3/1- $6400 for new car, $47.00 for lunch, 11.40 for dinner, ? gas
3/2- $259.98 for new car detail, $69.01 REI for BOB stroller, $24.23 Costco for laundry soap, $92.19 for groceries at Trader Joe's
This is my first month doing this and I'm already off to a bad start. I'll rationalize a bit but mostly we just need to be more discplined.
So if anyone read my "descriptions and goals" post I had said we were going to be getting a "new to us" car. I had budgeted $6000, the problem is that I under budgeted, I wrote that number based on the price of the car only, not figuring in taxes, doc fees, registration, ect.. So the bad news is: we over spent what I "budgeted". The good news is, I made them take $200 off the price of the car because it needed to be professionally detailed inside and they agreed. The other good news is that we paid cash for the car, so no debt. And even more good news is that the car plus the detail, still came to less then I sold my old car for ($7250). So, I really don't feel bad about this purchase, I think we actually got a great deal and a car we will have for a long time (1996 Volvo 850 Turbo wagon with 82,000 miles). The lesson learned is to budget appropriately.
So, buying this car kind of threw our whole budget for a loop because along with not budgeting appropriately for the car itself, I didn't take into account everything else we would spend related in getting this car. We had to go out of town to pick up this car. We live in Sacramento and the car was in the Bay Area (about 2 hours away). So as you can see we ate lunch and dinner out that day. I'm really kind of peeved about how much we spent on lunch. Since we were in the bay area we stopped by a friends house to visit. She suggested grabbing something to eat (we were all hungry). I said that was okay but that we needed something cheap, like pizza. So we went to this pizza place that was anything but cheap. Her and DH both ordered beer. She ordered a big salad and we had a large pizza on top of that. Guess who forgot her wallet at home? So yeah, DH and I footed the whole bill and it was sit down be served pizza place so on top of the $40 lunch, I had to leave a tip. Then we left there and stopped in Napa to visit DH's Dad where I thought we were having dinner but I guess not! So on the way home, DH and I stopped at In n' Out and got burgers. We also had to stop for gas in my car which DH pumped and didn't get a receipt so I'm still waiting for that to hit the checking account, I would assume its about $40. In retrospect, I wish we would have just packed a cooler of food but we were so excited about going to get the car we weren't thinking clearly.
So this brings me to 3/2. On 3/1 we got our REI member dividend in the mail along with a 20% off one full price coupon in the mail. We also had a $200 REI gift card (unused wedding gift) and I had a $20.00 merchandise credit. So DH really wanted to get the BOB stroller we have been planning on getting. I was skeptical but DH calculated it all out with the discount and all our REI money and said it would only put us out about $20. I figured that was pretty good and that we should take advantage of the coupon, so we went to REI. Oh well guess what? My DH that I love forgot to figure sales tax on a $360 stroller, so it was actually $69.01. I feel kind of stupid about this purchase. I know its something we would have bought anyway at some time but it was not necessary. Costco and REI are right next to each other and we needed laundry soap so we got some of that too, I feel fine about this purchase. We needed laundry soap and I got some, not something I wrote into the budget here but a thing of Costco laundry soap lasts us months. Last but not least we went grocery shopping. We planned our meals and bought just what we needed, it still came to $92.19, so $4.64 over the weekly budget. I feel I can easily make this up next time. I was actually kind of proud of myself because I was spending about $200 a week, so I cut that in half which is great.
I'm pretty sure nobody is reading this long post by now. But overall I feel okay about this weekend. Main lesson learned: plan better.