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April No-Spend Challenge ~ Last day of our challenge. How did you do? - Page 4

post #61 of 703
Hi

I've read a little of the March thread and decided I'd like to join April now it's here.

We've done our groceries on the weekend so I should only be spending on gas and a couple bills for the first half of April.

We'll be on DH salary only for a couple of months so control is essential.

Good luck to everyone.
post #62 of 703
Quote:
Originally Posted by daekini View Post
Crap I just remembered I have to pay for preschool (this is the last month!), so make that $1420. I wanna save $700 so lets bring that down to $720.

Reality just hit. Can I do this?
Yes! We have less than that every month so you can do it!!! We will be here to and and if you need us too! If you feel like you need to spend come confess first and see if it helps!

Have a fabulous April!

Quote:
Originally Posted by FraggleLover View Post
Hi

I've read a little of the March thread and decided I'd like to join April now it's here.

We've done our groceries on the weekend so I should only be spending on gas and a couple bills for the first half of April.

We'll be on DH salary only for a couple of months so control is essential.

Good luck to everyone.
Welcome! If you have quesitons or need anything, let us know! Glad you found us
post #63 of 703
[QUOTE=MyLittleWarrior;10901975]I'm in this month. I'm also very good about posting my goals and then disapearing for the rest of the month :


I'll stick around if you do??? We can keep each other accountable! Look see, I'm back today- doing good... Day one... Only 29 more to go!!!
post #64 of 703
hi, i'm josy. i'm on mat leave at the moment and dp is working. we have two little dudes. i just taught the older one to say 'peace out, bro!' and make the appropriate gestures. the younger one is working on his crawling skills.
we don't have a lot of money, so keeping track of it is essential. last month i rocked the no-spend challenge. here's a rundown:
Quote:
march 1:
march 2:
march 3:
march 4:
march 5:
march 6:
march 7:
march 8 - 10:
march 11:
march 12:
march 13:
march 14:
march 15:
march 16:
march 17:
march 18:
March 19:
march 20:
march 21:
march 22:
march 23:
march 24:
march 25:
march 26:
march 27:
march 28:
march 29:
march 30:
march 31:

the budget:
100$/ week groceries/ transportation/ outings (weeks start on friday)
100$/ month discretionary fund (clothes, gifts, etc)

week 1: $50 leftover from the 100$
week 2: 0$ leftover
week 3: -4.50$
week 4: 5$ leftover
week 5: 15$ remaining for the week
$0 remaining for the month.
this month i want to beat the % of no-spend days. i got 15/31 last month, that's 48% no-spend. and the more we have leftover from out weekly & monthly amounts the better, obviously.

so let the games begin!
post #65 of 703
josybear, the links in your blog for shirts and stuff are tempting me... :
post #66 of 703
I completely fell of the wagon last month... I shall try again, ok?

I'm off to work up my goals/budget.
post #67 of 703
Day One. I should be good today because we're not leaving the house.
post #68 of 703
note to self: don't click on the ads on this page!
post #69 of 703
OK...my post just got eaten. Highlights:

Doc appt was only $150 total instead of $295 once the doc found out my DH is military (as is Doc's daughter). Sweet! We already paid $25.

Posting my groceries to keep myself from throwing $30 worth of crap into the cart and calling it groceries.

Trader Joe's:
3 lb honey 6.99
3 lb org onions 1.99
1lb hormone-free mozz 4.99
salad mix 2.49
mixed org. veggies 1.69
1 gal org. milk 5.69
org/ft coffee 5.99
dozen eggs 1.79
2lb org raisins 5.38
mango bar (dd's treat) .59

Total: 37.59

4/1 Doc: $125, groceries: $37.59

0/21 No spend days
0/20 No drive days
1/28 No eat out days

$37.59/$150 groceries - I have a lot of food in the pantry and freezer from last month.
$1493.70 into savings/IRAs/investments for month
$23046.88/17924.40 into savings/IRAs/investments for the year (so far, $7046.88 into savings, $5000 into IRAs)
Less than 225 miles for the month. 121,461 beginning mileage
post #70 of 703
[QUOTE=westernskies;10902334]
Quote:
Originally Posted by MyLittleWarrior View Post
I'm in this month. I'm also very good about posting my goals and then disapearing for the rest of the month :


I'll stick around if you do??? We can keep each other accountable! Look see, I'm back today- doing good... Day one... Only 29 more to go!!!

