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April No-Spend Challenge ~ Last day of our challenge. How did you do? - Page 32

post #621 of 703
4/1
4/2
4/3 $18.37 art supplies
4/4 $36 dd's school pictures, $70 soccer sign-ups
4/5
4/6
4/7
4/8
4/9 $67.05 camera lens
4/10
4/11
4/12 $25 klean kanteens
4/13
4/14
4/15
4/16 $17 coop
4/17 $23.50 ds party
4/18
4/19
4/20
4/21
4/22
4/23

No Spend Days: 17/25
No DS/etsy: 21/27
Non-essential Spending: $239.92/$250
post #622 of 703
Thread Starter 
01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes
20.. $30 mulch
21.. $185 glasses, toys, fancy bakery bread
22.. $33 haircut
23..

14/24 no-spend days
22/30 fast-food-free days
8/10 let the car rest days
post #623 of 703
4/1:
4/2:
4/3: :
4/4:
4/5: :
4/6:
4/7: Plus I got an unexpected check. LOL
4/8: :
4/9:
4/10: bowling
4/11:
4/12:
4/13: : dinner meeting
4/14:
4/15: : Avon order
4/16:
4/17:
4/18:
4/19:
4/20:
4/21:
4/22:
4/23:

It's amazing how poverty can keep one goal-oriented. :

Goals:

no spend days: 23/30 (not including groceries) ---> 15/23
gas: $100 budgeted for month --->$101
household: $50 budgeted for month --->$41
business: I'd like to make at least $50 this month --->$0
eating out: 2/30 ---> 1/2

Key:
: eating out
: paid bills
: spent $ unnecessarily
: made some $$$
stayed on budget
spent money non-budgeted, but not nec. unnecessary
post #624 of 703
My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-
4/20- $50 gas :$20 groceries.
4/21-
4/22-
4/23-
post #625 of 703
Well, I completely blew the grocery budget.

Food is going up WEEKLY around here on some items. I've looked at receipts from last December, and some items have gone up 60% and more. Things we use often (obviously, or I wouldn't have it on the receipts, right?) I'm sort of convinced it doesn't make sense for me to wait for a sale, since stuff is gong up so quickly, who knows whether the "sale" price in a month will be more than the "regular" price today. Since we got that extra money from DH's trip reimbursement, I went out the past two days (and put an order in at Frontier, which was planned from the beginning) and now have a completely stocked "pantry" (closet in the second bedroom). We'd started stockpiling in Feb., but, I've taken this opportunity to really get moving on it.

It's all stuff we normally eat - organic whole wheat pasta, organic brown rice, organic beans/lentils, oatmeal. I've got 125lbs of wheat on the way (I have 45lbs here right now). Things I use for baking - molasses, honey, cane sugar. Things to flavor the rice/pasta other than meat - soy sauce, tinned organic tomatoes, org. raisins, etc. Cooking oils, peanut butter, etc. The only things we don't eat *regularly* are vegetable shortening and canned meat. But, DH will be THRILLED to eat the canned meat in a year if it gets near expiration.

I spent $380. Not counting Frontier
post #626 of 703
4/7
4/8 $23 + $10 into savings!
4/9 $4
4/10 $37
4/11
4/12
4/13 $21.50
4/14
4/15 $60 on scrubs for work. (necessary)
4/16
4/17
4/18 $6.50
4/19 $5
4/20 $25
4/21 $1.50
4/22
4/23

GOALS:
9/15
$10/$50 into savings

KEY:
no unecessary spending
uh-oh - running total $123.50
post #627 of 703
4/23 No spend, No drive!

Chugging along here...
post #628 of 703
4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending.
4/19: Firehouse dinner $4 (Kinda had to support my firefighter hubby )
4/20: Newspapers $3.25 Overbudget on misc. spending
4/21: Groceries $54.39 Hubby was by the grocery with the chips and beans the kids can eat....so stocked up.
4/22:
4/23:


My key:

