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Income Poll - Page 6

Poll Results: What is your annual household income?

 
  • 5% (30)
    Less than $20,000
  • 8% (44)
    $20,000 to $29,000
  • 12% (64)
    $30,000 to $39,000
  • 10% (53)
    $40,000 to $49,000
  • 12% (62)
    $50,000 to $59,000
  • 12% (61)
    $60,000 to $69,000
  • 7% (37)
    $70,000 to $79,000
  • 5% (28)
    $80,000 to $89,000
  • 4% (24)
    $90,000 to $99,000
  • 20% (101)
    $100,000 or more
504 Total Votes  
post #101 of 200
Quote:
Originally Posted by jeca View Post
Don't pretend like there isn't a difference in where each person lives, there is. In mississippi you can buy a home with 3 acres of land for $130,000 go across to colorado and you can get the same house but with a tiny lot for $210,000. A person making $100,000 but with the same amount in student loans or debt plus mortgage isn't going to survive the same as a person with the same income but less bills. Everyone puts value on different things, and shouldn't be put down for that. Or maybe it's just different ion Canada.
You're right that people value different things. If one has student loans and a mortgage, than I assume one also has an education and a home. I think that's great for people, (I have both. ) I think it sucks when people come on here and say, "I might make 100k, but I have debt to go along with it," like that means their income doesn't "count" as much. That debt came from somewhere, and I hate to see people think that they don't have as much as they do. An education and a home is a lot more than many people have, so to say, "I make a lot of money, but I have an education and home to pay for..." well, Bill Gates could say, "I make a lot of money, but yk, I have to pay for my private jet, and my children's private school, and my wife's diamonds, and...."

No matter which way you look at it, these folks have an abundance that others do not have. It's the fact that people don't recognize it that irks me.
post #102 of 200
We are in the $40K to $49K range and we are Boston, which is quite expensive. I have to admit, if I see that someone is making 100K or more, I think of affluence. I get that that amount of income is not really considered affluent, it's a relative thing. Our lives would be radically different if we had that kind of money.
post #103 of 200
Quote:
Originally Posted by 2mama View Post
We make around $65K a year and are comfortable. I think that it's absurd that there so many people stating "that a $100,000 doesn't go as far as it used to" and such. I know that once you make more you tend to by more expensive things without thinking. I also realize that going natural tends to cost more but I think pleople really need to examine thier spending habits if it is "tight" and they are making 6 figures..
Where I live, a family of four making $56,000 qualifies for low-income, subsidized housing.
post #104 of 200
Quote:
Originally Posted by PajamaMama View Post
I voted over 100k. We are very comfortable. We don't struggle. And...I don't think we worked 'hard' to get here. We are both college educated (me, 4 year degree; dh, MBA) and he has a job he *loves*. We own everything we have outright except our home, and we're making some pretty mad progress on the mortgage since we recently sold in FL and moved to the midwest. We have health insurance, retirement funds, college funds, and other investments.

How did we get here? We're lucky. We were born into privilege and are whole in body and sound of mind. We had help with college and a down payment from our affluent families. We've never had a medical catastrophe or disabled child or natural disaster happen to us. We are fully aware of our good luck and privilege and thankful for it every day. We both work hard to make sure our children are aware of it too, though I don't want to be 'preachy' to them I do want them to appreciate their good lives.

It kills me to see people say 'we're well off but we worked hard for it!' because I know people who work their @sses off every day but are trapped in poverty nonetheless because of their lack of the privileges I enjoy. I know I don't 'work harder' than anyone else. I do think of myself as motivated and driven to succeed but I know the truth to my financial success is largely due to luck and circumstance. We give what we can charitably in both money and time and encourage our children to give of themselves too, because we know that we don't 'deserve' what we have, and those we would help don't 'deserve' not to have what they don't, ya know?
I think you're the very first person I've ever heard say those things..
Thank you.

