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February No-Spend Challenge -- How did you do? What will you do differently next month? What... - Page 8

post #141 of 1040
Doh! I totally forgot today was the first! :

2/1: : $18.17 at Pizza Hut



Goals (Total/Goal/# of days in the month):
True No-Spend days: 0/19/29
No-Car days: 0/14/29
Decluttering days: 0/10/29
No Caffeine days: 0/15/29
Take a walk days: 0/20/29
post #142 of 1040
Quote:
Originally Posted by Crunchy*VT*Mom View Post
For me, that would be a no-spend day.

I don't count essentials like rent/insurance/groceries at all. If I spend money on them, our family needs them to live. Can't really cut back there.

I only count frivolous things like McDonald's, coffee from Starbucks, clothes for me if I don't really NEED them, magazines, snow shoes...the little stuff that really adds up.

But I know a lot of the ladies on this thread find it helpful to have everything written out and they would count your day as a "good" spending day. It all depends on how much record keeping you want to do on this thread and what will help you the most.
Well, since you appear to be the goddess of no spend, I officially award myself a "no-spend" day. (It is my first month, after all )
post #143 of 1040
2/1: $1 at the library book sale (found a book I plan to sell on Amazon!) :
post #144 of 1040
1st $186 food; ate out w/ DSD $30

Goals:
Food: $186/$550
Eating out: $30
Gas: $0/$200
Diapers: $0/$60
Trip to NYC for interview: $0/$50
Misc.: $40

Total Spent this Month: $216/$900

True No-Spend: : Spending Within Budget: Over Budget:


0/20 No Spend Days!!!
post #145 of 1040
Quote:
Originally Posted by ~*Jaime View Post
He keeps ramen noodles. Not the healthiest choice, but all he needs to add is water, toss in the microwave, and it is good.
DH used to love these, but they are full of MSG. Not a great choice. You may want to look for a healthier quick meal.
post #146 of 1040
Key:
no spend at all
budgeted
unbudgeted but necessary
: unbudgeted and unnecessary

Goals:
0/9 spend days
1/20 no-spend
0/0 trips and $0/0 groceries until Feb 13
0/4 trips and $0/200 groceries for Feb 13-Mar 13
0/3 trips and $0/10 farmer's market
$0/30 eating out (or cooking valentine's dinner)
$? safety gate for DS
$0/10 household supplies
$0/20 clothes
$0/12.48 gift-making supplies, DH and DS valentines, chocolate
$0/43.51 DS bday in March
$0/0 unbudgeted spending

Fri 1
post #147 of 1040
1/1 - $31 at the grocery store
post #148 of 1040
I went out for coffee with a friend today (and my toddler and her baby). I really had a craving for a mocha so I went for it, but in retrospect I should not have spent that much on coffee! (I did tip $1, but it was at a locally owned coffee shop and I always try to tip well.)

I just found out that we're at the end of the budget billing cycle for our gas & electric and will have to pay $300 MORE than normal this month to catch up , so I'm feeling extra down about our finances.

2/1: $4.12 coffee out with friend

KEY:
True no spend
Necessary spending
Unnecessary spending
post #149 of 1040
2/1: Gas/oil change $75



No spend
Budget spend
Oh, lord, what'd I do?
post #150 of 1040
February 1:
$3.88 split a cookie and hot chocolate with dd after preschool (normally twice that, at least--I usually get a muffin and coffee of my own)!
-Bartered food and bread for dogwalking--doggie's day out once a week in the country, usually costs $15/wk. New arrangement is 1 loaf of bread+serving of whatever I'm making for supper=1 walk. So actually saved $$ today!
post #151 of 1040

And it begins...:)

2/1: Groceries $155.00 / Gas $40.00 / $14 Prescription / $21 Pizza for dinner
2/2: McDonald's Coffee $1.35
2/3: NO SPEND!!!!
2/4: McDonald's Coffee $1.35 / McDonald's $7.50 / Eye Doctor $73.00
2/5: McDonald's Coffee $1.35 / Subway $6.00 / Prescription $6.50



Key:

True NO SPEND day
Spending, but within a budgeted area
Spending, not budgeted or over a budgeted area


3/15 Cups McDonald's Coffee (and that is cutting WAY back for me)
1/15 Times Working Out
5/29 Days Staying within budget
1/15 Days TRUE no spend days (this will be HUGE for me)-(not including paying bills)
post #152 of 1040
Quote:
Originally Posted by Crunchy*VT*Mom View Post
JackieR -- FIDO...Forget about It and Drive On. Things like that happen and we have no control over them. You couldn't avoid spending that money.

You should start your no-spend month tomorrow, on February 2nd. That way you can start out with a clean slate.
Thanks; I needed that.
post #153 of 1040
No Spend today. That's the way I like to start off a month.

