22 winter clothes for DS--thrift. made $23.40 writing and GPT, $64 from Mom
02 , saved $6.73 cell bill adjustment

Totals:
No spend: 1/30
Budgeted spending: 1/30
Unbudgeted, necessary spending: 0/30
Unbudgeted, unnecessary spending: 0/30
Made/saved $: 2/30

Budgeted extras:
Winter clothes for DS
Rug for DS's room
Christmas pics of DS
Pic frames
Presents: DS, DH, sis and BIL--if money allows
post #203 of 1133
Nov. 1:
Nov. 2:

Second true no-spend day; November is off to a good start. Used up a bunch of stuff from the pantry today; DH particularly liked the green beans with almonds I made (the green beans started out pretty freezer burned as they were purchased probably 2 years ago; knew they would need something to make them anything approaching yummy). Going to a multi-family benefit yard sale tomorrow morning; will try to just shop from a list of the kids' needs.

Kim

GOALS:
* Less than $100 in frivolous spending: month to date $0
* At least 25 days (no spend or spending w/in budget): 2/30
* Avoid Target: 2/30
* Pack snacks/water for outings: 2/3O
* NO library fines: month to date $0
* Stay within grocery budget: $0/$430
post #204 of 1133
Quote:
Originally Posted by Crunchy*VT*Mom View Post
1. Please introduce yourself and tell us anything you think it would help us to know about yourself.

2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of November. Memorize these goals and recite them to yourself before all purchases.

3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?

My name is Jessica and I am wife and mother to our 15 month old dd, Lailah. I am a SAHM and getting ready to take the firefighter examinations coming up in the beginning of the new year. I am having an increasingly hard time staying home and am finding that I am spending more then I thought on a day to day basis.

I am here to try to spend less, because for the first time I tracked my spending for an entire month and it was waaay more then I thought. Now I know where about $500 seems to dissapear monthly. I want to start a savings account so we don't use anymore CC's. Our debt will ALL be paid off by February and I want my spending habits to be better before I fall into the same trap again.

My game plan is to try to plan our our days ahead of time so I don't find myself meandering around a store. I am going to attend play dates, go to the park and clean my house . Also when ever I do go into a store I am going to make a list and stick to it.

I do however have to finish up my Christmas shopping this month, so I will have some spending. But I do have lists for that. I am just going to keep in mind being free from debt!
post #205 of 1133
Evil Cookie Lee party: Went to have a good time with some friends..walked out with 38.40 in jewelry, although they are Christmas presents:

11/1
11/2 38.40 Christmas gifts (@ Jewelry party)

Goals:
No spend days: 1/23
No DS, Etsy, DT: 2/27
Non-essential spending 38.40/$200
Save, Save, Save!
post #206 of 1133
Nov.1-$13 on pizza (first time in 2 months-huge improvement!) and $65 on massage (gift) a bit of a splurge but in budget

Nov.2-groceries at Trader Joe's but nothing else

Goal-stick to budget with a very busy and hectic month coming up plus Christmas shopping
post #207 of 1133
1. no spend
2. $3 on frozen yogurt (worth it!
post #208 of 1133
Day One: Toy for DD for upcoming birthday - $5
.....started no spend challenge.....
Day Two: No spending! I also made dinner at home.
post #209 of 1133
late meeting, i was hungry and tired, and i got sucked into the drivethru. i had snacks in the car but they weren't french fries did make more money selling some used diapers, i love craigslist.

***********************************************
Nov 1 : $499!!! fuel pump for car, $5 kiddie gym Made $$ selling used dipes
Nov 2 fast food Made $$ selling used dipes

***********************************************
The Plan:
Only ONE stock-up trip to Costco 0/1
Make a weekly meal plan and stick to the grocery list 0/4
Groceries once a week only ($75 or less, not incl weekly CSA) 0/4
Fill gas once a week only on grocery day 0/4
Record each purchase to track spending
Pack snacks and water every time we get in the car
Non-essential spending for me 4.70/$50
DD1 Birthday 0/$120
Give DH cash for the month for gasoline and fun money done
Make list of Christmas 'giftees' and create holiday budget.
post #210 of 1133
Nov 1 - $87 unexpected vet bill, another follow up visit for our Simba :
Nov 1 - $279 cable bill, takes care of our past due


Nov 2 - no-spend day hooray!
post #211 of 1133
Nov 1
Nov 2 $16.05 coop shipping from an oct coop

