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January No-Spend Challenge -- Day of Reckoning. How did you do? What will you change for next... - Page 55

post #1081 of 1124
Today is not so good. Some of the items are in budget (birthday presents), but others are not. But I lumped them into one day at least, so I can try to be no spend as frequently as possible.

I'm in for next month and my focus will be to maintain my postage budget, limit my thrift store shopping to two trips and work on eating out of the freezer instead of feeding the freezer.

Tracking:
50/50 - postage for bookswaps
1/31 - days gone recreational shopping
3/0 - fast food meals
2/5 - Complete 5 craft projects (MIL scarf, bag holder)
$46 - Off budget spending (Hobby Lobby, 1/2; Pizza, 1/15; Fast food dinner, 1/16; dinner/movie - 1/20; thrift store; fast food)


Key: (borrowed from Ani)
= not a penny spent
= spending within the budget
= necessary spending not in the budget (things I forgot/didn't plan for)
= unnecessary spending


1/1 -
1/2 -
1/3 -
1/4 -
1/5 -
1/6 -
1/7 -
1/8 -
1/9 -
1/10 -
1/11 -
1/12 -
1/13 -
1/14 -
1/15 - Costco pizza
1/16 - fast food, also textbook (w/in budget), used amazon.com gc for part
1/17 -
1/18 - (Half price books, hardware store)
1/19 - (Bday party and Target - pull-ups ONLY!)
1/20 - date w/dh, dinner & a movie, $30+, frugal grocery shopping
1/21 -
1/22 - (thrift store)
1/23 -
1/24 -
1/25 -
1/26 - (tip for lunch)
1/27 - (Zoo!)
1/28 - (snack for coworker's going away party)
1/29 -
1/30 - (gas, Mom's bday, DD's bday, dinner on the run)
post #1082 of 1124
I got my top two wisdom teeth pulled today, which is why I'm giving myself a instead of a for going over my grocery budget at the co-op today. I got a bunch of things that were soft and "mouth friendly" that I wouldn't have gotten other wise.

January:
01/01 :
01/02
$14.04 at the Co-op. Payed rent.
01/03 :
01/04 :

01/05 with a little and Sandwich at work ($5 - 30% ); Dog's flea stuff $16.08 (); Walgreens $4.57 ( and ); Staples $3.85 (1/2 1/2 ).
01/06 :
01/07 :
01/08 :
Yay! Three in a row!
01/09 Budgeted "social spending" $8.50 on Bingo with my friends, $5 burrito, $1.50 ice cream.
01/10 $20 fingerprinting fee (for CASA), $40 at the Co-op
01/11 Lasagna at work ($5.50 - 30%).
01/12 :
01/13 :
Made $20 decorating a cake for a friend!
01/14 I had to get a part for my car, but it was only $2.46. (and a bagel at work $2.25 )
01/15 :
01/16 and
I got gas $10, a few groceries $9, and a burrito w/ bottled water $5.25 . ETA: Rented 2 movies and payed old late fine $11 I forgot to ask for a receipt at the gas station and movie rental place. ETA again: $1.95 at work eating
01/17 :
01/18 $6.45 food at work, $5.71 postage, $36.64 groceries. ETA: Also spent $4.07 on junk foot at a gas station with a friend. And I forgot to get a receipt.
01/19 :I went to Target and Borders w/ a friend and didn't buy anything!
01/20 I went way over budget at a bar with my friends $16. Also, $1.50 at work food and $55 automatic online bill pay (). Oh, and I had too much work to to, and couldn't make it to yoga today. :
01/21 $10.20 for coffees & a bagel, $5 more for chocolates.
01/22 :
01/23
$4.50 at work food, $44 groceries/household
01/24 :
01/25 I spent $18.32 on beads for two-3 gifts. I had budgeted $15 for gifts, so technically I'm only $3.32 over budget, but still! :
01/26 :
01/27
$10 gas. Forgot to ask for a receipt again! : AND I didn't go to yoga, so I totally blew my yoga goal for this month! :
01/28 : Made $10 on a cake for a friend!
01/29 :
01/30
$35 at the co-op

