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How much student loan debt do you have? - Page 5

Poll Results: How much do you (and your DP/SO) owe?

  • 30% (81)
  • 1% (3)
    $1.00 to $1,000
  • 5% (14)
    $1,000 to $5,000
  • 7% (21)
    $5,000 to $10,000
  • 14% (38)
    $10,000 to $20,000
  • 12% (33)
    $20,000 to $30,000
  • 11% (29)
    $30,000 to $50,000
  • 6% (17)
    $50,000 to $75,000
  • 4% (13)
    $75,000 to $100,000
  • 4% (12)
    $100,000 to $200,000
  • 0% (2)
    Over $200,000
263 Total Votes  
post #81 of 91
didnt mean anything negative or uninformed by my original statement

let me re-phrase

I worked and made enough money to pay entirely for my college and bills and was lucky enough to not have to need to use student loans to pay for college.
oh and I did take a year off between grade 12 and college to save up a bunch

the lucky part was that I was a lifeguard and made really good money and the other part of the equation was that i went to a community college which cost so much less than university.
post #82 of 91


Because neither one of us ever received a student loan in the first place.

My sister, on the other hand, owes about $30,000 in student loans, and she even attended the London School of Economics, as well as a few others.
post #83 of 91
Neither of us took any school loans. We both got Associate's degrees at community colleges before we got our Bachelor's. DH lived with his parents all the way through college. I lived in a dorm my first year, but had a full tuition scholarship because of my grades in HS. When I married my first husband, I worked full time and went to school full time to finish my BS degree. I got tuition reimbursement for all but my last semester of school. My parents and I split the tuition for the last semester.

My bachelor's degree is from Harvard. However, I went to the Extension School, which is the evening division. It was cheaper to attend Harvard at night than it was to go to the University of Massachusetts! The Extension School used to advertise themselves as the best kept secret in Boston. Classes are held on the main Harvard campus, mostly taught by Harvard professors (some are visiting professors). It is a Harvard education for less than a state school price. You can't beat that deal! I was the youngest person in most of my classes as everyone else were adults returning to school. It is a different experience than the standard college experience, but totally worth it for me!

I am currently in law school and am planning to take no loans for that either. I got a substantial scholarship, which covers just under 75% of the tuition. We are paying the other 25% out of pocket.
post #84 of 91
Hmmmm... about 80k right now for dh and I.

That covers 2 BAs, 2 MAs, a PhD on hold (abd), and a PhD in process. I'm planning on getting an MLS in a year or two but that will be without loans.

I wish we didn't have that debt of course, but my only real regret is leaving my own PhD program without the degree. There were (and are) good reasons why I refocused my educational and personal path but it would be nice to have finished that degree!
post #85 of 91
Originally Posted by annethcz View Post
None, thank goodness. My parents paid for my college education, and we finished paying for DH's college loans a couple years ago.
Us too. We paid off dh's student loans before we had kids. He had a crazy consulting job for about 6 months while I was pregnant and worked 80 hour weeks - making overtime. We paid off our cars, student loans, cc's.
post #86 of 91
Ok, I would like to officially change my category. We are now DONE paying off our student debt!
post #87 of 91
$0 - but we paid off about 85K the first few years of marriage. Most of the loans were mine from private grad school for my PhD. Both DH and I had scholarships, but mine did not cover the first 2 years. I worked full time, often two jobs, through undergrad, so I had no loans from my B.S. I was not at work full time during a doctorate program, nor would I have been able to afford the substantial tuition even if I had. (FWIW, grad school tuitions tend to be much higher than undergrad.)
post #88 of 91
A LOT - too much to even mention - that's DH and myself - two law degrees, two master's degrees ...

Nothing left on the UK law degrees and the BA's or the teaching certificates or certificates in Ecology and Conservation or the ....

OK - we have a lot of education here
post #89 of 91

Both DH and I were very fortunate: our parents were willing and able to pay for our undergraduate education, which was not cheap.

I worked and got teaching assistantships and fellowships to pay for my doctorate.

DH paid off his master's degree a few years ago, about 5 years after graduating.

I'm very proud that my undergraduate institution is following Harvard's lead and has decided to give scholarships instead of loans to anyone who is admitted and needs financial aid. They already have a need-blind admission policy, so this should really make an impact in the lives of these students.
post #90 of 91
$15,000 for me... and I don't even know how much for DH. He's still in school and we aren't paying on his yet. I am optimistic that we will start our TMMO next month and after a year for credit cards, that student loan is next on the list and will probably take two years to pay off.
post #91 of 91
None. Our parents both paid for our undergrad. We paid for our Master's degrees, which we got part time while working full time.
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