No credit card use 2/29 (1 day needed to finish christmas shopping)
No paypal use 1/28 (need to pay shipping for oct coops)
no spend days 1/15
no clothing shoes bought for kids and I 2/30
followed ww 1/20
post #212 of 1133
There is so going to be spending today...two excellent annual events are happening, a homeless shelter benefit art show and a children's home benefit huge garage sale, and I am heading out the door to attend both. Will I stay on budget? Stay tuned to find out...:
post #213 of 1133
Nov 1:
Nov 2: $42 on eating out : We were supposed to have supper provided for us at an event where we were volunteering, but things changed at the last minute so we had no supper ready. I couldn't have anything about it at such late notice, but I'm realizing I really need to get some cooked meals in my freezer for such events.
post #214 of 1133
Staying home today, so...

01 spent $596.78 rent/water, $407 heating oil, $4 winter clothes for DS--thrift. made $23.40 writing and GPT, $64 from Mom
02 , saved $6.73 cell bill adjustment
03

Totals:
No spend: 2/30
Budgeted spending: 1/30
Unbudgeted, necessary spending: 0/30
Unbudgeted, unnecessary spending: 0/30
Made/saved $: 2/30

Budgeted extras:
Winter clothes for DS
Rug for DS's room
Christmas pics of DS
Pic frames
Presents: DS, DH, sis and BIL--if money allows
post #215 of 1133
I know it's early but we are getting ready for a storm so I won't be going anywhere or spending more $ today. I had to do an unplanned trip to the grocery store to get some food for said storm but that's ok. I have to modify our eating out budget, specially since we'll be flying to partner's family for thanksgiving and will be eating out for sure.

1. me ( but my partner I wonder if I should be recording her expenses too?)
2.
3.

KEY:
True no spend
Spending within budget
Spending outside budget

- Keep track of what we spend this month.3/30
- Keep groceries/household to 300$50/300
- Keep eating out to 100$ 99/100 uh oh... trouble...
- Pack lunches for myself and my partner 2/30
post #216 of 1133
Well, in terms of no spend days I'm not off to a very good start. That said I earned $40 from online surveys and $50 in cc rebate. The cc is used for reimbursable business expenses only so it's ok. Also we balanced the checking account and managed to get $400 in DS college savings account and $400 in savings

Nov 1 $14.00 wall map
Nov 2 $24.13 in groceries

$24.13/$400 groceries
$14/$300 household
post #217 of 1133
Thread Starter 
Wow! Everytime I click on this thread I'm amazed at how many pages have been added since I last updated. You girls are ROCKING this month.

Let me go wandering back to find my last post...I think it was on page 5 or something
post #218 of 1133
Thread Starter 
01.. ,
02..
03..

Goals:
3/20 No Spend Days
1/15 Let the Car Rest Days

Pre-emptive thumb today.

I'm going shopping this afternoon and I have to buy new snow boots (well, new to me...I'm going thrifting), long underwear, and wool socks for the kids.

Those are all necessary purchases (because it is getting COLD up here) so if I can just stick to those things I'll get the

Be strong! Be strong!
post #219 of 1133
Yeah...art show...bad idea...

Nov 1: $30 charitable giving, from checking; $11 Savers gifts, from checking; $2 Pepsi, from cash; $15 co-op groceries, from joint; $4 library fines, from cash. All w/in budget.
Nov 2: $35 Xmas gift for my partner, from checking, w/in budget; $2 Goodwill, cash. All w/in buget.
Nov 3: $8 McDonalds, cash; $13 Goodwill, checking; $168 art show, joint; $25 pizza, cash; $20 dog fee, cash (will be reimbursed). Art show clearly not budgeted...

November budget update:

To joint account: $2,000/$2,000.00
To student loan: $0/$257.60
To savings: $0/$100.00
To charity: $30/$50.00
To Visa: $212.26/$184.20
To Discover: $0/$500.00
Cash: $59/$100.00
Christmas presents: $59/$100.00

November goals:

1. STICK TO BUDGET!! 2/30
2. No new credit card purchases, aside from Christmas plane tickets. 3/30
3. Finish closing out all old CC accounts (I think I may have a big enough credit to buy said plane tix, but I'm not sure).
4. Continue excellent trend of not buying coffee or lunch at work. Aim for no more than 1 coffee/week and 1 lunch/week. 3/30
5. Thrift for Christmas presents.
post #220 of 1133
11/1- $16.73 on make up.
11/2- $9.15 some groceries.
11/3-
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