Goals:
  • 27/31 Save ALL receipts.
  • 28/25 Stay out of all stores other than the Co-op, and Winco (dollar store "emergencies" only. $5 per trip limit, 2 trips per month MAX) (I only count this if I buy something at an off limit store )
  • 16/20 true no-spend days :
  • $46.20/$25 social spending
  • 0/2 Yoga sessions this month
  • $27.40/$30 worth at-work eating (I get 30% off and it comes out of my paycheck)
  • Save anything possible this month. Concrete saving goals start in Feb.
  • Approx. ~$60/$0 out of budget spending
Key:
: = True no-spend
= Spending within budget
= Un-budgeted, but necessary
= "badgurl" spending (un-budgeted and unnecessary)
post #1083 of 1124
Just checking in for the day. Spend a wee bit on postage, but not bad.

Joint:
1/5: $40 take-out
1/6: $12 movie tickets, $37 dinner out, $90 Target (snack foods and housewares, nothing unplanned)
1/7: $8 Starbucks breakfast/coffee for both of us
1/8:
1/9: $160 groceries
1/10: cell phones $120, cable $109, gasoline $74, DSL/phone $56
1/11: $26 at Italian market
1/12: $7 donuts (bad!), $89 Target (on exciting stuff like dog vitamins and air filters), $16 Goodwill (new cast iron, including a La Cruecet tea pot!), $55 gas bill, $174 city bill (electric, trash, water)
1/13: $275 Ikea (rugs, light fixtures, new bedding, all in preparation for house guests), $43 cat food, $8 for a few groceries (making potato leek soup, yum!), $7 for Kleenex and nasal spray
1/14:
1/15:
1/16: $40 for mom's b-day present
1/17: $29 for Abreva and coffee and cream for work; $42 dog food
1/18: $53 Co-op groceries, $26 Target (cookies for M., foil, freezer bags, that kind of exciting stuff)
1/19:
1/20: $173 groceries
1/21: $14 movie tickets, $24 dinner
1/22: $13 cat food
1/23:
1/24:
1/25: $25 at Ross for French press for M. at work and bamboo serving tray for a friend (will be reimbursed)
1/26: $103 plumber, $24 cat food/litter, $54 take-out
1/27: $61 Target
1/28: $66 groceries
1/29:
1/30:

Personal:
1/6: $39 repayment to my friend who loaned me some airport money when I was leaving Europe (from checking)
1/7: $8 lunch; $3 afternoon snack (cash)
1/8:
1/9:
1/10:
1/11: (paid $293 on CC)
1/12:
1/13:
1/14: :$30 co-pay (from checking), $2 parking (cash), $257.60 student loan payment (from checking)
1/15: $80 on supplies for swap, supplements, etc. (from checking)
1/16:
1/17: $170 for prescriptions (from checking), $9 craft store and GW (from checking)
1/18: $27 Goodwill (from checking), $5 McDonalds (cash), $3 Goodwill (cash) (also spent Target GC and Amazon GC from Christmas), $15 Amazon (amount I spent over GC for leggings and dress)
1/19:
1/20: $40 postage
1/21:
1/22: $45 postage, deposited $200 in Christmas money that will go towards CC
1/23: $4 coffee (cash)
1/24: $70 shoes (from checking), paid $500 on CC)
1/25:
1/26: $110 Goodwill (from checking), $5 Taco Bell (cash)
1/27: $26 postage (from checking), $52 Goodwill (from checking) (+$45 from Amazon.com)
1/28:
1/29: (+$19 from Amazon.com)
1/30: $5 postage

