My sons first year in money
So this isnt exact but its pretty close!
We were on a budget the first year as DS was a complete surprise and due to our current family situation at the time - I am sure we could have saved more if this was a planned pregnancy so I think that makes a difference as well with money!, we wernt exactly in the best of money at the time - we had nothing set aside and were in a bit of debt. However, DH makes a 'decent' amount of money and I got a full time job (for min wage) as well which really helped. Not to mention - of course, we got a lot of stuff bought for us and handed down for us via family and friends this being our first baby and the first grandchild on my DHs side of the family!!! Also - lets not forget ebay!..which I didnt discover until much later in my sons life so probably could have saved even more money had I discovered it sooner! lol...But even our budgeted items could have been more budgeted if need be...how much one is willing to budge of course is really going to be down to your comfort level I think!Maternity:
(because lets not forget pregnancy costs money too lol)...
I spend about £50 on maternity clothing. A few trousers and some stretchy tops - nothing fancy. (had I discovered ebay, I could have got more and better things for less I am sure!)
£75 on prenatal vitamins (the key here though is to think ahead and buy things like this when places have sales on - we have a store here called Holland&Barrettes...they sell everything from vitamin C to red raspberry leaf tea...We plan to TTC #2 this December and they always have spring/summer sales on - so I am already stocking up on items they have on sale. Currently their bottles of EPO are £1 dropped from £3 - so you know what I am stocking up on! lol)
And post baby of course. You dont need disposable underwear but I found them handy and heavy duty post baby pads are cheaper if you buy them disposable but if you plan on having more children will eventually pay off when you have more children if you get cloth... £40Baby Gear:
(depending on how you plan to 'parent' you really dont 'need' a lot of baby gear - so I will divide this section in two)
Sling (of course!)...you can make your own but of course you can buy off ebay or buy a used one from thebabywearer, etc... £25 is what I paid for the best new sling I ever got!
Nappies - We paid £200 for our set (shaped, poppers, liners, the lot)... BUT if you want to budget this you can get a whole set (all you will ever need!) of prefolds for £30! (and lets not forget used ones which can save you even more money too!
Nappy covers! - £50. (however you can spend much much less on this if you get cheap plain plastic slip on ones. Our Boots sells a pack of 5 for only £2 so a years worth of these would cost £15 if you take good care of them! lol)
Nappy liners - the things that catch the poo ...of course you dont need these but then if you dont use them you have to scrape poo and soak your nappies, etc...However you can get reusable liners so that does save money. We got flushable ones that could be reused so we did reuse quite a bit!... £100 in liners for the first year. (even the cloth liners cost a lot though!)
Nappy pail - £5 (no need for soak or anything since we had the liners)
Obviously washing the extra load of nappies that you now have in your daily life will cost a bit as well - but I have no idea how much this adds on...my guess is not a lot though!
But we also did EC! - However we were late starters!... But all of this above cost us nothing in the second year as DS was graduated by then! Everything we have now is also already paid off. My DH did the maths and we started to get our money back (pretty much) after DS was about 6-9 months of age. Much sooner if we would have went with the £30 terry nappy pack though when you consider how much disposables cost and how many nappies you actually get through. And much much sooner if you do EC! I will be starting EC from birth next time around - you only need a few nappies as 'backup' and maybe a potty (though thats optional of course!)...which we already have! lolWhat you dont need but might come in handy:
Bouncer - £10 (cheapest one out there, you dont need something fancy but when you have a shower its nice to put your baby somewhere where you can see eachother if you arnt bringing them in the shower with you - however we are buying a shower sling next time around but thats only £15)
Pushchair - £100 (you can get cheaper ones though and ebay of course!...depends on what you use it for...I got a shopping trolly like the old ladies have lol for only £20 - as I dont have a car, its nice to carry my shopping in and all the other things you need)
Change table - £50
Change tabple mat - £10
(You dont need any of these items but as I had a section, I found them really handy as it was easier to bath and change my son then and of course, a nice neat and tidy area to store all the nappy things needed as I like organisation lol)
Change bag - £20....but you dont really need it, you can get any other bag big enough and I am sure cheaper and ebay of course! lol
Clothing in the first year: (we budgeted £50 everytime he needed new clothes, which was every 3 months as the clothes were sized! lol)
£200 (you could of course plan ahead like my friend does and buy all the clothing you need everytime they have a sale! - We never have any money then or a place to put it all in our tiny house but with good planning my friend has clothing for her 3 year old daughter in size 10 things! lol...all sale items! lol)Food:
(we made his own and hes always been a good eater! - About £5 a week for him)
And breastfeeding is free....but you might want fancy breastfeeding bras and shirts?
add £50 (of course there is ebay and dont forget the sales!!!!)Also
- you will be eating more in pregnancy and whilst bf your baby ...no idea how much this really costs but lets just say we budget out (now with a 3 person family) about £40-£50 a week in shopping and when I was pregnant we were spending about £80-£100 a week in shopping lol....
Also - we live in the UK. So I didnt have to pay for any of my antenatal care, my midwives, the birth of my son, his care after he was born, etc. Well we did, but its all taken out of taxes anyhow (which are extremly high compared to your country! lol) so what we end up with at the end of the year never changes regardless. And everyone in the UK gets child tax credit (unless you earn more than £60k a year - which isnt a huge part of the population! lol) - So we get £10 a week for my son (which really is only getting some tax back for having a child).Total
- though I am sure it could be even more so with a planned baby, things bought in sales as you can do when you plan this lol, ebay, used items, etc): £665Total
(not so budgeted
Now the second year has been cheaper.
We dont need all the 'starting off' gear.
DS used the toilet.
Dont know how much his food costs but as I said our weekly budget for all of us is £40-£50.
Clothes we buy every season as needed - about £300 a year.
Shoes £30 - but my son was a late walker!!!
Hes going on three now and this year so far has been about the same in the way of clothes and food. Shoes have cost more - double that price so £60.
We only buy him new toys for birthday/christmas. Everything in between is chairty shops! And of course, he has a grandma that spoils him to bits! lol
About £30 for birthday pressies and £50 for Christmas.
Though he does have a birthday party which is about £150 everytime. BUT - You dont have to have a party and as he gets older, he wont be getting one. We seen to be doing that backwards as most people I know dont bother with parties until their child is 3-4 years old. As we are unschoolers though and they are not, all the people I know will be spending much more on parties when they start having them as they plan to invite the whole class!...DS isnt going to 'not' have friends, but hes not going to have a class of 30 to invite to a party. So we will keep birthday celebrations as a family event when he is 'school' age - which will cost much less than what we are spending now!... However, it will still be the same *yearly if he takes up something like ballet or whatever we have in this area to offer - other activites you know, etc. So he wont be having that much spend on him on his birthday party, but that much will still be there to spend on him on other things.
However - We hardly go out to eat and have only been camping as a holiday (so cheap holiday lol).
Having a second is going to be cheaper if I had to budget but as its planned and we are better fiancially I really want to splash out and enjoy it - so I will be spending more on maternity clothing. However I already have the first 6 months worth of clothing for this twinkle in my eye lol ...ALL ebay, ALL brand new with tags - only £40!!! So I have saved money there, and as I dont need a bouncer or change table, or nappies, etc...It will still be about the same as my first sons first year or cheaper. Just what I spend on *myself is going to be more. Which of course, you dont have to do! hehe