Any DEMs out there with malpractice insurance?

[olive&pimiento]

This was a recent discussion at a study group of mine, and none of the midwives in our area seem to carry it. CPMs are licensed here in NJ, and in all honesty, I cannot imagine practicing without it. In the past I really believed that the relationship we have with clients, the responsibility our clients take for their own births and the lack of monetary incentive would prevent law suits. I now know that this is not the case. Do any of you have malpractice insurance, and if so, could you share some info on going about finding coverage?

[Jane]

Almost all DEMs in washington carry malpractice. Because coverage is mandated in most situations in state law, and no insurer was offering it, the state set up a risk-pool to allow midwives to obtain the neccesary coverage. I think every DEM is getting insurance through that pool. CNM's doing home births have other options available to them.

[wumanh]

Here in VT the LMs do not have malpractice and the state has not required it. So far, we have not had any problems.