January no-spend days: 12/29
January off-budget spending: -$443
January credit card payments: $793
post #1084 of 1124
For some reason my previous post didn't display so for the record, just budgetted spending today, although the grocery/household money includes chocolates and soda that I really do not need to be buying, from any point of view. I blew my budget last week because of this!
I will be focussing on that in Feb thread!
post #1085 of 1124
So this is my first spending post on this thread. I am a bit embarrassed, but glad this thread is here for the support. I was introduced mid month and here is my spending:

1-21 Etsy $39
1-22 Toothpaste and conditioner-$6.58
Dunkn Donuts $1.98
1-23 Burger King $2.18 on the way hone from Do
PO $39.98
1-24 Wendy's $9.87 lunch after unexpected doc appt.
D&D $1.98
Etsy $26.00 birthday money
Etsy $13 birthday gift
Handmade soap CO OP $14.60
1-25 Etsy $9.60

1-26 Food $ 28.37
gorceries and gift $108.37

1-27 No spend
1-28 D&D 1.93
PO $7.43
diaper wipes $12
Etsy $79.60-birthday money
Magazine Sub $27
1-29 No spend
1-30 No Spend
Vitacost $27.35
post #1086 of 1124
Thread Starter 
Goal: 20 no-spend days. 19/20

01..
02..
03..
04.. $9 Wendy's
05.. $3 Starbucks
06..
07.. $24 chocolate & Subway
08..
09.. $10 McDonald's
10..
11.. $8 McDonald's
12..
13..
14..
15.. $84 paint, pictures, bunnies
16..
17.. $33 Book club dinner
18..
19.. $2 picture frames
20..
21..
22..
23.. $7 Subway
24..
25..
26..
27.. $28
28..
29..
30.. $7.60 McDonald's

Tally of evil: $216

Grrrr....I actually drove the car BACK home to get that purse out of the filing cabinet so we could go to McDonald's.

I'd be angry with myself if it wasn't so laughably pathetic. I'm very pregnant.

FIDO. I still have $1.40 left for the month...but tomorrow has to be my day so I can reach the goal.
post #1087 of 1124
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Goal: 20 no-spend days. 19/20

01..
02..
03..
04.. $9 Wendy's
05.. $3 Starbucks
06..
07.. $24 chocolate & Subway
08..
09.. $10 McDonald's
10..
11.. $8 McDonald's
12..
13..
14..
15.. $84 paint, pictures, bunnies
16..
17.. $33 Book club dinner
18..
19.. $2 picture frames
20..
21..
22..
23.. $7 Subway
24..
25..
26..
27.. $28
28..
29..
30.. $7.60 McDonald's

Tally of evil: $216

Grrrr....I actually drove the car BACK home to get that purse out of the filing cabinet so we could go to McDonald's.

I'd be angry with myself if it wasn't so laughably pathetic. I'm very pregnant.

FIDO. I still have $1.40 left for the month...but tomorrow has to be my day so I can reach the goal.


Oh honey. s

I firmly believe that being very pregnant is an excuse for almost anything.
post #1088 of 1124
Jan. 3-
Jan. 4-
Jan. 5- $6.78, chocolate and a drink
Jan. 6- $18.80 Starbucks and pizza
Jan. 7-
Jan. 8- $0.69 Krispy Kreme
$5ish Starbucks
Jan. 9-
Jan. 10-
Jan. 11-
Jan. 12- $3 magazine
Jan. 13-
Jan. 14-
Jan. 15- $1.48 shirt for DS
$7.95 Starbucks
$13 supper
$49.10 on some other stuff
Jan. 16-
Jan. 17- $10.13 supper
Jan. 18-
Jan. 19-
Jan. 20- $10 Starbucks
Jan. 21-
Jan. 22-
Jan. 23-
Jan. 24- Happy Birthday to me!
Jan. 25-
Jan. 26-
Jan. 27-
Jan. 28- $30 supper
Jan. 29- $8 Starbucks
Jan. 30-
post #1089 of 1124
KEY:
=made money
=not one dime spent that day!
=necessary spending
=unecessary spending