No spend
Budget spend
Over spend

Groceries $702.10/$650
Pet $32.64/$100
Eat-Out $19/$20
Misc. $133.77/$100
Garden $19/$50
Gas $95/$100
post #629 of 703
4/01....
4/02... Groceries 56.23 (3 stores)...Gas $36.41
4/03....
4/04....
4/05... $15 at the movies for my birthday
4/06....
4/07.... groceries $73.06...Frontier Order most of it was budgeted but I would say $15ish could have waited so that is why I put
4/08.... groceries 18.06
4/09... I gave myself the sad face due to $7.45 at the co-signment shop for two maternity shirts. I shouldn't have gone it but my friend who works there called and told me they had gotten a ton of cute maternity in. $7.61 on diapers for night-time. (comes out of grocery fund). $32.67 at maurices on some tops but I had a merch. credit so I am not counting this one against me.
4/10.... $36 gas
4/11... Picked up Judah's b-day present $12.56, groceries $7.96
4/12.... huge really really bad day. I caved into DH and let him order a paintball gun. $134.98. I spent some of my birthday money and then some on shoes. $180 Ordered a cookbook..$8.99. Baby shower gift $4.35. I blame MDC being down for no support. But really I am so ashamed of this day.
4/13...
4/14... spent $5.34 at thrift store. I just shouldn't go in.
4/15... 1.86 groceries and $8.32 at the PO
4/16.... $4.76 skateboard at co-signment shop for ds, $7.42 PO, $1.06 Victorias Secret
4/17.. $17 at the PO
4/18... $40 groceries and $40 gas and $5 garage sale clothing
4/19... $50 gas and $5 on ice cream as a family treat
4/20.... $35 on grass seed supplies
4/21... $55 groceries and $17 on photo developing
4/22....
4/23...

Key...
True no spend
Spend within budget
unbudgeted but needed($47.56)
unbudgeted and totally not needed ($383.49)
: no drive


Goals
13/21 no spend/spend within budget
162.41/$300 gas
259.78/$300 groceries
more no drive days (I think I only had 3 last month)
post #630 of 703
Ran into some of our best friends downtown this evening, and invited them over to play. REALLY wanted to have a couple of pizzas delivered for the impromptu dinner/playdate, but instead threw on some pasta and prepared some fruit + veggies. On a less positive note, spent more $ to ship 2 ebay lots of clothing than I made on the sales; at least the cost was offset by some other items sold recently. Will try to unload most of our extra stuff at a yard sale on Saturday; no shipping required!

Kim

April 1:
April 2: parking ticket + library fine
April 3:
April 4:
April 5:
April 6:
April 7:
April 8:
April 9:
April 10:
April 11:
April 12: Adopted 2 cats - not in budget (but not frivolous)
April 13:
April 14:
April 15: pizza + ice cream
April 16: ice cream date w/ DH
April 17: overbudget on add'l produce
April 18:
April 19:
April 20:
April 21:
April 22:
April 23:

GOALS:
* Less than $50 in frivolous spending: month to date $32
* At least 25 days (no spend or spending w/in budget): 20/25
* Pack snacks/water for outings: 22/30
* NO library fines: month to date $12
* Stay within grocery/eating out budget: $557/$500
* ORGANIZE/declutter (lack of organization = spending): 18/25
* Exercise (feeling good = decreased emotional spending): 16/25
* Items posted for sale on internet: 11/10
* Meal plan created: 1/4 weeks
post #631 of 703
Apr 1 --
Apr 2 -- Groceries: $51, Post Office: $31, Linens & Things: $15
Apr 3 --
Apr 4 -- Gifts for god daughter and dad: $15
Apr 5 -- : Breakfast Sandwich at McDonald's: $5, Movie Rental: $5
Apr 6 -- Newspapers at Dollar Tree: $3, Groceries: $6
Apr 7 --
Apr 8 -- Coke: $2, Groceries: $59, CVS: $2
Apr 9 --
Apr 10 --
Apr 11 -- Snack: $2, Post office: $4, Ice Cream: $6
Apr 12 -- Breakfast: $5, Target: $9
Apr 13 -- Newspapers: $3, Groceries: $9
Apr 14 -- : Vending Machine: $1.25
Apr 15 --
Apr 16 -- Groceries: $85
Apr 17 -- Lunch: $3
Apr 18 -- : Snacks: $4
Apr 19 -- : Breakfast: $5, CVS: .50
Apr 20 -- Entertainment: $32, Newspapers: $3
Apr 21 --
Apr 22 --
Apr 23 --

Wowsers three no spends in a row! Man, I wish we weren't desperate for groceries. I could go for four!