2/1 No Spend
2/2
2/3
2/4
2/5
2/6
2/7
2/8
2/9
2/10
2/11
2/12
2/13
2/14
2/15
2/16
2/17
2/18
2/19
2/20
2/21
2/22
2/23
2/24
2/25
2/26
2/28
2/29



Jill

My Plan:
Groceries $750
Gas $200
Coffee $25
Frivolous Spending $100
Birthday for DS #2 $50
15 no spend days
26 no stores days (grocery or Big Box)
No Credit Cards
2x eat out with hubby and/or kids
22 hrs decluttering
post #154 of 1040
Quote:
Originally Posted by carfreemama View Post
Bartered food and bread for dogwalking--doggie's day out once a week in the country, usually costs $15/wk. New arrangement is 1 loaf of bread+serving of whatever I'm making for supper=1 walk. So actually saved $$ today!
This is awesome! I so wish we could do more bartering in general, as a society.
post #155 of 1040
Quote:
Originally Posted by Crunchy*VT*Mom View Post
Unless you want him to look like Grizzly Adams.

ETA: Oh, I see you have a household category...stick those razors in there.
Yep razors in household... and I noticed she said "commissary' which implies Military? If so, shaving =mandatory so they count as necessary household
post #156 of 1040
Hi this is my first time doing this!

Goals:
Food: $3/$300
Eating out: $0/50
Gas: $0/$90
Savings: $50/$600
Circus Day with ds (already promised long ago): $0/$50
Misc: $5/$100

Total this Month: $58/$1190


2/1: $8 for parking and $3 for lunch
post #157 of 1040
Quote:
Originally Posted by Crunchy*VT*Mom View Post
If you are recording EVERYTHING you spend, then you need to make a category for "home maintenance" or "household" or something like that.

I wouldn't record it, but that is because I only record my frivolous purchases and razors for your husband is not frivolous...its part of household maintenance.

Unless you want him to look like Grizzly Adams.

ETA: Oh, I see you have a household category...stick those razors in there.

I have this Grizzly Adams fascination I begged my DH to grow his out, and he did, and I love it

Quote:
Originally Posted by JackieR View Post
Not the way I wanted to start out the month. Sigh.

All was set to go today and then...as I was leaving work...a school I was visiting to do teacher visits...my car wouldn't start. I called my husband and he came to give me a jump. Nada - and the battery is only a year old anyway. Luckily, sorta, there was a repair shop a few blocks away so for a $35 tow and $250 to have a new starter installed, we had the car fixed (I actually haven't paid this yet because the car isn't ready, but blah). Then, to top it all off, while we were in limbo during the noon hour trying to figure out what happened to said vehicle, we went to a BBQ place close to the shop for lunch and spent $17.33 on an unplanned meal out.

Grr.
I am sorry, that totally stinks But I agree with the others, move on. It wasn't your fault or bad budgeting

Well DH cancelled our cell phones tonight We will save $90 a month! We are switching over to pre paid and only the bare minimum. If people want to call us, they can call on our home phone.
post #158 of 1040
Umm, I'm going to have to start over tommorrow... :

I bought a new stash of diapers for the new baby that were rather luxurious ones, but DH and I are okay with that splurge. We rarely buy things anymore so it felt weird to spend so much! Anyway I also had a latte at Starbucks this am on the way to dd's therapy and then we went out to dinner with the family. Normally I get a latte maybe once a week and we go out to eat maybe once a month or less. Its been a bad spending day, but I'm really okay with it. I'll start over tommorrow I most definitely don't want to start the month out on this note...
post #159 of 1040
2/1 - $13 on beer.

Sorry to do a personal on myself w/out a reciprocal - but I have to share. I posted before about my credit card situation and lack of funds - well, today I went to work to get my measly $100 check, and my boss told me I had 2 outstanding invoices from August that he never paid me for. So I got a $550 check! Yay.

I am impressed by those of you who have an actual budget. I need to do that.
post #160 of 1040
1. Please introduce yourself and tell us anything you think it would help us to know about yourself.

~Alison here checking in... I did these challenges in previous months but then have had personal things going on that have kept me away from MDC. I'm back now though! I'm Mama to one baby, and this month my partner is coming home to be with us for good

2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of February. Memorize these goals and recite them to yourself before all purchases.

~I need to get through one last month before I go back to work. I took time off in January from my home business so I am a bit behind from that as well. No spend challenge is going to keep me accountable.

3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?

~I plan to carry money only for what I need. I have been good about not using my debit/credit card so I am hoping that not carrying cash except when needed will keep me on the straight and narrow. Plus coming and checking in here of course


Goals for February
21 no spend days
NO spending out of budget

Tracking
= NO spend
= Spending within budget
= Spending outside of budget

1st: Snow Day!!!
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