1/1: $246 groceries + household ($82 saved from sales), $4 soda + $6 eBay, $5 sold on eBay
1/2: $15 groceries, $240 basketball sign-ups $20 sold on eBay
1/3: & $102 groceries + household + health (meds and copay), plus rent paid, $27 clearanced kneeling pad, toys, gingerbread kits, $2 sold on eBay
1/4: Not one dime spent. $6 sold on eBay.
1/5: $20 groceries, $5 boys' allowance, $25 boys' bowling
1/6: $3 soda and M&Ms
1/7: $97 groceries $7 soda
1/8: $7 fast food, $4 coffee $9 Boirons colic relief
1/9: $7 fast food, $3 soda and M&Ms $30 school lunches for oldest, 50% off clothes for Lachlan in several sizes $74
1/10: $5 Skittles and M&Ms
1/11: $20 groceries, $20 domain name renewals
1/12: $56 groceries (saved $17) + $14 chlorophyll and Boirons, $5 boys' allowance, $4 soda and M&Ms, $25 boys' bowling
1/13: $20 laundry + hygiene supplies
1/14: $17 fast food, $12 dog food
1/15: $3 junk food
1/16: $65 junk food and dinner out, $6 play date, $10 shipping
1/17: $14 (minus shipping) sold to DDC mama, $14 sold on eBay, $5 junk food + $6 fast food
1/18: $5 sold to DDC mama, $28 sold on eBay, $3 junk food + $7 fast food, $3 eBay
1/19: $15 sold on eBay, $9 waters/soda, $70 first trip to Whole Foods, $46 pizza for entertaining
1/20: $80 game day groceries, $55 gas
1/21: $21 fast food, junk $5 groceries
1/22: Hubby given $200 American Express card from work, $25 pizza, $3 junk, $7 Starbucks for LLL meeting
1/23: $15 soda and junk
1/24: $20 fast food, $3 junk
1/25: $250 groceries, $2 junk
1/26: $100 baby gear and gifts, $18 boys' bowling, $40 replacement DVD player, $95 work shoes and pants, $47 dog food $33 baby stuff, $50 dinner out, $3 school lunch, $8 food out
1/27: $5 junk, $30 eBay $65 groceries
1/28: a TRUE no-spend day! One of TWO this entire month.
1/29: $2 junk, $9 school
1/30: $2 junk, $40 lunches, $9 gas
1/31:


-- Track grocery spending $949
-- School lunches T: $70 flat (but that covers most of February too), J: $9.50/$17.50 in the acct, A: $14.00/$12.50 in the acct
-- Track frivolous spending: $412
-- Track health expenses (meds, supplements, co-pays): $55
-- Track household spending: $73
-- Track clothing/hygiene/pets/gas/shipping not already paid for/other supplies: $496
-- Track activities for the boys: $6 playdate Jack, $240 Basketball for all, Bowling league every Saturday for boys: $68/$100
-- Track extra income: $309
-- Track allowance given to kids: T$6, A$0, J$6

-- No bank fees 27/31
-- No fast food 17/28
-- No eating out/ordering in 26/28
-- No buying drinks or snacks 13/28
-- No unnecessary spending days 7/23
post #1090 of 1124
Wound up going to the foodstore after all...

This month is a total bust as far as groceries go. I didn't spend much on anything else though.

