Amen to the mama that said to live like you did when you were poor college kids! That's what we do...granted we are only out of school by a year, but now we have an income of almost 90K and get by on A LOT less because we live like we did when we were using student loans and part time work to get by.
I feel stable for our jobs as we are teachers in Texas...Dallas area...and there are people moving here everyday.
We carry heavy school debt, but in relation to what we make vs. what we would make without a degree, it is completely worth it. Our only other debt is our new house. Our new SMALL house...did everyone hear me say small
It's funny how people think you should be buying a huge house when you have 2 kids...please! Our mortgage including taxes and insurance is less than what our apartment rent was.
Gas is a different story...I feel a little out of control with that. We drive 30 miles a day for work. Luckily, we can carpool, however, our monthly gas bill is still almost 400/month. We are lucky in a sense though because we drive older paid off vehicles and plan on driving them to the end...which is close for hubbies
When we do get a new car, we will be paying with cash and we are looking at the cars that get 35-40 mpg like corollas or civics...it won't be brand new, but something else we drive till it dies!
As far as groceries, yes everything has gone up, but I am trying to get our bill down by cooking from scratch. I love the OAMC or freezer cooking. That has been very helpful for our food budget. I would like to have a small garden this summer...probably in pots.
Eventually, once the housing market goes back up...well hopefully someday it will
we hope to sell our house for a decent profit. It was originally built and sold for 140K and we bought it for 100K. Then we will hopefully buy a small acreage and have more of a homesteading existence.
The anal, neurotic side of me causes me to be VERY anxious about the economy...it's something I can't have control over and that is VERY scary to me...however, we are just trying to get by on as little as possible and save for the future. Good luck other mamas and for those of you who have or have hubbies that have lost jobs...there are lots of teaching jobs down here in Texas