Hi everyone.
February was a bit of a bust - we went way over budget, but by not contributing anything to our savings that month we at least didn't end up in the red. AND even though we didn't contribute to our savings we DID get a bonus cheque - money we'd lent out over a year ago was repaid to us - so we actually put in over 3x the amount into our savings acct as we thought we would. Phew!
So with March we are back on track and there are no big expenses due (last month we paid our accountant and the bill was half our misc fund for the month) so we should be easily able to stay on track.
Jaime, I just finished reading this great book called Animal, Vegetable, Mineral by Barbara Kingsolver. She and her family spent a year eating local/seasonally on their farm. Since you are veggie gardening you should definitely read it - she has all sorts of recipe ideas and she cans/preserves/dries her summer bounty so they have lots of stuff to keep them over the winter (and they eat a lot of squash over winter). If you plan now, and do as she did, you could save a BUNCH on food AND eat fresh, local, seasonal veggies all summer and then still have tons left to eat over winter when the prices in stores go up, up, up!
And on the progress front: I got paid by a client and when I deposit the check we will have reached the halfway mark for our savings plan and it's only the first QUARTER of the year! Things will slow down a bit now as there were a few bonuses in this quarter that aren't expected next quarter but still.....it's a wonderful feeling!!
February was a bit of a bust - we went way over budget, but by not contributing anything to our savings that month we at least didn't end up in the red. AND even though we didn't contribute to our savings we DID get a bonus cheque - money we'd lent out over a year ago was repaid to us - so we actually put in over 3x the amount into our savings acct as we thought we would. Phew!
So with March we are back on track and there are no big expenses due (last month we paid our accountant and the bill was half our misc fund for the month) so we should be easily able to stay on track.
Jaime, I just finished reading this great book called Animal, Vegetable, Mineral by Barbara Kingsolver. She and her family spent a year eating local/seasonally on their farm. Since you are veggie gardening you should definitely read it - she has all sorts of recipe ideas and she cans/preserves/dries her summer bounty so they have lots of stuff to keep them over the winter (and they eat a lot of squash over winter). If you plan now, and do as she did, you could save a BUNCH on food AND eat fresh, local, seasonal veggies all summer and then still have tons left to eat over winter when the prices in stores go up, up, up!
And on the progress front: I got paid by a client and when I deposit the check we will have reached the halfway mark for our savings plan and it's only the first QUARTER of the year! Things will slow down a bit now as there were a few bonuses in this quarter that aren't expected next quarter but still.....it's a wonderful feeling!!
Our library here is kind of bad, a lot of times they have a book listed in their catalog but someone has stolen it or they've otherwise misplaced it, which seems to be the case with this.
Can't read apparently.
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: I LOVE Dave!!!! Dh and I just saw him live in Feb and met with on of his financial counselors last thurs and we are getting our butts in gear. We have no household debt but way too much business debt (DH has a construction/lawn/snow company). We live in Michigan and the economy sucks big time so we are doing our best with what we have to work with. I stay home with the kids but have a small side business encapulating placenta for our local birth center to make some extra money. So far I have funded our Christmas budget and our summer vacation doing this 
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