16 No Spend days so far.

1st :
2nd :
3rd :
4th :
5th $3 thrift store; $65 diapers and wipes; $175 food; $21 gas
6th :
7th :
8th $40 gas; $25 food (and cleaning supplies); ($200 surveyor; $100 dsd b-day)
9th :
10th :
11th $67 food;
12th $8 food; $30 gas; $105 vitamins
13th $70 foodstore; $37 gas
14th Frontier $48; $50 gift certificate for mom; homeschool $95
15th :
16th : $122 food; $20 pizza w/ dsd
17th :
18th : $58 food
19th :
20th :
21st :
22nd : $4 thrift store for cast iron pan; $48 food; $40 gas
23rd :
24th : $38 food
25th :
26th : $150 food
27th : ate out $37
28th : $42 Office Max; $19 ring; $42 gas
29th :
30th : $70 food

GOALS:
Food from the grocery store: $836/$400
Vitamins: $100
Gas: $210/$200
Misc.: $382/$100
TOTAL SPENDING OUTSIDE FIXED BILLS: $1530

I will NOT patronize any fast food places!
I will NOT patronize any big box stores!

30/31 NO FAST FOOD! 30/31 NO BIG BOX STORES!

KEY: : True no spend Spending within budget : Spending outside budget

December:
Food from the grocery store: $697/$400
gas: $230/$200
Christmas: $200/$150
Misc.: $212/$50
TOTAL SPENDING OUTSIDE FIXED BILLS:$1338.50
post #1091 of 1124
1/1: spent nothing
1/2: $35 Target / $1.29 lunch
1/3: $8.88 grocery run
1/4: spent nothing
1/5: spent about $35 (gas/food/entertainment)
1/6: Trader Joe's $90.76
1/7: spent nothing
1/8: spent nothing
1/9: $8 breakfast out / $48.08 groceries
1/10: spent nothing
1/11: spent nothing
1/12: $22.25 gas/ $44.40 yet more groceries/ $7 at local farm for cider, eggs, doughnuts...mmm/ $38.90 mall
1/13: spent nothing
1/14: $10 at dollar store, drug store, Dunkin' Donuts
1/15: $5 post office
1/16: $6.58 post office / $2.92 bananas & milk
1/17: $2.47 post office / $5 grocery
1/18: $12.66 grocery store / $2.48 drugstore
1/19: $6.29 post office
1/20: $17.97 Goodwill / $7.66 mailing stuff / $73.58 groceries & household supplies
1/21: spent nothing
1/22: $8 grocery run / $12.88 postage
1/23: $7.50 grocery stop / $2.75 pet store / $4.32 Dollar store / $16.60 gas
1/24: spent nothing
1/25: $16.80 lunch at diner / $8.50 fruit & veggies/$5 to friend toward gas/ $8 snacks while playing
1/26: $7 pizza / $6.12 grocery
1/27: $4.07 Dunkin' Donuts/ $7.03 Chinese food
1/28: $2.80 post office/ $10.72 groceries
1/29: $4.26 post office/ $11.84 take-out
1/30: $11.29 groceries/ $13.96 post office...but I'm psyched - I made $86 on eBay, AND $50 from a Craigslist sale today!

$338.41 into a $250 grocery budget...hmmm...
$55.85 spent on gas
$66.94 spent on eating on the run/out
$146.27 entertainment/clothes/odds & ends
$52.24 postage for stuff I've sold on Amazon/eBay (but have made about a $156 profit after postage, fees and mailing supplies)
post #1092 of 1124
I was literally stuck at home today- it was so icy I couldn't get up my driveway

So it was an easy no spend, no drive day I also spent 60 minutes on the treadmill this evening, so I've officially made my goal of 1000 minutes on the treadmill for the month of January.