Dh and I are on SSDI and our yearly income is around 11,000 for a family of 5.
post #105 of 200
Quote:
Originally Posted by PajamaMama View Post
I voted over 100k. We are very comfortable. We don't struggle. And...I don't think we worked 'hard' to get here. We are both college educated (me, 4 year degree; dh, MBA) and he has a job he *loves*. We own everything we have outright except our home, and we're making some pretty mad progress on the mortgage since we recently sold in FL and moved to the midwest. We have health insurance, retirement funds, college funds, and other investments.

How did we get here? We're lucky. We were born into privilege and are whole in body and sound of mind. We had help with college and a down payment from our affluent families. We've never had a medical catastrophe or disabled child or natural disaster happen to us. We are fully aware of our good luck and privilege and thankful for it every day. We both work hard to make sure our children are aware of it too, though I don't want to be 'preachy' to them I do want them to appreciate their good lives.

It kills me to see people say 'we're well off but we worked hard for it!' because I know people who work their @sses off every day but are trapped in poverty nonetheless because of their lack of the privileges I enjoy. I know I don't 'work harder' than anyone else. I do think of myself as motivated and driven to succeed but I know the truth to my financial success is largely due to luck and circumstance. We give what we can charitably in both money and time and encourage our children to give of themselves too, because we know that we don't 'deserve' what we have, and those we would help don't 'deserve' not to have what they don't, ya know?
Quote:
Originally Posted by Nature View Post
I think you're the very first person I've ever heard say those things..
Thank you.

Dh and I are on SSDI and our yearly income is around 11,000 for a family of 5.
I, too, have to thank you for your post! Wow. You really nailed it on the head. I think that affluence has so much to do with good fortune, health, and where you come from.

Don't get me wrong, yes, I know hard work and a good plan also play important roles, but luck is a huge part.

I thank you for your honesty.

My husband and I are no where near 100k per year, but we live fairly comfortably. We saved big time when we each worked and that plus my husband's current salary was what allowed one of us (me) to be a stay at home parent.

We know how fortunate we are. We have paved our own way throughout our entire marriage. I put myself through college with zero help from my family and my husband and I are still paying off those student loans (happily).

We saved for our house ourselves and we've gotten little to no help from external family, other than a few gifts here and there.

We pay for everything 100% on what we have earned. That makes us live a little more frugally and be a little more careful about spending and saving.

But, don't get me wrong. Not for one second do I ever not feel blessed to live in a Democratic society where we can get a job and make a decent living with a little luck and a lot of hardwork. That is not an option for much of the world.

That is a true blessing.

And I never have for one second regretted taking out student loans to get a college education. That is the one thing that allowed me to come from a family always living below the poverty line to one that is now solidly middle class. I am living the American dream.

I thank my lucky stars for the college loan program because without it, I would not have been able to go to college and improve everything about my life.
post #106 of 200
Quote:
Originally Posted by abac View Post
: at this entire thread. 100k doesn't go as far as people think??? Give me a break. 100k goes VERY far people, regardless of where you live. You are rich, and if you think otherwise, well, boo hoo for you.

Enough is abundance to the wise.

I am rich too and our annual family income before taxes (in Canada) is in the 20-29k range.

I bet I could come into any one of your houses and point out a gazillion things that you have (in your "comfortable" existence) that are luxuries that you really don't need.

I have no issue with people making lots of money, I have an issue with people pretending that 100k doesn't go far. Look around you. Sheesh.
As someone else pointed out a few posts ago, where you live can make ALL the difference. My mom lives in Ohio on 6 acres, in a decent house, probably 2000SF. She has two outbuildings. She paid $125. We live in a small 2 bedroom townhome in the Baltimore suburbs. Value is $250. NYC, California, those people have serious mortgages. Where you live makes all the difference and not everyone can pick up and move to Ohio, Mississippi, or wherever. And car insurance is more in those places, as is homeowners insurance, health insurance, etc. Our montly expenses are almost $4,000, and that's with the only "luxuries" being $60 for directv, $60 for cell phones, and $15 for highspeed internet. DH really needs to cell phone and internet for business since he works from home and travels. The rest is life, health, car and homeowners ins, tithing, electric, groceries, 1 small car payment on one small car, and other essentials.

