Congratulations to Jaime and Einley for finishing Step One!
We had a good month! I just finished doing our January budget and we came in $5 under, lol. We're so proud that we stuck to our budget (and even though we went a bit over in groceries we were under in gas and other areas). So we added that to our savings account.
Two good things happened: DH got a "bonus check" (he gets paid every other week so there are two calendar months a year when he gets paid three times in one month) and added the entire thing to our savings! That felt great!
Also, I was at the bank opening savings accounts for the kids when the assistant noted we had a decent amount of money in our savings account. She told me about a new product they have - 3.8% and NO FEES. And, it's compounded DAILY and added MONTHLY so it will really add up! Apparently the savings account we had made less than 1% interest. So it was a no-brainer, we switched into the new savings account and I'm pretty darned excited about that! Woo Hoo!
And you know, I was just thinking today as we were driving home from a long day out in the rainy cold that normally after a day like that I would hit Starbucks or somewhere for a hot drink, but instead I came home and made tea
. I haven't bought snacks for the kids in ages because now I make sure to always pack lunches and snacks. I think that means it has become a habit, and that's a Good Thing!