Jan. 1-
Jan. 2-
Jan. 3- stayed within budget: $289.12 at grocery store, $50 for gas
Jan. 4- stayed within budget: DH spent $5.87 on groceries, I paid bills
Jan. 5-
Jan. 6-
Jan. 7- stayed within budget: $84 monthly payment for kids' bowling league
Jan. 8-
Jan. 9- stayed within budget: $30.88 for lunch with DH, $25.36 for household items. : frivilous spending: $8.33 for a sweater for me.
Jan. 10- : $75.15 at Target for misc. stuff because I wasn't prepared ($10.98 grocery, $64.17 household/misc- $42.24 of which was totally frivolous), $20.50 for dinner at Burger King so the kids could run around and get some energy out, $11.63 at Target AGAIN for more household/misc.
Jan. 11- stayed within budget: $35.70 for gas, $6.46 for a carwash (bordering on frivolous, but I couldn't see out of the windows!), $8.89 at McDonalds, picked up lunch for DH and FIL.
Jan. 12-
Jan. 13-
Jan. 14-
Jan. 15-
Jan. 16-
Jan. 17- stayed within budget: $99.25 for groceries
Jan. 18-
Jan. 19-
Jan. 20-
Jan. 21- stayed within budget: $24.71 groceries, $12.21 household/misc, $42.68 gas, $8.05 chicken feed
Jan. 22-
Jan. 23- stayed within budget: $13.80 lunch at Potbelly with DH, $13.20 library fines , $22.21 at Old Navy for 4 pairs of pants. DH spent $14.77 for groceries.
Jan. 24- $27 for dinner & movie (girls nite out ), but I used Christmas money to pay for it, so I'm not going to count it.
Jan. 25- stayed within budget: $35.39 liquor store (household/misc), $30.23 grocery store, : $34.86 pizza
Jan. 26- stayed within budget: $5 parking, $66.68 Target ($22.16 groceries, $12.58 boots for DD, : $31.94 for a board game FRIVOLOUS)
Jan. 27-
Jan. 28- stayed withink budget: $34.90 groceries, : over budget: $42.83 gas
Jan. 29-
Jan. 30-
Jan. 31-

My goals for the month of January:
Track Grocery Spending: $531.99/$550
Track eating out/take out spending: $108.93/$75
Track my gasoline spending: $171.21/$160
Track household/ misc. spending: $243.48/$200
Track frivolous spending: $82.51/$0
Track spending/income on chickens: $8.05 spending/$0 income
No frivolous spending: 27/31 days
No credit card use: 30/31 days
Stay within 15 miles of home: 22/23 days
No-drive: 16/10 days
Exercise: 1010/1000 minutes on the treadmill
post #1093 of 1124
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Goal: 20 no-spend days. 19/20
Go Pru! You're going to make your goal, I just know it!
post #1094 of 1124
No spend! 15/15!!

