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January No-Spend Challenge -- Day of Reckoning. How did you do? What will you change for next... - Page 57

post #1121 of 1124
Jan. 3-
Jan. 4-
Jan. 5- $6.78, chocolate and a drink
Jan. 6- $18.80 Starbucks and pizza
Jan. 7-
Jan. 8- $0.69 Krispy Kreme
$5ish Starbucks
Jan. 9-
Jan. 10-
Jan. 11-
Jan. 12- $3 magazine
Jan. 13-
Jan. 14-
Jan. 15- $1.48 shirt for DS
$7.95 Starbucks
$13 supper
$49.10 on some other stuff
Jan. 16-
Jan. 17- $10.13 supper
Jan. 18-
Jan. 19-
Jan. 20- $10 Starbucks
Jan. 21-
Jan. 22-
Jan. 23-
Jan. 24- Happy Birthday to me!
Jan. 25-
Jan. 26-
Jan. 27-
Jan. 28- $30 supper
Jan. 29- $8 Starbucks
Jan 30-
Jan. 31-
post #1122 of 1124
I did really well I thought.

I am going to continue this way forever!
Junk food is down as is frivilious spending.
Probably spent a lot more on food than normal (blame the pregnancy for that) but overall the bank balnace is full and I have less junk in the house. Its all good.
post #1123 of 1124
Do you see any patterns?

I overspend on junk foods. It's a new trend since Lachlan was born, so I am hoping it curbs soon.

Do you need to change your goals? Adjust your expectations? Raise them (hopefully)?

I need to keep working like I did this month to lower out $1,000 grocery bill. As noted in another thread, there isn't much I can do BUT I am working hard and it is paying off.

If you are joining us again next month, what can you do differently to make that month better?

I need to be better about fast food and junk food. Soda intake should decrease and be bought on sale only and never at the convenience store.

How did you do this month? How do you feel about it?

I did do much better about making school lunches instead of buying, and I bought many bulk groceries from great sales. I also spent less in consignment shops. So I guess the biggest thing is the junk food and fast food andkeep lowering the frivolous spending.

KEY:
=made money
=not one dime spent that day!
=necessary spending
=unecessary spending

1/1: $246 groceries + household ($82 saved from sales), $4 soda + $6 eBay, $5 sold on eBay
1/2: $15 groceries, $240 basketball sign-ups $20 sold on eBay
1/3: & $102 groceries + household + health (meds and copay), plus rent paid, $27 clearanced kneeling pad, toys, gingerbread kits, $2 sold on eBay
1/4: Not one dime spent. $6 sold on eBay.
1/5: $20 groceries, $5 boys' allowance, $25 boys' bowling
1/6: $3 soda and M&Ms
1/7: $97 groceries $7 soda
1/8: $7 fast food, $4 coffee $9 Boirons colic relief
1/9: $7 fast food, $3 soda and M&Ms $30 school lunches for oldest, 50% off clothes for Lachlan in several sizes $74
1/10: $5 Skittles and M&Ms
1/11: $20 groceries, $20 domain name renewals
1/12: $56 groceries (saved $17) + $14 chlorophyll and Boirons, $5 boys' allowance, $4 soda and M&Ms, $25 boys' bowling
1/13: $20 laundry + hygiene supplies
1/14: $17 fast food, $12 dog food
1/15: $3 junk food
1/16: $65 junk food and dinner out, $6 play date, $10 shipping
1/17: $14 (minus shipping) sold to DDC mama, $14 sold on eBay, $5 junk food + $6 fast food
1/18: $5 sold to DDC mama, $28 sold on eBay, $3 junk food + $7 fast food, $3 eBay
1/19: $15 sold on eBay, $9 waters/soda, $70 first trip to Whole Foods, $46 pizza for entertaining
1/20: $80 game day groceries, $55 gas
1/21: $21 fast food, junk $5 groceries
1/22: Hubby given $200 American Express card from work, $25 pizza, $3 junk, $7 Starbucks for LLL meeting
1/23: $15 soda and junk
1/24: $20 fast food, $3 junk
1/25: $250 groceries, $2 junk
1/26: $100 baby gear and gifts, $18 boys' bowling, $40 replacement DVD player, $95 work shoes and pants, $47 dog food $33 baby stuff, $50 dinner out, $3 school lunch, $8 food out
1/27: $5 junk, $30 eBay $65 groceries
1/28: a TRUE no-spend day! One of TWO this entire month.
1/29: $2 junk, $9 school
1/30: $2 junk, $40 lunches, $9 gas
1/31: $20 bank fee


-- Track grocery spending $949/$1,000
-- School lunches T: $70 flat (but that covers most of February too), J: $11.50/$17.50 in the acct, A: $16.50/$12.50 in the acct
-- Track frivolous spending: $432/$300
-- Track health expenses (meds, supplements, co-pays): $55
-- Track household spending: $73
-- Track clothing/hygiene/pets/gas/shipping not already paid for/other supplies: $496
-- Track activities for the boys: $6 playdate Jack, $240 Basketball for all, Bowling league every Saturday for boys: $68/$100
-- Track extra income: $309/$0
-- Track allowance given to kids: T$6/$12, A$0/$12, J$6/$12

-- No bank fees 27/31
-- No fast food 18/28
-- No eating out/ordering in 27/28
-- No buying drinks or snacks 13/28
post #1124 of 1124
Oh I don't even want to know....we were already over budget but I HAD to get some maternity cloths and a new bra, I got them on consignement but still.......

SIgh....there's alwasy next month, right?


So here are my January goals:
BEat my 7 no spend days in dec
Stay in budget of $3400
Save
Pay off some of our $2000 debt

1-
2-
3-made $60 selling books, $145.77 groceries
4- $462 mtg and tax, $135.73 car maintenance
5- $54.25 dog food,
6-$278.64
7- Got GST rebate for $181
8- $41.08 dh book subscription, $45.05 gas,
9-$217.40 groceries, $280 lawyer, $45.85 fees
10-$10.38 resteraunt
11-
12-$16 kitchen show, $19.80 library fees
13-
14-22.80 pizza
15-$117 groceries, $67.84 Y membership,
16-$40 carpool
17-$12.75 thrift shop, $8.70 ?, factory cheese 77.49, $42.86 gas
18-$462 mortgage/tax, $55.98 car insurance
19-$94.37 car repair, $186.79 groceries
20-
21- groceries $160
22-house insurance $89.29, $12.30 library fees,
23-$21.15 DH internet sub, $12 massage
24-$5 snacks, 124.20$ Dh kung fu
25-$23.35 snacks for DH's class, 126.02$ groceries, $45 gas
26- $10 skating and snaks
27- $13.29 groceries
28-$12.77 fries
29-
30-$213.84 hydro, $115.99 phone,
31-$55.70 mat cloths, 114.24$ bra, $16.32 bank charges

3769.93/3250
121.61/104.83 per day
6- no spend
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › January No-Spend Challenge -- Day of Reckoning. How did you do? What will you change for next month? Congratulations for sticking with us to the...