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How much is your housing per month? - Page 5

Poll Results: How much do you pay for housing (mortgage or rent) per month?

  • 2% (10)
    $200 or less
  • 2% (10)
  • 1% (8)
  • 3% (16)
  • 6% (30)
  • 8% (42)
  • 10% (49)
  • 6% (32)
  • 7% (34)
  • 24% (118)
  • 13% (64)
  • 8% (39)
  • 2% (12)
  • 1% (8)
  • 1% (6)
    $3500 or higher
478 Total Votes  
post #81 of 112
We pay 255 a month, subsidized in a HUD owned complex. Private fenced in back yard, playgrounds, 3 large bedrooms, storage, water/sewer/trash/groundskeeping included. Market value of this unit is 998 a month.

I also waited close to 4 years on a waiting list for this apartment.
post #82 of 112
Originally Posted by mommyddeville View Post
We're moving to the Seattle area (Redmond or Bellevue), and rent for an apartment is going to be about $1800 - $2000. Ugh!
There are nice places in the Redmond/Kirkland area for under $1500 a month. I have a friend that rents a nice 2 bedroom in Redmond for $1000. Look on Craigslist vs. the Apartment rental book ads and the prices get more reasonable, especially for small independently owned apartment buildings and duplexes. The mega complexes that are new are pricer, in the range you listed.
post #83 of 112
Originally Posted by timneh_mom View Post
Whether it's mortgage, or rent, or whatever! I'm just curious where we're all at. This is an anonymous poll, and if you don't want to elaborate, no problem.
Live outside of Chicago in the suburbs, older neighborhood in a 4 bedroom house, full bsmt, 3 full baths large garage and huge yard. Never mind we need to rehab 3 full baths, just put a new kitchen in and still have a ton of work to do to make our home fab. Paid 330K and have a 185K mortgage. Our payment is around 1500K a month and that includes our property tax which is about 5500 bucks a year, insurance etc. We live in an extremely walk to friendly area so our gas is not as crazy as some people. Also if our house wasnt a rehab but brand new with all we have it would be about 500-800K in this neighborhood.

Our first house we bought 11 years ago was 145K. When we sold it last year, we were able to add 145K as the down payment on this house. Funny how that works.
post #84 of 112
Ours is about $1200, but that includes mortgage (480), property taxes (350), homeowner's insurance (I think about 75), heat/electric/water (225).
post #85 of 112
Our mortgage is 1,824 including taxes and insurance.
post #86 of 112
We pay $750 to rent our house in NC.
post #87 of 112
In Ohio suburb, about $1250 including taxes and insurance on a 6 year old 3/2.5 with full basement in a very nice neighborhood with great schools. The house is 'updated' but in a very 'builder basic' way. We are (and will be for long time ) customizing to our tastes (already done hardwood, new carpet, laminate in basement, etc. along with paint colors, light fixtures). We still have to update the upstairs bathrooms and kitchen.
post #88 of 112
Well I voted 500-600 but that is for our ground rent forcunatly my MIL owns the trailer we live in and we don't pay her rent to live in it. In this area we couldn't get a one bedroom apt for the price we live.
post #89 of 112
Originally Posted by Crunchy*VT*Mom View Post
Me either!

When we first moved here I told the realtor we would like to look at houses in the under $200,000 range and she laughed politely and said: "a HOUSE? for under $200,000? You haven't looked at housing up here before have you?"

We quickly had to change our expectations.
Wow. What an unhelpful Realtor! I can find houses in the Chicago area for under $200K. They aren't 6 bedroom McMansions with concierge services, but they are single family homes that have dirt you can dig in!

My husband and I are working towards our goal of saving a down payment for such a home right now. We are hoping to have 30K saved in two years, for a little 2 or 3 bedroom Cape Cod over in Bedford Park.
post #90 of 112
We just sold our house where we paid $3K/month and are now renting a house that is only $1650/m.
post #91 of 112
Our mortgage is about $1600/month on our tiny townhome. It's a solid 60% of our monthly income.
post #92 of 112

$300 - $400

I pay $355 a month in lot rent. I live in a trashy, dilapidated mobile home.

I bought said home for $11,000 in July, 2005 on a credit card advance.

I now owe $4300 on that credit card, paying about $100 a month now.

I only counted the lot rent in my vote on this poll, though, but I suppose I could have easily counted the $100 I'm paying a month on my credit card for my trailer.

I really hate where we live.
post #93 of 112
Our rent is $625 per month for a 980 square foot, 2 bedroom townhouse.
post #94 of 112
Originally Posted by Blue Tulip View Post
We're in Northern Cali...need I say more.

We absolutely love the area, but the mortgage is very high. Our house was a steal in our area at $575K, and we pay around $2900 a month for mortgage.

Wow, that IS a steal! I grew up on the peninsula, and my mom is still a real estate agent there, so I know what the prices are like. Well done!
post #95 of 112
I live in a 1600 sf home in a nice little neighborhood. It has 3 bedrooms and 2 baths, with a good sized yard.

I pay 571.00 a month, this includes tax/escroe. I live in Springfield, MO. The house was 94,000 and I had a $20,000 down payment, which helped out quite a bit.
post #96 of 112
$1500-2k here on our 4 bedroom home... were in NC.

We also have a 3 bedroom home we rent out for $1k a month.
post #97 of 112
You are all making me want to move someplace cheaper!
post #98 of 112
many of you pay more per month than we make, overall. i'm glad i live here.

at our old house we paid 250$/month for mortgage & taxes. we upgraded and now pay 450$/month for taxes & mortgage. i recently upped the payments to 550/month and cut 10 years off the mortgage.
i was looking at acreages with run-down houses/ trailer for less than 10 000$ today. we're debating selling here before the market dies and buying rural as soon as the market and interest rates go down. we'll see. but we could probably buy a small farm with cash if we did that.
post #99 of 112
Actual mortgage cost is $926 on a $158,500 mortgage. House is worth about $275,000 5 years later.

But I voted between $1,000 and $1,500 because of property tax, which is paid annually, but still has to be budgeted for.
post #100 of 112
Originally Posted by jtbuko View Post
You are all making me want to move someplace cheaper!
I think that, in some instances (not all, obviously), it is worth the extra money. Where I live, you pay for scenery. I live on an island and the houses closer to town and the amenities, and on the seawall, are $1 million for the same size as my house. But it literally is a million-dollar-view. Likewise, I'm sure I could move into the country, far away from any water, mountains, scenery or nice weather, and buy a $20,000 house. But I'd miss it here so much!
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