Spent the day hanging out with my DDs and dropping off the results of my latest de-cluttering mission. We did go to the used bookstore and acquired a few books, but it was with store credit so we spent not a dime!

~~~~~~~~~~~~~~~~~~
Jan 1
Jan 2 snacks
Jan 3
Jan 4
Jan 5 drinks
Jan 6 medical $14, (household $12- reimbursed), vacation spending $11
Jan 7 fast food (vacation money) $14
Jan 8 groceries and snacks for plane $20, $25 for overweight bag
Jan 9
Jan 10
Jan 11 $15 (personal spending) wine to take to a friend's house
Jan 12 groceries, in budget
Jan 13 $10 dinner with friends (personal spending)
Jan 14
Jan 15 groceries and gas, medical visit and supplements, in budget
Jan 16
Jan 17 hair gel for dd
Jan 18
Jan 19 $60 at hfs for dd
Jan 20 sent dh for a 7up for me, plus a few forgotten groceries
Jan 21
Jan 22 $8 mcd; a lot of money at the grocery store
Jan 23 : flat tire repair
Jan 24
Jan 25
Jan 26
Jan 27
Jan 28 microwave, clothes groceries, dd2's bday gifts
Jan 29
Jan 30

Key: true no spend in budget unplanned/unbudgeted

The plan:
True No Spend Days 15/15
Jan 1-9: $83/$100 total vacation spending on anything I wish
Jan 10-31st:
Grocery shopping (<$75) and gasoline once a week only
Personal spending: $33/$25- it's gone, baby, gone
DD2 Birthday: 0/$TBD
post #1095 of 1124
Quote:
Originally Posted by soygurl View Post
I got my top two wisdom teeth pulled today, which is why I'm giving myself a instead of a for going over my grocery budget at the co-op today. I got a bunch of things that were soft and "mouth friendly" that I wouldn't have gotten other wise.
hope you're feeling ok and you heal up quick!

Quote:
Originally Posted by Crunchy*VT*Mom View Post
Grrrr....I actually drove the car BACK home to get that purse out of the filing cabinet so we could go to McDonald's.

I'd be angry with myself if it wasn't so laughably pathetic. I'm very pregnant.
That's just how I felt when I drove past my house the other day to get fast food, and I'm not even pregnant!


Quote:
Originally Posted by annethcz View Post
No-drive: 16/10 days
Exercise: 1010/1000 minutes on the treadmill
Great job on your exercise and no-drive goals!!!
post #1096 of 1124
I'm on a roll. No Spend day #3. Tomorrow I will not be so lucky.

Jill

1/1 No Spend
1/2 $13.09 at Subway (lunch w/hubby) $5.37 coffee; $239.58 groceries; $24.50 new shoes (I guess the coffee and shoes would be frivolous )
1/3 No Spend
1/4 $5.22 postage for New Years cards; $23.54 DH's purchase; $130.19 nutritional supplements (this is excessive because I was out of everything); $66.84 milkman; $1.92 coffee (frivolous spending)
1/5 $25.00 for dd's basketball league; $6.39 DH picked up dollar gifts for holiday party tomorrow (He went to Target for these gifts.)
1/6 $2.45 coffee (frivolous spending)
1/7 No Spend
1/8 $32.00 bowling fees
1/9 $22.83 milk man; $11.00 dh bowling fees
1/10 $63.00 gas; $8.68 coffee and snacks for kiddos (frivolous )
1/11 No Spend
1/12 $1.92 coffee (frivolous); $14.77 pizza for kids dinner (not sure what this should be) $28.00 babysitter
1/13 $6.81 coffee and juice (frivolous); $177.87 groceries
1/14 $42.00 ds bowling league dues; $1.82 light bulbs from $ store
1/15 $20.00 co-pay at clinic; $12.00 drug store for prescription; $20.79 library fines :; $7.00 snacks at the bowling alley (frivolous )
1/16 $2.34 coffee (frivolous); $50.00 gas; $34.35 dh brought kids to bowling with him, so some of this is planned ($11.35 was for candy/pop for kids - frivolous )
1/17 $24.73 milk man; $8.00 coffee and snacks for kids (frivolous)
1/18 $73.38 Chiropractor
1/19 $70.00 frivolous this-n-that.
1/20 $22.00 babysitter; $20 church tithe; $6 free-will offering
1/21 $2.00 dh tip at lunch; $72.37 groceries; $27.79 diapers from Amazon
1/22 $9.00 pizza (frivolous)
1/23 $14.29 Schwan's order (groceries?)
1/24 No Spend Finally!!!!!
1/25 $2.50 coffee (frivolous)
1/26 $4.38 coffee (frivolous) $60.00 gas; $100.17 clothes; $6.93 thank you cards; $181.58 groceries; $20.00 church donation; $5.00 dh's scratch off lottery tickets (frivolous; too bad we didn't hit the jackpot) $24.02 lunch w/dh and the kids
1/27 $25.00 church donations; $4.70 coffee (frivolous)
1/28 No Spend
1/29 No Spend
1/30 No Spend
1/31



My goals for January:
Groceries: $800.11/$600
Gas: $173/$200
Frivolus Spending: $175.92/$100
No Spend days: 8/15
Stay away from stores (grocery and Big Box): 26/27
No Credit Card use: 30/31
2x eating out with hubby: 2/2x
22 hrs decluttering home: 4.5/22
post #1097 of 1124
Thread Starter 
Goal: 20 no-spend days. 20/20

01..
02..
03..
04.. $9 Wendy's
05.. $3 Starbucks
06..
07.. $24 chocolate & Subway
08..
09.. $10 McDonald's
10..
11.. $8 McDonald's
12..
13..
14..
15.. $84 paint, pictures, bunnies
16..
17.. $33 Book club dinner
18..
19.. $2 picture frames
20..
21..
22..
23.. $7 Subway
24..
25..
26..
27.. $28
28..
29..
30.. $7.60 McDonald's
31..

Tally of evil: $216


~~~PRE-EMPTIVE~~~

There is NO WAY I am spending money today. No way I am coming on here to change this post.