-- No Spend
-- Spend within Budget
-- Budgeted by Frivolous
: -- Unplanned/Unbudgeted Spending

April Running Tally:
9/30 -- No Spend
8/30 -- Budget Spend
3/30 -- Budget, but Frivolous
3/30 -- Non Budget Spend

Week 1 -- 92 miles/100 miles
Week 2 -- 125/100 miles
Week 3 -- 110/100 miles
Week 4 -- 2/100 miles

Goals: 15 No Spend, 15 Spend with Budget, under 100 miles/week
post #632 of 703
4/01 budgeted spending: $39.76 groceries
4/02 No Spend Day!!!
4/03 budgeted spending: $193.71 groceries from Big Box; $4.70 coffee
4/04 No Spend Day!!!
4/05 budgeted spending: $126.46 Target (groceries, baby gift, and household) $50.00 groceries
4/06 budgeted spending: $23.00 charitable contributions; $5.00 gift for friend; $2.34 coffee
4/07 / budgeted spending: $72.00 haircut/color; $33.80 groceries. Unbudgeted spending: $36.00 haircare products (frivolous)
4/08 No Spend Day !!!
4/09 No Spend Day!!!
4/10 /: budgeted spending: DH paid bills; $23.45 milkman/groceries; $2.34 coffee; $69.00 gas. Unbudgeted spending: $8.07 McDonalds for kids (frivolous )
4/11 No Spend Day
4/12 budgeted spending: $2.35 coffee; $185.60 Costco (groceries)
4/13 /: budgeted spending: $20.00 charitable contributions; $2.93 coffee; $81.08 groceries; $50.00 birthday gift for dd#1. Unbudgeted spending: $79.63 clothes for me (these were not necessary so frivolous spending)
4/14 budgeted spending: $12.08 bowling party
4/15 budgeted spending: $11.43 bowling party; $8.38 felt from Michaels; $99.53 Kohls (much needed dress clothes for kids)
4/16 budgeted spending: $47.25 (groceries); $5.86 (2 coffees)
4/17 /: budgeted spending: $2.93 coffee; $31.15 milkman Unbudgeted: $18.06 Target for gift (this was unbudgeted, but necessary)
4/18 unbudgeted spending: $20.66 groceries (I'm calling this unbudgeted because I'm over budget on groceries)
4/19 / (bought more clothes that I did not need )
4/20 / I went over on my coffee allowance :
4/21 No Spend Day
4/22 No Spend Day
4/23 $14.56 (food from Schwans that we did not need.)



Key

No Spend
Budgeted Spending
Unbudgeted Spending

My Plan

Track Groceries: $800.08/$750
Track Gas: $143/$300
Track Coffee: $26.38/$25
Track Frivolous Spending: $186.28/$50
10 no spend days: 7/10
25 days no Big Box stores: 15/25
No Credit Cards: 23/30
post #633 of 703
So when I got home from work, Df needed a digital thermometer to see how his fever was doing, and while I was out I got him some soup and oranges and yogurt and things to help him get better. Not going to make my no-spend days this month, but I will come in under budget for sure.

My Key:
- No spend
- Planned spending
- Unplanned but necessary spending
: - Unplanned and unnecessary spending
: - Worked, tutored or taught
: - Paid

01/04 - $75.00 on clothes for work
02/04 - :
03/04 - : : : :
04/04 - : Went out to dinner which was planned but spent WAY over what I planned $95.00
05/04 -
06/04 -
07/04 - : : (GST cheque)
08/04 - :: (income tax)
09/04 - : :
10/04 - $64.00 at the dentist plus a taxi home : : :
11/04 - : :
12/04 - $11.00 for wine
13/04 -
14/04 - : :
15/04 - :
16/04 - :
17/04 - : : : $49.00 for seeds and babynaming gift
18/04 - $39.00 bus
19/04 - $25.00 lunch $29.00 book
20/04 - $45.00 gas
21/04 - $10.00 groceries : :
22/04 -
23/04 - $52.00 on a thermometer and groceries for Df who's still sick : :

Goals:
No spend days - 13/20
$15 in savings envelope per tutoring pay 3/4
Put tax return on student loan
Find out if I can get EI this summer
Pay off CC - Done

Budget:
Income around $2860.00
Df for bills - $560.00
Student loan - $30/$1060
Pay off CC - $465.00 Done
Dentist - $54.00/$54.00 + ????
Other - $388.00

Total spent so far - $937.00
post #634 of 703
April 1 - : Not starting out too well. $73 tax payment (which I forgot about) and $60 on baseball tickets (which we committed too a long time about, which I also forgot about). Ugh.

April 2 - : $5 on sweet and salty snacks (it's that time of the month and I caved )

April 3 - First no spend day of the month!