You got it! First grocery trip of the month today, and since I don't plan to leave the house again today, I feel pretty good about posting now. (combined trip to gym, grocery, and library into one outing)

4/1: : $51.02
post #71 of 703
Thread Starter 
01..

1/24 no-spend days
1/30 fast-food-free days
1/10 let the car rest days
5/20 items posted on internet to sell

Woohoo! I got five things listed up there on ebay. Even if I don't sell them, getting myself motivated to take a picture and list them counts for something. They've been sitting on my desk for literally months.
post #72 of 703
April 1 - : Not starting out too well. $73 tax payment (which I forgot about) and $60 on baseball tickets (which we committed too a long time about, which I also forgot about). Ugh.


Key;
No Spend
: Spend

March
Total overspending in March $478.33
Total no spend days - 20/31

February
Total overspending in February $666.45
Total no spend days - 14/29
post #73 of 703
1. Please introduce yourself and tell us anything you think it would help us to know about yourself:

Hello everyone! I'm a stay-at-home mom/pre-nursing student to four young children. We live in the city of Toronto.

2. Please tell us why you have decided to spend nothing (or spend significantly less) for the Month of April. Memorize these goals and recite them to yourself before all purchases:
In the six years that we've been parents, my hubby and I have only once managed to track our spending for a month. With four young children (for quite a while we had three in diapers), money seems to flow out waaay faster than it flows in. My goal is to attend full-time nursing school for two years starting September 2009. This would mean not only paying for my education but paying roughly $48 for two years of full-time help for the kids while I attended school. We do not have this money, but if we can stick to the very very very tight budget we've created, the debt we take on won't be as overwhelming.

3. No spending is hard work. You need a plan. Please tell us your game plan -- how do you plan to approach no spending for a month?:
I set up our accounts and budget on an online system called www.expensr.com - excellent web application! It will allow my husband and myself to enter our daily expenses from wherever we may be. Our no spending/expense tracking has failed in the past because it's been too busy with four little ones running around to talk each and every evening about what our financial status is.
post #74 of 703
I'm too lazy to post my intro page. I've been doing this challenge since August.

My key:

:-groceries
-gas
-unnecessary spending

4/1-
post #75 of 703
4/1

1/15 no spend days
$0/$125 gas budget
$0/$400 grocery budget
$0/$50 entertainment budget
$0/$1000 sent to savings
post #76 of 703
01: $134 groceries/household stuff - within budget but more than I meant to spend IYKWIM. However, I did get some PP pads, some labour drinks and a bit of extra meat to make PP meals for the freezer, so I got a lot of my money. DH spent $1 at work on a chocolate bar!
post #77 of 703
April 1:

So far, so good. I'm resisting buying some little tins to organize my snaps and thread through a coop. They will still be there in May if I still think I need them. The price break would be nice, but it's not huge, so it can wait.

I found out it will be $80 to repair my serger, I don't know if that includes any parts -- a couple things were bent when I tried to serge around a prefold diaper to make a prefitted. Well, repairing this old one will undoubtedly be cheaper than a new one!
post #78 of 703
Hello! I am a SAHM with a 4 year old DD and a 2.5 year old DS. This challenge has helped me, along with the Dave Ramsey plan, to complete change how we handle our money. We have paid off a ton of debt but we have more to go. I want to be more accountable this month as I have made it tight in order to pay off a credit card. We will then only have one more to go!!!!

Goals:

Stay home as much as possible.
Spend only what was budgeted.

Good luck everyone!
post #79 of 703
April 1-
post #80 of 703
I haven't spent anything today, and I'm taking an extra shift tonight to help contribute to dh's trip fund (: he's going to "play" with guy friends for 3 days) rather than take $$$ out of savings. I'm taking some tea with me to keep myself from buying a coffee drink. Wish me luck!
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