I was doing so well with not using my overdraft, until some *lovely* person decided to defraud my account by £200! And the bank is charging me interest on the overdraft! Grr!
I'm trying this month to do all the shopping in one go (well, two trips since I have to go to 2 different stores) and therefore avoid the weekly trips that end up being shockingly expensive...
April 1:Gym membership £72.70
Council Tax: £108.86
Water Bill: £29.91
J's Tube fare £5
M's contacts £38.00 (bank charge)
Flowers for me £10 (can't complain about surprise flowers from my DP!!)
April 2: Groceries £17.45 (sent DP so was much more than it should have been)
M's phone £5
April 3: J and M No Spend!
April 4:J No Spend!
(well, £6.46 at grocery for work, but will be refunded)
April 5: M's phone £20
£29.96 clothes for M
(even though they were on sale) £52.14 Whole Foods
£384.50 student loans
£30 J "allowance"
(but that better be it for the month!) £10 tube
(to see high school friends we haven't seen in 10 years!)
April 6: £22.05 groceries
£6.29 Household (jars for homemade yogurt and kefir)
April 7: £10 tube
April 8: £17.49 milk/veg box, M bank charge £30
April 9: No spend J or M!
April 10: £5.90 tube
(but I had
to buy Persepolis!!) £6.10 Paperchase for cards which I could have made
£5.49 Amazon movie rentals
J phone £15
April 11: £7.50 Time Out subscription
£32.99 CLO (is this groceries or household? hm)
April 12: £12 drugstore, £40 cash
which I'm still trying to figure out how I spent
April 13: No spend J or M
April 14: No spend J or M!
April 15: £62 for garden supplies and worms
M bank charge £38
April 16: Drinks with friends £16
£25.97 milk/veg box
April 17: M phone £10
April 18: £5 tube
April 19: £24.56 grocery (I know!
But it was a special Pesakh trip!)
£5.60 coffee bribe for DP to come to grocery with me
April 20: £10 therapy
£6.60 coffee and cake
April 21: £43 gas
(I guess...) £20 electricity
Ride bike to work day:
Household etc: 139.26 (now the garden expenses are done!)
Bills (not with rent yet):658.97
Eating Out/Fun Money/Reckless Spending on Crap: £264.56 including £106
on bank charges
Cell phone: 50
Amount put in savings: £160
Last Month's Numbers (ready to be beaten!!)
Household Etc: 106.43
Bills Incl Rent: 1514.78
Cell Phone: 60
Eating Out/Fun Money/Reckless Spending on Crap: 286.06
Amount in Savings: 150.00
Amount spent in Overdraft: 413.23