We have no gym classes for DD, no ADT service, no trips to the aquarium, no professional hair cuts, none of those other things that we would be able to do if we made over the bare minimun of what we need. But if we made $100,000 we could get a house that's got more than 2 bedrooms and give our kids some luxuries like dance lessons or trips to the aquarium, and we could have college and retirement funds. But for now that's all the farther than $50,000 is going to go. Maybe that's rish to some people, but not us.
post #107 of 200
Quote:
Originally Posted by Azuralea View Post
Where I live, a family of four making $56,000 qualifies for low-income, subsidized housing.
I live in Fairfax county, Virginia, where the median income for 2006 for a household is $100,318 and for a family, it is $119,812. The median value of a single detached home is $642,730 and the 2006 Average Rental Complex Rent is $1,247.

http://www.fairfaxcounty.gov/demogrph/gendemo.htm#inc

To be eligible for rental assistance, you must earn below $40 -$50K a year. A full list can be found at
http://www.fairfaxcounty.gov/rha/ren...grams/fcrp.htm

To be considered middle class in this area, you must earn at least $100,000. Affluent? you gotta be earning $500,000 or higher.

This county - and others nearby - is in crisis b/c our teachers, firefighters, police officers, and other folks who provide core services cannot afford to live here.
post #108 of 200
wrong thread...
post #109 of 200
Quote:
Originally Posted by Steve's Wife View Post
As someone else pointed out a few posts ago, where you live can make ALL the difference. My mom lives in Ohio on 6 acres, in a decent house, probably 2000SF. She has two outbuildings. She paid $125. We live in a small 2 bedroom townhome in the Baltimore suburbs. Value is $250. NYC, California, those people have serious mortgages. Where you live makes all the difference and not everyone can pick up and move to Ohio, Mississippi, or wherever. And car insurance is more in those places, as is homeowners insurance, health insurance, etc. Our montly expenses are almost $4,000, and that's with the only "luxuries" being $60 for directv, $60 for cell phones, and $15 for highspeed internet. DH really needs to cell phone and internet for business since he works from home and travels. The rest is life, health, car and homeowners ins, tithing, electric, groceries, 1 small car payment on one small car, and other essentials.

We have no gym classes for DD, no ADT service, no trips to the aquarium, no professional hair cuts, none of those other things that we would be able to do if we made over the bare minimun of what we need. But if we made $100,000 we could get a house that's got more than 2 bedrooms and give our kids some luxuries like dance lessons or trips to the aquarium, and we could have college and retirement funds. But for now that's all the farther than $50,000 is going to go. Maybe that's rich to some people, but not us.
Well, that's just my point. The rich don't notice how rich they are. Instead you come on here and say, "I make so much money, but it's not really that much because I have this and this and that to pay for." Just the fact that you can get all that insurance...and man would I be happy to be able to afford a car payment. I don't begrudge people making a lot of money, it's when you refuse to recognize what you have, and come here and talk about how it's really not that much, then you list off all of the things that you have (or services, or insurance, or education.)
post #110 of 200
?
post #111 of 200
Wow, I guess I'm seeing why I don't fit in with many of the things here. When you make that much more money then we do you don't have to worry about keeping the power on and food in the house. I don't care where you live if your making money in the top range listed you have to be living a vastly different lifestyle then we are.
post #112 of 200
Ok, a mod reminder here....

Keep the UA in mind when posting. Posts that are attacking, offensive, or otherwise against the UA will be removed. We may come from different lives and backgrounds, but we are all deserving of respect and basic consideration.

