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i did not think this would be an issue since it's the same insurance we had last time around. but last time around we had a CNM. my CPM is licensed, but she just received a letter saying they wouldn't cover anything because she's a CPM. I pay $126/month for a maternity rider and was told that they would pay for all prenatal, birth, post partum related care up to $3000.

my m/w doesn't usually deal with insurance at all, so doesn't really know where to start. so i thought i'd check and see if anyone here has experience with this and could offer some advice about where we can start?

thanks!