I only have $1.40 in my wallet -- what could I spend it on?

We're staying home today except for playgroup (walking) and lunch at a neighbor's house. I'm turning off the computer this morning and decluttering (so no internet shopping). I will NOT be spending any money.

I'm determined. I want that 20 days.
post #1098 of 1124
Thread Starter 
Today is the last day of the month...a perfect opportunity for you to look over what you spent this past month and think about it again.

Do you see any patterns?

Do you need to change your goals? Adjust your expectations? Raise them (hopefully )?

If you are joining us again next month, what can you do differently to make that month better?

Thinking about it and writing it down here (or over on that thread) will help you clarify your thinking and help you imprint your plans on your mind.

How did you do this month? How do you feel about it?
post #1099 of 1124
16th day

1/15 - paid electric bill - $160 - no other spending
1/16 - sunpass recharged when we drove on the turnpike - $25 also DH filled up his car on the way to a meeting but work will reimburse him
1/17 - :
1/18 - :
1/19 - :
1/20 - Groceries - $143 - no other spending. AND we cleaned out the garage and closets and donated about 10 garbage bags of stuff to goodwill!
1/21 - :
1/22 - :
1/23 - :
1/24 - $6 at the post office to send a certified letter, $8 at walgreens for milk and paint for the pinewood derby cars not budgeted - but needed so I'll still give it a
1/25 - paid bills - all the ones that are due at the end of the month. $1915.73. Budgeted - yes. Neccessary - yes. Still hurts? - yes. :
1/26 - $50 gas, $5 ice cream & $10 at the grocery store.
1/27 - :
1/28 - $30 dr. co-pay, $75 walgreens (prescriptions), dinner out $18 (we are comped by work and just have to pay the tip)
1/29 - Groceries - $158 (made it 9 days since the last time I went shopping - woo hoo)
1/30 - :

no spend - :
spent only neccesary /budgeted -
spent unneccesary / unbudgeted -
post #1100 of 1124
I lost track. I am still here though and trying not to spend. I did end up buying 6 yards of fabric at Goodwill for $5. Well, I guess that's not too terrible. One of my goals for next month is to do a better job tracking my days!

01/01:
01/02 ($10.60 in allowed grocery spending)
01/03 ($28. xx in allowed dining out spending)
01/04 ($97.xx in allowed grocery spending
01/05 $20 on assorted stuff for dd's birthday party, $50 or so on food
01/06
01/07
01/08 $13 McDonalds, $6 groceries
01/09
01/10 $70.xx groceries
01/11
01/12 Lost Vermont Weekend (need to figure out damage)
01/13 Ditto That
01/14 $20. xx on groceries
01/15 $10 on craft supplies (NO fabric though! Yea!)
01/16 $2 for craft supplies, $5 toy for dd, $70 for groceries
01/17
01/18 $19 Chinese buffet, $20 groceries, $2 on calendars for my mom & brother
01/19
01/20
01/21 $15 @ McDonald's (grrr), $12 groceries
01/22 $6 craft supplies (still no fabric, for what it's worth)
01/23

Goals for the month of January:
Eating out $75/$100
Groceries $355/$400
*DO NOT BUY ONE SCRAP OF FABRIC!*
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › January No-Spend Challenge -- Day of Reckoning. How did you do? What will you change for next month? Congratulations for sticking with us to the...