Quote:
Do not post in a disrespectful, defamatory, adversarial, baiting, harassing, offensive, insultingly sarcastic or otherwise improper manner, toward a member or other individual, including casting of suspicion upon a person, invasion of privacy, humiliation, demeaning criticism, name-calling, personal attack, or in any way which violates the law.
post #113 of 200
Quote:
Originally Posted by abac View Post
Well, that's just my point. The rich don't notice how rich they are. Instead you come on here and say, "I make so much money, but it's not really that much because I have this and this and that to pay for." Just the fact that you can get all that insurance...and man would I be happy to be able to afford a car payment. I don't begrudge people making a lot of money, it's when you refuse to recognize what you have, and come here and talk about how it's really not that much, then you list off all of the things that you have (or services, or insurance, or education.)
Rich does not mean having enough to pay for health insurance. Look it up in the dictonary. How many rich people do you know because you seem to bring a HUGE set of preconceived notions to this discussion.

Everyone I know who is rich constantly appreciates how lucky and blessed they are.
post #114 of 200
I bumped the living wage thread in TAO for anyone who is interested in the poll.
post #115 of 200
Well...I think the results are QUITE skewed when it seems that many people with TWO incomes answered the poll. I thought this was based on ONE income...more specifically what your spouse makes- sahm forum and all...and what the poll asked. Just mho.
post #116 of 200
Quote:
Originally Posted by PajamaMama View Post
I voted over 100k. We are very comfortable. We don't struggle. And...I don't think we worked 'hard' to get here. We are both college educated (me, 4 year degree; dh, MBA) and he has a job he *loves*. We own everything we have outright except our home, and we're making some pretty mad progress on the mortgage since we recently sold in FL and moved to the midwest. We have health insurance, retirement funds, college funds, and other investments.

How did we get here? We're lucky. We were born into privilege and are whole in body and sound of mind. We had help with college and a down payment from our affluent families. We've never had a medical catastrophe or disabled child or natural disaster happen to us. We are fully aware of our good luck and privilege and thankful for it every day. We both work hard to make sure our children are aware of it too, though I don't want to be 'preachy' to them I do want them to appreciate their good lives.

It kills me to see people say 'we're well off but we worked hard for it!' because I know people who work their @sses off every day but are trapped in poverty nonetheless because of their lack of the privileges I enjoy. I know I don't 'work harder' than anyone else. I do think of myself as motivated and driven to succeed but I know the truth to my financial success is largely due to luck and circumstance. We give what we can charitably in both money and time and encourage our children to give of themselves too, because we know that we don't 'deserve' what we have, and those we would help don't 'deserve' not to have what they don't, ya know?
That's just about the most reasonable statement a person of privilege can make! What we deserve is such a subjective question and I totally understand the way you laid out a balanced reasoning.
If only more ppl outside of MDC feels this way?...
post #117 of 200
for some reason, wealth is such a heated issue with us not living in the third world country.

on a lighter note, i bet there's some marketing company that would kill to see the poll result and then p.m. the heck out of certain income brackets.
post #118 of 200
DF makes somewhere in the high 60's.

We are lucky to be able to afford a 2 bd/2 ba apartment in a nice neighborhood. In order to even conceive of being able to purchase a home here, DF's income would pretty much have to double.
post #119 of 200
Quote:
Originally Posted by Steve's Wife View Post
Our montly expenses are almost $4,000
That's more than 4 months worth of income for us.

I think that once you're up looking down.. you really can't judge how far up you really are any more.
post #120 of 200
Quote:
Originally Posted by earthgirl View Post
We are in the $40K to $49K range and we are Boston, which is quite expensive. I have to admit, if I see that someone is making 100K or more, I think of affluence. I get that that amount of income is not really considered affluent, it's a relative thing. Our lives would be radically different if we had that kind of money.
Yes, and Boston is extremely expensive. It's right up there in the top percentages of cost of living. Real estate, taxes, even groceries are higher than average, nationally. But if we made $100,000, we would be able to own a good sized house, put DD in private school, buy a new car, and still take vacations. Instead, we make about half that, and we STRUGGLE- and we're a ways out from Boston.

In some ways, I can't wait to go back to work so that we can begin feeling that comfortable. I'm not ashamed to say that I am pretty jealous of those making six figures. I have a child with special needs and the medical bills are unbelievable. But, money isn't everything. I'm okay with struggling for a little while to SAH!
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