April 4 - Editing! Yay! We did not go shopping and I got paid for freelance work so we will not have to spend out of our budgeted funds. Yay! : Pre-emptive. I know we have to buy a gift for a baby shower. We do not budget for gift money since it usually comes out of any freelance work I do, but that money has not come in so we will have to take it out of the regular budget.

April 5 - Doing Good for the weekend

April 6 - : Took budgeted cash out but not at a bank ATM. Fees were $5.50 for two transactions. ugh.

April 7 - Cooked at home, woo hoo!

April 8 - : $20 for DH. On the upside, DH got a job and starts this weekend! He has been looking since the 1st week of january, I am SO EXCITED!!!

April 9 - 24 - : Unsure.

Stopping by to say that I have pretty much been cut off from access via work so I haven't been able to keep up. We did go on vacation and DH's job is going well! We haven't definitely overspent but we did put money back into savings that we have vowed to leave there... Hope to be back soon!

Key:
No Spend
: Spend

March
Total overspending in March $478.33
Total no spend days - 20/31

February
Total overspending in February $666.45
Total no spend days - 14/29
post #635 of 703
Thread Starter 
01..
02..
03..
04..
05.. $3.25 Starbucks
06.. $1.50 bagels
07..
08..
09..
10..
11..
12.. $3.25 Starbucks
13..
14.. $40 Walmart
15..
16..
17.. $22 The Tavern
18..
19.. $5.76 McDonald's, $50+ baby clothes
20.. $30 mulch
21.. $185 glasses, toys, fancy bakery bread
22.. $33 haircut
23..
24..

15/24 no-spend days
23/30 fast-food-free days
9/10 let the car rest days
post #636 of 703
01: $134 groceries/household stuff - within budget but more than I meant to spend IYKWIM. However, I did get some PP pads, some labour drinks and a bit of extra meat to make PP meals for the freezer, so I got a lot for my money. DH spent $1 at work on a chocolate bar!
02: No spend!!! DH spent a tiny bit at work but this isn't his challenge....
03: DH spent $7 on playing football plus $1.5 on a drink afterwards. The weather was glorious so I took DS1 and DS2 to the park after school. I had packed snacks but DS1 accidentally dropped his and spilled them everywhere so I ended up with a $2 spend at the store for replacements.......
04: Needed butter but came out of the store with chocolate too So, that's $4 out of my grocery budget. I wanted a Coke later but I resisted so it wasn't all bad!!
05: $3 on groceries. Still within budget but wouldn't have bought this by choice, it was related to an argument with my DH about my trying to cut down on groceries and him claiming he is being left hungry??!?!
06: $4 on groceries. By some miracle, I sent DH to the store for bread, milk and cheese and he *only* came back with those items!! Progress!!! That is my household/grocery budget spent til Weds so we need to manage with what we have now. DH is aware!!
07: No spend!!
08: $120 groceries/household (that's within budget and pretty good given that we needed diapers for nighttime use and laundry stuff.......) plus $120 gas (within budget but still scary)
09: No spend!!
10: No spend AND no drive! Just off to polish my halo........
11: $2 parking to take DS2 on a walk. Later I had my tutorial social. I'll get reimbursed the main and the drink so technically only spent $5 on a dessert. I didn't need it, so that was a bad purchase.
12id pretty well on my tutorial by packing a lunch and drinks. Spent $2 on a tea (mainly just to be sociable so needless really ) and left a tip after dinner. Dinner will be on expenses. DH took the kids out to the library and got lunch while they were in town - $6 on lunch plus $4 on a gift for DS1 and probably $4 on parking.
13: $5 on a cake and some juice to take to the tutorial. I had promised to bake but was way too tired, so this was a compromise and probably didn't work out much more expensive than baking at home. DH took the kids to the park and picked up some lunch items - $4. I then had to get $12 worth of groceries for dinner because DH hadn't followed my meal plan in my absence!! Plus $6 contribution to a gift for someone in the tutorial group who has finished the course.
14:No spend and no drive for me but DH bought a loaf and some mints - $2.
15: Wooah, lots of spending today. Spent $176 in total on this week's groceries, DH's birthday presents, some extra food that is intended for postpartum and some vitamins for DS1 and me. Then, I took the kids to McDonald's as a treat and spent $14.
16: No spend, no drive. Midwife came to me and made a belly cast!!
17: I think I can record today as a no spend. We've been out for DH's birthday and we're going back out for dinner but his folks are here and I think they're paying! Turns out that DH spent $12 on sweets during our day out!!
18: Well today could have been a no spend, no drive for me but I got the urge to eat chocolate and drink something fizzy and gave in to it. Actually drove especially to do it too - shameful. Got a few things on sale while I was there so spend came in at $12......DH bought himself a McDonalds for lunch today and spent $40 on a book but that was his birthday money so fine.....
19: $18 dry cleaning, $12 groceries - we are over budget this week by a mile
20: $26 on a double stroller, a shirt for DS1 that he can wear to the two weddings we are invited to this year, and a book for DS2 as a gift from baby3 when he/she arrives!
21: $52 cranial osteopath, $40 gas, $4 groceries
22: $3 groceries
23: $88 groceries - mostly necessary but overbudget by $40. I could have left some of it there but when things we use regularly are on sale, it seems silly to. I need to figure out a system where my budget for the next month takes this into account..... Also $2 on sweets for DS1 and DS2 but our neighbour gave them the money so not sure it counts.
24: No spend, no drive! DH will have spent $7 on a game of football.
post #637 of 703
4/23 Have to edit... Last night I did drive to the library to pick up movies that were on hold and paid .20 for a late fine.
4/24 Spent $25 on a birthday gift (was in budget) No Drive Day!
post #638 of 703
My key:
-no spend
:-groceries
-gas
-unnecessary spending

