1. Please introduce yourself and tell us anything you think it would help us to know about yourself.
I'm a SAHM to a 13 month old DD. We live in Boston where EVERYTHING is overpriced!2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of January. Memorize these goals and recite them to yourself before all purchases.
We do our budget by the week and I am pretty good at sticking to it. I know I can do better, though, especially when it comes to eating out and grabbing coffee. My neighborhood is blessed/cursed w/ lots of local coffee shops & bakeries. This is my weakness, for sure.3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?
I am going to go 21 days w/out visiting a bakery or coffee shop. Any extra money leftover in our budget each week is going to go into our "dream fund". This will be money we use to buy fun things, go on a trip or whatever.
True no spend day:
Spending w/in budget:
Spending out of budget:
Unplanned but necessary:
CVS purchase ($16.35 from household fund)1/3
Grocery Order, Post Office ($74.87, grocery & misc. fund)1/4
($43.49 rest of the groceries for the week)1/6
($30 donation in honor of M. passing)
($50.37 Thatcher Farms bill)
($15 for toaster oven on craigslist)1/8
($27 Boston Organics order)1/9
($13.49 @ Harvest for baking supplies. Still falls in grocery budget, but SHAME!
It was a totally unnecessary purchase!)1/10
(Nstar bill $34.57, Good Neighbor donation $25, Johnny Foodmaster $5.25 household, Grocery Order $101.50)1/11
(Java Jo's $2. Still in budget b/c you used money from an ATM w/drawl last month, but this was another unnecessary purchase! Bad, Earthgirl!)1/12
($21 at Fabric store, out of household/misc budget)
(lunch in Chinatown $21.37 and it wasn't even that good.
($26 for the rest of groceries. Officially depleted the grocery budget for the week.)