4/1-
4/2- $40-gas.
4/3-
4/4-
4/5-
4/6-
4/7-
4/8-
4/9-
4/10-
4/11-
4/12-
4/13-
4/14- $53.23 Household items. I went to BJ's and bought Papertowels, toilet paper and tissues ONLY. These should last quite a while since it's only me and DH. I actually wrote it on the calendar, so I know how long it takes before we need that stuff again. I went to another store and bought Shower Cleaner (Value size so it's really 2 shower cleaners), a big thing of Spray and Wash and Sour cream.
I also get a for today for spending $7.01 on a Salad at Zaxby's. I did split it up into 2 salads though when I got home.
4/15-
4/16- $4.10-McD's bkfst
4/17- $6 Dunkin Donuts (Iced Coffee, Hashbrowns, 2 Donuts-for niece and nephew.
4/18-: $32 groceries
4/19-
4/20- $50 gas :$20 groceries.
4/21-
4/22-
4/23-
4/24-
post #639 of 703
4/1: Dinner $15
4/2:
4/3: Gas $25 /Groceries $307.88 /Newspaper $.53 /Clippers $40 /Pet $11 / Seeds $9 /Tupperware $14 /Shoes for DS $12 /Toy for kids $17
4/4:
4/5:
4/6: Newspapers $3 /Groceries $1.50 (ran out of baking soda).
4/7:
4/8:
4/9:
4/10:
4/11: Groceries $5.50 (some non-allergen food at the Dollar store)
4/12:
4/13: Newspapers $3 /Tomato plant and herbs $10
4/14: Gas $70 /Outing w/ kids $10
4/15:
4/16: Pet $21.64 /Soccer Ball $5.99 /Groceries $332.83
4/17:
4/18: Laundry sorter $25. Didn't NEED it, but it was a great deal. And, I'm over budget on misc. spending.
4/19: Firehouse dinner $4 (Kinda had to support my firefighter hubby )
4/20: Newspapers $3.25 Overbudget on misc. spending
4/21: Groceries $54.39 Hubby was by the grocery with the chips and beans the kids can eat....so stocked up.
4/22:
4/23:
4/24:


My key:

No spend
Budget spend
Over spend

Groceries $702.10/$650
Pet $32.64/$100
Eat-Out $19/$20
Misc. $133.77/$100
Garden $19/$50
Gas $95/$100
post #640 of 703
4/7
4/8 $23 + $10 into savings!
4/9 $4
4/10 $37
4/11
4/12
4/13 $21.50
4/14
4/15 $60 on scrubs for work. (necessary)
4/16
4/17
4/18 $6.50
4/19 $5
4/20 $25
4/21 $1.50
4/22
4/23
4/24 $25


GOALS:
9/15
$10/$50 into savings

KEY:
no unecessary spending
uh-oh - running total $148.50
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Mothering › Mothering Forums › Natural Living › The Mindful Home › Frugality & Finances › April No-Spend Challenge ~ Last day of our challenge. How did you do?